Customer Service Representative (CSR)
Missouri Staffing, Saint Louis, Missouri, United States, 63101
Teller Position
This designation is used to identify those tellers that have served primarily as tellers but are also cross trained to do new accounts work. They will occasionally cover the new accounts area, but their primary duty is supporting the teller line. Individuals in this position provide a variety of teller and new account services such as handling deposits, withdrawals, payments, greeting customers and opening and maintaining accounts. Operates a variety of office equipment. Explores customer needs and cross-sells services that are in the best interest of the customer. Makes appropriate referrals to other business units for traditional and non-traditional banking products and services. Provides superior service to customers. Conducts relationships and activities consistent with established bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable state and federal laws and regulations. Essential Duties and Responsibilities
Provide daily deposit services such as handling deposits, withdrawals, holds, loan payments, travelers checks, cashiers checks, money orders, stop payments, telephone transfers, direct deposits, cash advances, and other related matters. Maintain cash drawer within prescribed limits. Purchase from and sell money to vault as needed. Accurately count, receive, and disburse cash and accurately handle mutilated and bait currency. Verify and balance assigned cash drawer daily. Maintain cash over and short record. Assist in identifying cash offages. Maintain cash drawer variances within Central Bank of St. Louis guidelines. Prepare necessary forms for proper completion of Bank Secrecy Act (BSA) requirement. Includes obtaining appropriate documentation from customers and non-customers. Acquire and maintain thorough knowledge and understanding of compliance and regulatory issues relating to teller and customer service areas (i.e., Bank Secrecy Act, Regulation CC, E, DD, P, etc.) evidenced by appropriate application of these regulations in day-to-day operations. Acquire and maintain thorough understanding of security procedures; practice established procedures. Understand role in case of robbery, whether victim or bystander, and know proper post-robbery procedures. Maintain neat and orderly work area and ensure that all cash, negotiables, and confidential records are secured and/or disposed of properly. Consistently demonstrate proficiency in providing exemplary customer service in person and by telephone. Actively listen to our customers, and maintain a friendly, positive, and professional attitude. Resolve difficult situations with tact and diplomacy. Look for creative ways to make customers feel appreciated and special. Opens new accounts and performs account maintenance requests. Actively take advantage of all sales opportunities, cross-selling bank products and services to new and existing customers, ensuring recommended products and services meet the needs of the customer. Actively participate in referral program; attend appropriate sales and referral training; utilize referral program initiatives; work with manager to set referral goals and make every effort to reach targeted goals. Make referrals to other business units for traditional and non-traditional banking products and services. Participate in sales programs to generate new customers. Arrange daily work plans to handle customer flow and bank processing requirements, provide customer service and meet bank record keeping requirements. Acquire and maintain knowledge of all bank products and services. Attend all required training. Consistently meet the expectations defined in Central Banks six standards of Living Legendary. Additional Duties and Responsibilities
Assist others in the department/facility as needed and/or directed. May be assigned vault and/or ATM balancing responsibilities. May be assigned new account responsibilities. May be assigned other duties and responsibilities. May be assigned work or training at other assigned locations. Position Requirements
High school education or equivalent; or high school senior student working in school Cooperative Education Program. Prior banking experience a plus. Cash handling and customer service experience preferred. Basic math skills required. PC and typing skills required. Attention to detail required. Ability to maintain regular and punctual attendance. Ability to read, write, and speak English. Effective oral and written communication skills. Strong customer relations skills and ability to communicate and work well with employees and customers in a cooperative, positive manner. Must possess good judgment skills and the ability to handle confidential information. Ability to work quickly and accurately, to analyze information and make decisions. Willingness to assume additional responsibilities/duties/projects as they arise. Ability to operate teller and office equipment including computers, calculators/adding machines, te
This designation is used to identify those tellers that have served primarily as tellers but are also cross trained to do new accounts work. They will occasionally cover the new accounts area, but their primary duty is supporting the teller line. Individuals in this position provide a variety of teller and new account services such as handling deposits, withdrawals, payments, greeting customers and opening and maintaining accounts. Operates a variety of office equipment. Explores customer needs and cross-sells services that are in the best interest of the customer. Makes appropriate referrals to other business units for traditional and non-traditional banking products and services. Provides superior service to customers. Conducts relationships and activities consistent with established bank policies, procedures and systems, the corporate code of conduct, Bank Secrecy Act and all applicable state and federal laws and regulations. Essential Duties and Responsibilities
Provide daily deposit services such as handling deposits, withdrawals, holds, loan payments, travelers checks, cashiers checks, money orders, stop payments, telephone transfers, direct deposits, cash advances, and other related matters. Maintain cash drawer within prescribed limits. Purchase from and sell money to vault as needed. Accurately count, receive, and disburse cash and accurately handle mutilated and bait currency. Verify and balance assigned cash drawer daily. Maintain cash over and short record. Assist in identifying cash offages. Maintain cash drawer variances within Central Bank of St. Louis guidelines. Prepare necessary forms for proper completion of Bank Secrecy Act (BSA) requirement. Includes obtaining appropriate documentation from customers and non-customers. Acquire and maintain thorough knowledge and understanding of compliance and regulatory issues relating to teller and customer service areas (i.e., Bank Secrecy Act, Regulation CC, E, DD, P, etc.) evidenced by appropriate application of these regulations in day-to-day operations. Acquire and maintain thorough understanding of security procedures; practice established procedures. Understand role in case of robbery, whether victim or bystander, and know proper post-robbery procedures. Maintain neat and orderly work area and ensure that all cash, negotiables, and confidential records are secured and/or disposed of properly. Consistently demonstrate proficiency in providing exemplary customer service in person and by telephone. Actively listen to our customers, and maintain a friendly, positive, and professional attitude. Resolve difficult situations with tact and diplomacy. Look for creative ways to make customers feel appreciated and special. Opens new accounts and performs account maintenance requests. Actively take advantage of all sales opportunities, cross-selling bank products and services to new and existing customers, ensuring recommended products and services meet the needs of the customer. Actively participate in referral program; attend appropriate sales and referral training; utilize referral program initiatives; work with manager to set referral goals and make every effort to reach targeted goals. Make referrals to other business units for traditional and non-traditional banking products and services. Participate in sales programs to generate new customers. Arrange daily work plans to handle customer flow and bank processing requirements, provide customer service and meet bank record keeping requirements. Acquire and maintain knowledge of all bank products and services. Attend all required training. Consistently meet the expectations defined in Central Banks six standards of Living Legendary. Additional Duties and Responsibilities
Assist others in the department/facility as needed and/or directed. May be assigned vault and/or ATM balancing responsibilities. May be assigned new account responsibilities. May be assigned other duties and responsibilities. May be assigned work or training at other assigned locations. Position Requirements
High school education or equivalent; or high school senior student working in school Cooperative Education Program. Prior banking experience a plus. Cash handling and customer service experience preferred. Basic math skills required. PC and typing skills required. Attention to detail required. Ability to maintain regular and punctual attendance. Ability to read, write, and speak English. Effective oral and written communication skills. Strong customer relations skills and ability to communicate and work well with employees and customers in a cooperative, positive manner. Must possess good judgment skills and the ability to handle confidential information. Ability to work quickly and accurately, to analyze information and make decisions. Willingness to assume additional responsibilities/duties/projects as they arise. Ability to operate teller and office equipment including computers, calculators/adding machines, te