Credit Underwriter OE - B10 - Telecommuter
Citigroup Inc., Sacramento, California, United States, 95828
Overview
The Credit Underwriter OE is a developing professional role. This role identifies policy and applies specialty knowledge in monitoring and assessing processes and data. It integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. The role requires a good understanding of how the team interacts with others to accomplish objectives. Develops working knowledge of industry practices and standards. The ability to exchange information in a concise and logical way and to be sensitive to audience diversity is essential. The impact of the role is limited to the quality of tasks/services provided and primarily affects the team. Responsibilities
Reviews loan submissions for credit judgment and credit worthiness, documentation, ability to pay calculations, loan to value calculations and other functions relating to the credit decision process of the field network. Handles resubmissions on amended loan requests, responds to phone inquiries regarding decisions made, policy questions, and assists in training various visitors that come to Home Office Credit. Approves subordination agreements. Other duties as assigned. Appropriately assess risk when business decisions are made, demonstrating consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to policy, applying sound ethical judgment, and escalating, managing and reporting control issues with transparency. Qualifications
0-2 years related experience Excellent analytical and problem solving skills Education
Bachelor’s/University degree or equivalent experience Additional Information
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. Must be willing to work 9am - 6pm Pacific Time. Job family and related information (risk management, credit risk, time type, location, and salary range) is provided as part of the posting. Salary range: $78,150.00 - $109,050.00. Citi offers competitive benefits including medical, dental, vision coverage; 401(k); life, accident, and disability insurance; wellness programs; and paid time off. Availability of offerings may vary by jurisdiction, job level, and date of hire. Most Relevant Skills: Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. Anticipated Posting Close Date: Feb 13, 2026. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review accessibility information and Citi’s policies through appropriate channels.
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The Credit Underwriter OE is a developing professional role. This role identifies policy and applies specialty knowledge in monitoring and assessing processes and data. It integrates established disciplinary knowledge within own specialty area with basic understanding of related industry practices. The role requires a good understanding of how the team interacts with others to accomplish objectives. Develops working knowledge of industry practices and standards. The ability to exchange information in a concise and logical way and to be sensitive to audience diversity is essential. The impact of the role is limited to the quality of tasks/services provided and primarily affects the team. Responsibilities
Reviews loan submissions for credit judgment and credit worthiness, documentation, ability to pay calculations, loan to value calculations and other functions relating to the credit decision process of the field network. Handles resubmissions on amended loan requests, responds to phone inquiries regarding decisions made, policy questions, and assists in training various visitors that come to Home Office Credit. Approves subordination agreements. Other duties as assigned. Appropriately assess risk when business decisions are made, demonstrating consideration for the firm’s reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to policy, applying sound ethical judgment, and escalating, managing and reporting control issues with transparency. Qualifications
0-2 years related experience Excellent analytical and problem solving skills Education
Bachelor’s/University degree or equivalent experience Additional Information
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required. Must be willing to work 9am - 6pm Pacific Time. Job family and related information (risk management, credit risk, time type, location, and salary range) is provided as part of the posting. Salary range: $78,150.00 - $109,050.00. Citi offers competitive benefits including medical, dental, vision coverage; 401(k); life, accident, and disability insurance; wellness programs; and paid time off. Availability of offerings may vary by jurisdiction, job level, and date of hire. Most Relevant Skills: Analytical Thinking, Constructive Debate, Escalation Management, Financial Analysis, Policy and Procedure, Policy and Regulation, Product Knowledge, Risk Controls and Monitors, Risk Identification and Assessment. Anticipated Posting Close Date: Feb 13, 2026. Citi is an equal opportunity employer, and qualified candidates will receive consideration without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other characteristic protected by law. If you are a person with a disability and need a reasonable accommodation to use our search tools and/or apply for a career opportunity, review accessibility information and Citi’s policies through appropriate channels.
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