Position Summary:
Join our dynamic team as a Commercial Lending Credit Analyst, where you will play a critical role in supporting lenders in providing credit extensions to both new and existing commercial loan clients. Your expertise in financial analysis will be essential in evaluating lending opportunities and preparing credit approval documents for our loan committee. Primary Responsibilities: Conduct comprehensive analysis of financial data including statements and reports on prospective and current borrowing accounts, preparing detailed evaluations of their financial health. Present informed recommendations to Loan Officers regarding loan approvals or denials, accompanied by well-documented loan submissions. Analyze trends in financial data and interpret key ratios such as cash flow to debt service and debt-to-equity. Provide detailed documentation of financial analyses through well-organized spreadsheets and written credit offering memorandums. Assign appropriate loan grades based on thorough credit analysis and documentation review. Coordinate departmental tasks to ensure efficient information flow and collaboration. Generate and provide assigned reports as needed. Conduct annual reviews of loan relationships to ensure compliance and accuracy. Bring a minimum of 2+ years of experience in a bank or credit union as a Credit Analyst. Benefits: Attractive compensation package Comprehensive benefits package featuring generous PTO, health, dental, vision, and automatic 401(k) contributions. Opportunities for career advancement and leadership roles. For more information about this exciting position and other banking opportunities, please apply with your resume. We look forward to connecting with you!
Join our dynamic team as a Commercial Lending Credit Analyst, where you will play a critical role in supporting lenders in providing credit extensions to both new and existing commercial loan clients. Your expertise in financial analysis will be essential in evaluating lending opportunities and preparing credit approval documents for our loan committee. Primary Responsibilities: Conduct comprehensive analysis of financial data including statements and reports on prospective and current borrowing accounts, preparing detailed evaluations of their financial health. Present informed recommendations to Loan Officers regarding loan approvals or denials, accompanied by well-documented loan submissions. Analyze trends in financial data and interpret key ratios such as cash flow to debt service and debt-to-equity. Provide detailed documentation of financial analyses through well-organized spreadsheets and written credit offering memorandums. Assign appropriate loan grades based on thorough credit analysis and documentation review. Coordinate departmental tasks to ensure efficient information flow and collaboration. Generate and provide assigned reports as needed. Conduct annual reviews of loan relationships to ensure compliance and accuracy. Bring a minimum of 2+ years of experience in a bank or credit union as a Credit Analyst. Benefits: Attractive compensation package Comprehensive benefits package featuring generous PTO, health, dental, vision, and automatic 401(k) contributions. Opportunities for career advancement and leadership roles. For more information about this exciting position and other banking opportunities, please apply with your resume. We look forward to connecting with you!