Description
Join Lafayette Federal Credit Union, a proud recipient of USA Today’s Top Workplaces of 2024 and 2025 award! As we continue to grow, we are on the lookout for exceptional talent to join our dynamic team. We pride ourselves on our commitment to excellence and our reputation as an employer of choice. Your potential contributions are invaluable, and we are excited to welcome new team members who share our passion for innovation and high performance.
Location and Work Format This position is limited to applicants residing in the District of Columbia, Maryland, or Virginia. The role is hybrid.
About Us Our difference lies in our cutting‑edge approach to banking and employment. Lafayette Federal Credit Union is not just a great place to bank; it’s a great place to work. In addition to the Top Workplaces recognition, we have earned numerous accolades, including:
Newsweek’s America’s Best Banks list
A 5‑star rating from Bauer Financial
Recognition by S&P Global’s Top Performing Credit Unions
Our culture is built on inclusion, diversity, and high performance. We value teamwork, community, and charitable giving throughout the year.
About The Role We are currently seeking a
CFP Consumer Loan Underwriter
to join our team.
Key Responsibilities
Underwrites and decides consumer loans up to the amount assigned per credit union policies.
Reviews and analyzes tax returns, pay stubs, interest rate calculations, and borrower’s credit character, ability, and willingness to repay.
Verifies home ownership, home value, and contractor license if applicable.
Verifies that all required documentation has been received; follows up and requests missing information; analyzes the information gathered based on credit union policy; reconciles income, appraisal value, credit history, and determines the terms and conditions of the loan.
Performs processing functions to include calculating debt‑to‑income ratios, loan‑to‑value ratios, document preparation, loan disbursement, and reconciliation.
Performs other support and/or administrative duties as assigned by the CFP Program Manager, VP of Consumer Lending, or SVP of Lending.
Benefits
Employer‑paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
Fully funded deductible (HMO Plan)
401(k) employer matching contribution
Income protection with life insurance, short and long‑term disability
Paid time off, holiday leave, and birthday leave
Educational assistance
Commuter benefits program and more
Compensation Pay: $62,000 – $71,000 annually, depending on experience and qualifications.
Equal Opportunity Statement
Lafayette Federal Credit Union is an Equal Opportunity and E‑Verify Employer
EOE/AA/DISABILITY/VETERAN
#J-18808-Ljbffr
Location and Work Format This position is limited to applicants residing in the District of Columbia, Maryland, or Virginia. The role is hybrid.
About Us Our difference lies in our cutting‑edge approach to banking and employment. Lafayette Federal Credit Union is not just a great place to bank; it’s a great place to work. In addition to the Top Workplaces recognition, we have earned numerous accolades, including:
Newsweek’s America’s Best Banks list
A 5‑star rating from Bauer Financial
Recognition by S&P Global’s Top Performing Credit Unions
Our culture is built on inclusion, diversity, and high performance. We value teamwork, community, and charitable giving throughout the year.
About The Role We are currently seeking a
CFP Consumer Loan Underwriter
to join our team.
Key Responsibilities
Underwrites and decides consumer loans up to the amount assigned per credit union policies.
Reviews and analyzes tax returns, pay stubs, interest rate calculations, and borrower’s credit character, ability, and willingness to repay.
Verifies home ownership, home value, and contractor license if applicable.
Verifies that all required documentation has been received; follows up and requests missing information; analyzes the information gathered based on credit union policy; reconciles income, appraisal value, credit history, and determines the terms and conditions of the loan.
Performs processing functions to include calculating debt‑to‑income ratios, loan‑to‑value ratios, document preparation, loan disbursement, and reconciliation.
Performs other support and/or administrative duties as assigned by the CFP Program Manager, VP of Consumer Lending, or SVP of Lending.
Benefits
Employer‑paid (99.9%) health insurance premium for single and family coverage (HMO Plan)
Fully funded deductible (HMO Plan)
401(k) employer matching contribution
Income protection with life insurance, short and long‑term disability
Paid time off, holiday leave, and birthday leave
Educational assistance
Commuter benefits program and more
Compensation Pay: $62,000 – $71,000 annually, depending on experience and qualifications.
Equal Opportunity Statement
Lafayette Federal Credit Union is an Equal Opportunity and E‑Verify Employer
EOE/AA/DISABILITY/VETERAN
#J-18808-Ljbffr