Cash Operations & Investor Reporting Analyst
Vontive, San Antonio, Texas, United States, 78208
Vontive is seeking a Cash Operations & Investor Reporting Analyst to serve as a critical link between our servicing team, loan funding operations, and internal accounting teams. This role is essential to ensuring the accuracy and integrity of our loan servicing operations, cash management processes, and investor reporting functions.
The successful candidate will record daily transactions, manage cash reconciliation processes, prepare monthly investor remittance reports, and conduct financial modeling for warehouse lending operations. You will support loan servicing transfers, perform quality control reviews, and work across multiple systems to ensure seamless operations and compliance with investor requirements.
This is an excellent opportunity for a finance professional looking to build expertise in loan servicing operations while playing a key coordinating role within a growing organization.
Duties and Responsibilities
Cash Operations & Reconciliation
Execute daily cash management process by reconciling loan servicing transactions (monthly loan payments, payoffs, etc.) with cash receipts Process and record borrower payments, adjustments, interest, and escrow collected to the servicing system Monitor and analyze discrepancies in cash reconciliation, taking prompt action to resolve issues Develop and maintain internal controls and processes to ensure the accuracy of cash flow reporting and loan accounts Conduct detailed financial modeling of loans on Vontive's shared warehouse line to precisely calculate interest charges, interest earned, and other items required to determine disbursements to affiliates Prepare and reconcile collections remittance reports for investors Perform financial modeling of interest remittance splits Analyze loan sale trade terms and reconcile them with data in Vontive's system and with third-party servicers Quality Control & System Management
Run monthly quality control checks over servicing records in both Vontive's system and third-party servicer platforms Review insurance-related transactions executed by third-party insurance tracking providers and update Vontive's internal system with any escrow balance changes Education and/or Experience
Bachelor's degree in Finance, Accounting, Business Administration, or related field 2-4 years of experience in loan servicing, cash operations, or investor reporting Advanced proficiency in Microsoft Excel (financial modeling, complex formulas, pivot tables) Strong analytical and problem-solving skills Excellent attention to detail and accuracy Strong written and verbal communication skills for investor reporting Ability to manage multiple priorities and meet deadlines Our benefits
Competitive salary and compensation package Monthly fitness and wellness stipend Healthy snacks, beverages and meals at the office Company-sponsored events and volunteering opportunities Unlimited PTO Parental leave Short- and long-term disability coverage Life insurance policy Salary Range : $60,000 - $75,000 At Vontive, you will find a team committed to diversity, inclusion, and values of: Integrity: Always demonstrating the highest ethical standards. Accountability: Consistently delivering on our commitments to our clients, partners, communities, and each other. Candor: Creating an environment where people are heard when they speak up, and where trust, honesty, and respect are at the forefront of our relationships. Prudence: Always acting in the best interest of our stakeholders and for the long-term integrity of the business. Execution: Managing our priorities, decisions, and work to aggressively grow the business in fulfillment of our mission. Culture: Valuing and promoting diversity in our hiring, through our business practices, and by giving back to our communities. Empowerment: Trusting each other to always do the right thing. Vontive is an equal opportunity employer that values diversity, inclusion and belonging. We do not discriminate on the basis of race, religion, color, national origin, gender, gender identity or expression, sexual orientation, age, marital status, veteran status, disability status, or any other characteristic protected by law. We will ensure that individuals with differing abilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
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Cash Operations & Reconciliation
Execute daily cash management process by reconciling loan servicing transactions (monthly loan payments, payoffs, etc.) with cash receipts Process and record borrower payments, adjustments, interest, and escrow collected to the servicing system Monitor and analyze discrepancies in cash reconciliation, taking prompt action to resolve issues Develop and maintain internal controls and processes to ensure the accuracy of cash flow reporting and loan accounts Conduct detailed financial modeling of loans on Vontive's shared warehouse line to precisely calculate interest charges, interest earned, and other items required to determine disbursements to affiliates Prepare and reconcile collections remittance reports for investors Perform financial modeling of interest remittance splits Analyze loan sale trade terms and reconcile them with data in Vontive's system and with third-party servicers Quality Control & System Management
Run monthly quality control checks over servicing records in both Vontive's system and third-party servicer platforms Review insurance-related transactions executed by third-party insurance tracking providers and update Vontive's internal system with any escrow balance changes Education and/or Experience
Bachelor's degree in Finance, Accounting, Business Administration, or related field 2-4 years of experience in loan servicing, cash operations, or investor reporting Advanced proficiency in Microsoft Excel (financial modeling, complex formulas, pivot tables) Strong analytical and problem-solving skills Excellent attention to detail and accuracy Strong written and verbal communication skills for investor reporting Ability to manage multiple priorities and meet deadlines Our benefits
Competitive salary and compensation package Monthly fitness and wellness stipend Healthy snacks, beverages and meals at the office Company-sponsored events and volunteering opportunities Unlimited PTO Parental leave Short- and long-term disability coverage Life insurance policy Salary Range : $60,000 - $75,000 At Vontive, you will find a team committed to diversity, inclusion, and values of: Integrity: Always demonstrating the highest ethical standards. Accountability: Consistently delivering on our commitments to our clients, partners, communities, and each other. Candor: Creating an environment where people are heard when they speak up, and where trust, honesty, and respect are at the forefront of our relationships. Prudence: Always acting in the best interest of our stakeholders and for the long-term integrity of the business. Execution: Managing our priorities, decisions, and work to aggressively grow the business in fulfillment of our mission. Culture: Valuing and promoting diversity in our hiring, through our business practices, and by giving back to our communities. Empowerment: Trusting each other to always do the right thing. Vontive is an equal opportunity employer that values diversity, inclusion and belonging. We do not discriminate on the basis of race, religion, color, national origin, gender, gender identity or expression, sexual orientation, age, marital status, veteran status, disability status, or any other characteristic protected by law. We will ensure that individuals with differing abilities are provided reasonable accommodation to participate in the job application or interview process, to perform essential job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.
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