Due Diligence Underwriter
Opus Capital Markets Consultants, Houston, Texas, United States, 77246
About The Role
Opus CMC is seeking motivated mortgage professionals to join our Due Diligence team as Underwriter Trainees. This role is designed for individuals with a strong foundation in frontline mortgage underwriting who are ready to expand their expertise into the specialized world of due diligence. Trainees will receive structured training, hands-on file review experience, and ongoing mentorship from seasoned Trainer and Due Diligence Underwriters. Location: Houston - In Office Key Responsibilities
Review residential mortgage loan files for credit, compliance, data integrity, and documentation completeness under the supervision of senior underwriters. Apply investor, agency, and proprietary guidelines to determine loan eligibility and risk factors. Analyze borrower income, assets, credit, and collateral to support underwriting conclusions. Identify documentation deficiencies, inconsistencies, and potential red flags. Prepare clear, concise findings and support documentation for internal quality review. Participate in structured training sessions, case studies, and performance assessments. Collaborate with team members to ensure accuracy, consistency, and timely completion of assignments. Maintain strict confidentiality and adhere to Opus CMC’s quality and compliance standards. Required Qualifications
Minimum of 3 years of frontline mortgage underwriting experience (retail, wholesale, or correspondent). Strong understanding of income analysis, credit risk assessment, and collateral review. Familiarity with agency guidelines (Fannie Mae, Freddie Mac) and common mortgage products. Excellent analytical, organizational, and problem solving skills. Strong written and verbal communication abilities. Ability to work in a fast paced, deadline driven environment with high attention to detail. Proficiency with LOS systems, AUS findings, and standard mortgage documentation. Training & Certification
Role: To continue employment in the trainee program and advance to a Due Diligence Underwriter role, candidates must successfully complete and pass the Opus CMC Due Diligence Underwriting Course. This includes: Classroom and self paced training modules Practical loan file exercises Knowledge assessments and performance evaluations Successful completion is required to progress beyond the trainee level. Preferred Qualifications
Experience with non QM, jumbo, or private investor guidelines Exposure to due diligence, secondary market reviews, or quality control audits Strong Excel skills and comfort working with data driven workflows What We Offer
Comprehensive training and development Opportunities for advancement into senior underwriting roles Collaborative, supportive team culture Exposure to a wide variety of loan types and investor requirements Competitive compensation and benefits package
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Opus CMC is seeking motivated mortgage professionals to join our Due Diligence team as Underwriter Trainees. This role is designed for individuals with a strong foundation in frontline mortgage underwriting who are ready to expand their expertise into the specialized world of due diligence. Trainees will receive structured training, hands-on file review experience, and ongoing mentorship from seasoned Trainer and Due Diligence Underwriters. Location: Houston - In Office Key Responsibilities
Review residential mortgage loan files for credit, compliance, data integrity, and documentation completeness under the supervision of senior underwriters. Apply investor, agency, and proprietary guidelines to determine loan eligibility and risk factors. Analyze borrower income, assets, credit, and collateral to support underwriting conclusions. Identify documentation deficiencies, inconsistencies, and potential red flags. Prepare clear, concise findings and support documentation for internal quality review. Participate in structured training sessions, case studies, and performance assessments. Collaborate with team members to ensure accuracy, consistency, and timely completion of assignments. Maintain strict confidentiality and adhere to Opus CMC’s quality and compliance standards. Required Qualifications
Minimum of 3 years of frontline mortgage underwriting experience (retail, wholesale, or correspondent). Strong understanding of income analysis, credit risk assessment, and collateral review. Familiarity with agency guidelines (Fannie Mae, Freddie Mac) and common mortgage products. Excellent analytical, organizational, and problem solving skills. Strong written and verbal communication abilities. Ability to work in a fast paced, deadline driven environment with high attention to detail. Proficiency with LOS systems, AUS findings, and standard mortgage documentation. Training & Certification
Role: To continue employment in the trainee program and advance to a Due Diligence Underwriter role, candidates must successfully complete and pass the Opus CMC Due Diligence Underwriting Course. This includes: Classroom and self paced training modules Practical loan file exercises Knowledge assessments and performance evaluations Successful completion is required to progress beyond the trainee level. Preferred Qualifications
Experience with non QM, jumbo, or private investor guidelines Exposure to due diligence, secondary market reviews, or quality control audits Strong Excel skills and comfort working with data driven workflows What We Offer
Comprehensive training and development Opportunities for advancement into senior underwriting roles Collaborative, supportive team culture Exposure to a wide variety of loan types and investor requirements Competitive compensation and benefits package
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