Position Overview
The Guidelines Team Loan Processor plays a critical role in ensuring loan files meet investor, agency, and company standards prior to closing. This position focuses on fast‑paced, high‑volume clean‑up work, guideline validation, and loan restructuring.
Processors on this team do not “own” a pipeline; instead, they work from a continuous “get next” queue, reviewing and correcting 130+ guideline items per day to support rapid loan movement.
This role requires deep knowledge of Fannie Mae and Freddie Mac guidelines, strong analytical skills, and the ability to make accurate corrections under tight deadlines—including rush files that must close within 24 hours.
Key Responsibilities
Process rush files requiring 24‑hour turnaround, including making necessary corrections to ensure closing readiness.
Work through a queue of 40–50 active files, completing assigned portions of processing without full pipeline ownership.
Review and update cash‑to‑close calculations to ensure accuracy prior to closing.
Analyze and adjust DTI changes based on updated borrower documentation or loan structure.
Restructure loans due to seller credit changes at closing, ensuring compliance with investor and agency requirements.
Review borrower documentation including credit reports, bank statements, income documents, and asset verification.
Identify large deposits and determine required documentation per agency guidelines.
Apply Fannie Mae and Freddie Mac guidelines to validate loan accuracy and compliance.
Required Skills & Experience
3–5 years of mortgage loan processing experience, preferably in high‑volume environments.
Experience with credit unions or mortgage lenders strongly preferred.
Strong ability to identify borrower documents and determine documentation needs.
Deep understanding of Fannie Mae and Freddie Mac standards.
Experience processing conventional purchase loans (not just refinances).
VA and FHA loan experience, including knowledge of VA funding fees and COEs.
Shifts between 8-5, 9-6 and 10-7 (more of a need for later shifts right now).
Priority West Experience Level Intermediate Level
Job Type & Location This is a Contract to Hire position based out of Carrollton, TX.
Pay And Benefits The pay range for this position is $25.00 - $25.00/hr.
Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long‑term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type: This is a fully onsite position in Carrollton, TX. Application Deadline: This position is anticipated to close on Feb 23, 2026.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
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Processors on this team do not “own” a pipeline; instead, they work from a continuous “get next” queue, reviewing and correcting 130+ guideline items per day to support rapid loan movement.
This role requires deep knowledge of Fannie Mae and Freddie Mac guidelines, strong analytical skills, and the ability to make accurate corrections under tight deadlines—including rush files that must close within 24 hours.
Key Responsibilities
Process rush files requiring 24‑hour turnaround, including making necessary corrections to ensure closing readiness.
Work through a queue of 40–50 active files, completing assigned portions of processing without full pipeline ownership.
Review and update cash‑to‑close calculations to ensure accuracy prior to closing.
Analyze and adjust DTI changes based on updated borrower documentation or loan structure.
Restructure loans due to seller credit changes at closing, ensuring compliance with investor and agency requirements.
Review borrower documentation including credit reports, bank statements, income documents, and asset verification.
Identify large deposits and determine required documentation per agency guidelines.
Apply Fannie Mae and Freddie Mac guidelines to validate loan accuracy and compliance.
Required Skills & Experience
3–5 years of mortgage loan processing experience, preferably in high‑volume environments.
Experience with credit unions or mortgage lenders strongly preferred.
Strong ability to identify borrower documents and determine documentation needs.
Deep understanding of Fannie Mae and Freddie Mac standards.
Experience processing conventional purchase loans (not just refinances).
VA and FHA loan experience, including knowledge of VA funding fees and COEs.
Shifts between 8-5, 9-6 and 10-7 (more of a need for later shifts right now).
Priority West Experience Level Intermediate Level
Job Type & Location This is a Contract to Hire position based out of Carrollton, TX.
Pay And Benefits The pay range for this position is $25.00 - $25.00/hr.
Medical, dental & vision
Critical Illness, Accident, and Hospital
401(k) Retirement Plan – Pre‑tax and Roth post‑tax contributions available
Life Insurance (Voluntary Life & AD&D for the employee and dependents)
Short and long‑term disability
Health Spending Account (HSA)
Transportation benefits
Employee Assistance Program
Time Off/Leave (PTO, Vacation or Sick Leave)
Workplace Type: This is a fully onsite position in Carrollton, TX. Application Deadline: This position is anticipated to close on Feb 23, 2026.
The company is an equal opportunity employer and will consider all applications without regards to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.
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