The Role
We are looking for a
Head of US Underwriting
to join us at INSHUR! We’re based in New York City , with offices in LA, Dallas, UK and Netherlands and our company embraces a hybrid working model, allowing you to thrive in both collaborative office settings and the comfort of your own home . You’ll have the opportunity to work remotely while also connecting with your colleagues at our New York City office at least
once a week , fostering a dynamic and supportive environment. You’ll be working on re-inventing insurance in exciting markets across multiple territories including the UK , US , and the Netherlands , with plans to expand into new European countries. Supported by (and reporting to) the Director of US Insurance, you’ll be leading an underwriting team of 11. What you'll do As a
Head of US Underwriting , you will be responsible for managing and modernizing our core taxi book of business while driving underwriting excellence across multiple product lines. You will act as a strategic underwriting leader, ensuring manual processes are modernized for efficiency while maintaining rigorous profitability and performance standards. You’ll be working on: Portfolio Modernization:
Own the day-to-day manual taxi book while driving a transformational project to automate and modernize processes within the first 12 months. Multi-Product Authority:
Overseeing underwriting for various products (Car Share, captive accounts, Ride Share, Taxi and Delivery) with a strategic mindset to manage profitability trends. Technical Risk Assessment:
Getting "hands-on" with in-depth application reviews, assessing driver trustworthiness, and identifying data inconsistencies to ensure sound risk selection. Cross-Functional Product Building:
Partnering closely with Actuarial and Product teams to build products, manage policy documentation, and refine rating elements for automated systems. Strategic People Leadership:
Mentoring and developing a diverse team, ranging from manual underwriting specialists to those focused on modern, automated workflows. We’d love to hear from you if you have… While we prioritize aptitude and passion over a strict checklist of requirements, we've outlined a core set of skills we believe will lead to success in this role. ...these essentials to thrive in the role: Change Management & Digital Transformation:
You have a proven ability to guide teams through significant process transformations, moving from paper-based workflows to streamlined digital automation without losing momentum. Commercial Auto ISO Expertise : Deep technical knowledge of commercial auto underwriting, specifically within ISO-based frameworks or complex personal lines, is vital for managing our specialized portfolios. Strategic Risk Expert:
You can move seamlessly between granular, hands-on risk assessment and high-level strategic portfolio management to drive company goals. Analytical Problem Solving:
You are proficient at using internal tools to identify data inconsistencies and collaborate with Actuarial teams to refine pricing and documentation. Seasoned People Manager:
You are an experienced leader capable of managing and developing a team with diverse experience levels and skill sets. ...these additional skills that could set you apart: Full-Stack Carrier Experience:
Experience working within a "full stack" carrier or a specialized MGA. High-Growth Adaptability:
Experience in a startup or high-growth environment where roles are fluid and you can apply a "product manager" mindset to underwriting. You’ll love it here if you: Thrive navigating ambiguity and finding clarity in uncertain situations. Take pride in being accountable and owning your responsibilities. Enjoy in a fast-paced environment where change happens quickly. Enjoy innovating with AI and other technologies to find creative solutions. Are solutions-focused and driven to overcome challenges. Embrace resilience and adapt to setbacks with a positive attitude. Are intellectually curious, constantly seeking to learn, explore new ideas, and not afraid to question and improve your understanding. You may not enjoy working here if: ⏳ Prefer a more structured, slow-moving environment. Feel most comfortable when tasks and processes are clearly defined from the start. Struggle with handling multiple challenges at once or adapting to frequent changes. Tend to stick strictly to your defined role and avoid contributing outside of your responsibilities. Collaborating with AI:
At INSHUR, we see AI as a powerful collaborator. We use technology to innovate, and our hiring process is no exception. For us, AI is a tool to enhance our processes and help you showcase your best self—we never use it to make the final hiring decision. We actively encourage you to use AI tools to help you shine, and you can learn more about how we collaborate with AI, and our tips for how you can too, here. What to expect from the process: Screen & Intro:
30-minute video call with the Talent Team to discuss the role and your experience. First Interview:
60-minute video call with the Director of Insurance to discuss the role and your related experience. Case Study:
A brief take-home task followed by a 45-60 minute in-person interview with the Head of Pricing, Director of Insurance Final Interview:
60-minute video call with our CEO and Director of People We encourage you to ask questions about the role and the company throughout the hiring process. We believe that this is as much an opportunity for you to interview us as it is for us to interview you. What we offer The base salary for this position is budgeted between $180,000 and $210,000. The final offer will be determined based on previous experience and location. Candidates with salary requirements above this range are still encouraged to apply for review. We offer all our employees stock options. We've also built a benefits package that invests in our people’s long-term personal and professional growth and wellbeing. Here’s a sample of what this includes: 25 days of holiday (+5 days after 5 years), 5 sick days and 8 federal holidays Medical, dental and vision health insurance plans ️ Life insurance, short-term, and long-term disability benefits 13 weeks fully paid parental leave for all new parents, regardless of your gender 401(k) with 4% company match Commuter Benefits Flexible working hours to fit your lifestyle $650 annual training allowance & learning opportunities ♀️ $50 monthly wellbeing 24/7 Employee Assistance Program and mental health benefits It goes without saying that we provide everyone with a laptop, monitor, top of the range kit, and any software you need. About Us INSHUR is on a mission to be the leader in insurance solutions for the on-demand economy, making coverage fair and accessible for drivers. Cutting edge technology & deep insurance know-how underpins our revolutionary offering for on-demand drivers, keeping premiums affordable and delivering results for partners. With a focus on embedded insurance solutions, and complementary technology integrations for digital platform providers such as Uber, Amazon, Bolt, FREENOW and OLA, we’ve been helping drivers stay on the road since 2016 through our data, technology and in-house insurance expertise. Backed by some of the most forward thinking VC’s including Viola Growth, JVP, Munich Re, Viola Fintech, MTech Capital, Antler, and MS&AD, we have secured over $113.5 million in funding as well as the acquisition of American Business Insurance in 2023. We have exciting plans to continue growing our portfolio and product lines and expand to new territories in the future. As a global team of around 220 people based across the US, UK, and the Netherlands, we value: Generosity, inclusivity, open-mindedness, and diversity Delivering great results and learning in the open Freedom to make long-term, high-impact decisions The wellbeing of our teammates and the people around us And… Enjoying the ride! Equal opportunities At INSHUR, we believe that having a diverse team where everyone can bring their authentic selves to work is key to our success. We’re passionate about creating equal opportunities and making the tech industry a better place for all and we don’t discriminate based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability, or age. As at Aug 2025, our team consists of 46% women, 31% from BAME or BIPOC backgrounds, and 12% LGBTQ+ . We proudly represent 30+ nationalities and span multiple generations, including Baby Boomers, Gen X, Millennials, and Gen Z. We’re proud to have been recognised for Diversity and Inclusion by the British Insurance Awards. We recognise that some companies often hire people similar to the existing team—something we’ve worked hard to overcome. We follow a structured hiring process and ensure our interview teams are trained to foster inclusivity and equity. ⏰ While this position is advertised as full-time, we’re flexible on specific arrangements and happy to discuss options like part-time, job-sharing, or other flexible work setups for the right candidate. ️ If you need any adjustments during the interview process, please let us know, and we’ll do our best to accommodate your needs.
#J-18808-Ljbffr
We are looking for a
Head of US Underwriting
to join us at INSHUR! We’re based in New York City , with offices in LA, Dallas, UK and Netherlands and our company embraces a hybrid working model, allowing you to thrive in both collaborative office settings and the comfort of your own home . You’ll have the opportunity to work remotely while also connecting with your colleagues at our New York City office at least
once a week , fostering a dynamic and supportive environment. You’ll be working on re-inventing insurance in exciting markets across multiple territories including the UK , US , and the Netherlands , with plans to expand into new European countries. Supported by (and reporting to) the Director of US Insurance, you’ll be leading an underwriting team of 11. What you'll do As a
Head of US Underwriting , you will be responsible for managing and modernizing our core taxi book of business while driving underwriting excellence across multiple product lines. You will act as a strategic underwriting leader, ensuring manual processes are modernized for efficiency while maintaining rigorous profitability and performance standards. You’ll be working on: Portfolio Modernization:
Own the day-to-day manual taxi book while driving a transformational project to automate and modernize processes within the first 12 months. Multi-Product Authority:
Overseeing underwriting for various products (Car Share, captive accounts, Ride Share, Taxi and Delivery) with a strategic mindset to manage profitability trends. Technical Risk Assessment:
Getting "hands-on" with in-depth application reviews, assessing driver trustworthiness, and identifying data inconsistencies to ensure sound risk selection. Cross-Functional Product Building:
Partnering closely with Actuarial and Product teams to build products, manage policy documentation, and refine rating elements for automated systems. Strategic People Leadership:
Mentoring and developing a diverse team, ranging from manual underwriting specialists to those focused on modern, automated workflows. We’d love to hear from you if you have… While we prioritize aptitude and passion over a strict checklist of requirements, we've outlined a core set of skills we believe will lead to success in this role. ...these essentials to thrive in the role: Change Management & Digital Transformation:
You have a proven ability to guide teams through significant process transformations, moving from paper-based workflows to streamlined digital automation without losing momentum. Commercial Auto ISO Expertise : Deep technical knowledge of commercial auto underwriting, specifically within ISO-based frameworks or complex personal lines, is vital for managing our specialized portfolios. Strategic Risk Expert:
You can move seamlessly between granular, hands-on risk assessment and high-level strategic portfolio management to drive company goals. Analytical Problem Solving:
You are proficient at using internal tools to identify data inconsistencies and collaborate with Actuarial teams to refine pricing and documentation. Seasoned People Manager:
You are an experienced leader capable of managing and developing a team with diverse experience levels and skill sets. ...these additional skills that could set you apart: Full-Stack Carrier Experience:
Experience working within a "full stack" carrier or a specialized MGA. High-Growth Adaptability:
Experience in a startup or high-growth environment where roles are fluid and you can apply a "product manager" mindset to underwriting. You’ll love it here if you: Thrive navigating ambiguity and finding clarity in uncertain situations. Take pride in being accountable and owning your responsibilities. Enjoy in a fast-paced environment where change happens quickly. Enjoy innovating with AI and other technologies to find creative solutions. Are solutions-focused and driven to overcome challenges. Embrace resilience and adapt to setbacks with a positive attitude. Are intellectually curious, constantly seeking to learn, explore new ideas, and not afraid to question and improve your understanding. You may not enjoy working here if: ⏳ Prefer a more structured, slow-moving environment. Feel most comfortable when tasks and processes are clearly defined from the start. Struggle with handling multiple challenges at once or adapting to frequent changes. Tend to stick strictly to your defined role and avoid contributing outside of your responsibilities. Collaborating with AI:
At INSHUR, we see AI as a powerful collaborator. We use technology to innovate, and our hiring process is no exception. For us, AI is a tool to enhance our processes and help you showcase your best self—we never use it to make the final hiring decision. We actively encourage you to use AI tools to help you shine, and you can learn more about how we collaborate with AI, and our tips for how you can too, here. What to expect from the process: Screen & Intro:
30-minute video call with the Talent Team to discuss the role and your experience. First Interview:
60-minute video call with the Director of Insurance to discuss the role and your related experience. Case Study:
A brief take-home task followed by a 45-60 minute in-person interview with the Head of Pricing, Director of Insurance Final Interview:
60-minute video call with our CEO and Director of People We encourage you to ask questions about the role and the company throughout the hiring process. We believe that this is as much an opportunity for you to interview us as it is for us to interview you. What we offer The base salary for this position is budgeted between $180,000 and $210,000. The final offer will be determined based on previous experience and location. Candidates with salary requirements above this range are still encouraged to apply for review. We offer all our employees stock options. We've also built a benefits package that invests in our people’s long-term personal and professional growth and wellbeing. Here’s a sample of what this includes: 25 days of holiday (+5 days after 5 years), 5 sick days and 8 federal holidays Medical, dental and vision health insurance plans ️ Life insurance, short-term, and long-term disability benefits 13 weeks fully paid parental leave for all new parents, regardless of your gender 401(k) with 4% company match Commuter Benefits Flexible working hours to fit your lifestyle $650 annual training allowance & learning opportunities ♀️ $50 monthly wellbeing 24/7 Employee Assistance Program and mental health benefits It goes without saying that we provide everyone with a laptop, monitor, top of the range kit, and any software you need. About Us INSHUR is on a mission to be the leader in insurance solutions for the on-demand economy, making coverage fair and accessible for drivers. Cutting edge technology & deep insurance know-how underpins our revolutionary offering for on-demand drivers, keeping premiums affordable and delivering results for partners. With a focus on embedded insurance solutions, and complementary technology integrations for digital platform providers such as Uber, Amazon, Bolt, FREENOW and OLA, we’ve been helping drivers stay on the road since 2016 through our data, technology and in-house insurance expertise. Backed by some of the most forward thinking VC’s including Viola Growth, JVP, Munich Re, Viola Fintech, MTech Capital, Antler, and MS&AD, we have secured over $113.5 million in funding as well as the acquisition of American Business Insurance in 2023. We have exciting plans to continue growing our portfolio and product lines and expand to new territories in the future. As a global team of around 220 people based across the US, UK, and the Netherlands, we value: Generosity, inclusivity, open-mindedness, and diversity Delivering great results and learning in the open Freedom to make long-term, high-impact decisions The wellbeing of our teammates and the people around us And… Enjoying the ride! Equal opportunities At INSHUR, we believe that having a diverse team where everyone can bring their authentic selves to work is key to our success. We’re passionate about creating equal opportunities and making the tech industry a better place for all and we don’t discriminate based on race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, marital status, disability, or age. As at Aug 2025, our team consists of 46% women, 31% from BAME or BIPOC backgrounds, and 12% LGBTQ+ . We proudly represent 30+ nationalities and span multiple generations, including Baby Boomers, Gen X, Millennials, and Gen Z. We’re proud to have been recognised for Diversity and Inclusion by the British Insurance Awards. We recognise that some companies often hire people similar to the existing team—something we’ve worked hard to overcome. We follow a structured hiring process and ensure our interview teams are trained to foster inclusivity and equity. ⏰ While this position is advertised as full-time, we’re flexible on specific arrangements and happy to discuss options like part-time, job-sharing, or other flexible work setups for the right candidate. ️ If you need any adjustments during the interview process, please let us know, and we’ll do our best to accommodate your needs.
#J-18808-Ljbffr