SBA Portfolio Officer - Portfolio Management

divh2SBA Portfolio Officer (Portfolio Management)/h2pWe are seeking an experienced SBA Portfolio Officer (Portfolio Management) to join our SBA Lending Team. This role is critical in supporting the banks SBA lending initiatives by performing in-depth credit analysis and credit risk assessment for the loans in the portfolio to meet the compliance with SBA guidelines and East West Banks credit policies. This position requires expertise in SBA loan programs (7(a), 504), cash flow analysis, evaluating financial statements, and understanding legal rights of Lender under the loan documents. The ideal candidate will have a strong background in commercial credit, understanding financial statements, and a proven track record of monitoring and managing loans in a portfolio./ppResponsibilities:/pulliAnalyze financial statements, tax returns, and cash flow analysis for existing SBA loans./liliMonitoring credit risk based on financial statement analysis and covenant compliance./liliPerform in annual loan reviews to determine the appropriate risk rating of the portfolio./liliPrepare detailed credit memoranda with risk rating assessments and recommendations./liliMonitor borrower performance and help identify potential credit risks./liliReview tickler reports and follow up with borrowers to obtain outstanding financial conditions./liliRequest for waivers with supporting documentations for financial conditions and/or covenant violations./liliMail out letters requesting financials, notifying loan defaults, etc. for credit risk management./liliSupport portfolio management and reporting activities./liliEnsure adherence to internal credit policies and regulatory requirements./liliAssist with problem loan reports to develop problem loan credit solutions./li/ulpQualifications:/pulli2-3+ years in commercial lending or loan portfolio management./liliProven experience in financial analysis./liliKnowledge of SBA SOP 50-57 and SBA 50-10./liliBachelors degree in Business Administration, Finance, or a related field./liliStrong financial analysis, problem-solving skills, negotiation, and decision-making abilities./liliExcellent communication and interpersonal skills for sensitive borrower interactions and regulatory reporting./liliAbility to work independently and as part of a team./li/ulpCompensation:/ppThe base pay range for this position is USD $69,000.00/Yr. - USD $120,000.00/Yr. Exact offers will be determined based on job-related knowledge, skills, experience, and location./p/div