About The Role
Summary
The Director of Credit Risk Analytics is a strategic leader who will shape and implement the credit risk analytics framework of our bank. This crucial role ensures the financial stability and compliance of our institution by leading the development of data-driven models, Allowance for Credit Loss (ACL) methodologies, and effective portfolio stress testing processes.
This position serves as a primary point of contact with regulators, internal audit, and external review teams, fostering transparency and accuracy in our credit risk practices. The ideal candidate will possess a unique combination of analytical proficiency, business insight, and leadership ability to advance our credit strategy aligned with evolving market dynamics and regulatory expectations.
This is a corporate position that can be based in any of our available bank divisions across our nine-state footprint.
The entry salary for this position is $194,617.81+ per year, calculated for Kalispell, MT. Compensation offers take into consideration various factors such as location, experience, and education.
Description
Lead the creation and improvement of credit risk models aligned with regional market needs and customer profiles.
Oversee the calculation and governance of the Allowance for Credit Loss (ACL), ensuring compliance with CECL and regulatory standards.
Direct the portfolio stress testing processes, including scenario design, execution, and reporting to senior management and regulators.
Analyze loan portfolio performance, identifying emerging risks in commercial, consumer, and real estate lending.
Offer actionable insights to enhance underwriting, loan reviews, and strategic decision-making.
Collaborate with IT and data teams to ensure data accuracy and accessibility for analytics and reporting.
Present findings and recommendations to executive leadership and business line oversight.
Support strategic initiatives such as new product launches, market expansion, and due diligence for mergers and acquisitions.
Stay informed about regional economic trends and their effects on credit quality.
Mentor and develop a team focused on credit portfolio risk analysis and data management.
Engage with regulators, offering relevant analytics and documentation for examinations.
Work with internal audit and external teams to ensure compliance and transparency in credit risk management.
Adhere to all company policies and regulatory requirements, including but not limited to the Bank Secrecy Act and the Patriot Act.
Complete assigned training courses and achieve passing scores within designated timelines.
About You
Qualifications
To be successful in this role, you must fulfill each essential duty satisfactorily. The requirements below demonstrate the knowledge, skills, and abilities needed for this role. Reasonable accommodations will be provided for individuals with disabilities to enable them to perform essential functions.
Education
Required/Preferred
Level
Description
Required
Bachelor's Degree
Finance, Economics, Statistics, or a related field
Preferred
Master's Degree
Finance, Business, Economics, Statistics, or a related field
Experience
Required/Preferred
Level
Description
Required
10+ years
Minimum of 10 years in credit analytics or risk management in a regional banking environment.
Required
3 years
Minimum of 3 years working with CECL, ACL methodologies, and regulatory reporting.
Required
5 years
Minimum of 5 years in portfolio stress testing and scenario analysis.
Required
5 years
Proficient in data analysis tools such as SQL, Python, SAS, and Excel.
Required
Advanced knowledge of regional banking dynamics and customer demographics.
Will equivalent education and experience be considered?
Yes. License/Certification Required/Preferred Details Required Skills and Abilities Ability to merge analytical depth with strong business judgment. Proven leadership and team-building capabilities. Excellent communication skills, with the ability to influence cross-functional teams. Trustworthy with high levels of credibility, discretion, and diplomacy. Ability to interact calmly and professionally with diverse individuals at all organizational levels. A team player, passionate about customer service, with a proven ability to build rapport and work effectively with colleagues. Self-motivated, able to work thoroughly and efficiently, while being adaptable to daily shifts in tasks. Strong time management skills to adjust to changing priorities. Reliable and punctual attendance is essential. Additional Requirements Travel Occasional travel required: less than 10 days annually by automobile, commercial airlines, rental vehicles, and public transportation, with lodging in public facilities. Working Conditions Environment:
Indoor, climate-controlled shared workspace. Noise Level:
Moderate, within reasonable limits. Lifting:
Sedentary work, requiring occasional exertion of up to 10 pounds. Vision:
Close visual acuity needed for data analysis, computer use, and reading. Physical Activities Frequency Details Infrequent - Rare Activities: Balancing, climbing, crawling, crouching, feeling, grasping, kneeling, lifting, pushing, pulling, and stooping. Daily Activities: Repetitive motion with wrists, hands, and fingers. What We Offer COMPENSATION & BENEFITS:
Starting salary depends on relevant experience and geographic location. We offer a comprehensive benefits package including medical, dental, vision, and life insurance for employees and eligible dependents as per written plan documents. Additional offerings include health savings accounts, Employee Assistance Programs (EAP), health rewards initiatives, retirement savings plans (including 401(k) and Profit-Sharing), short- and long-term disability, education benefits, discounts on banking products, and a generous Paid Time Off (PTO) policy. Full-Time employees are eligible for paid holidays, while Part-Time employees receive pro-rated holiday benefits. Visit our website for comprehensive details. We are an Equal Opportunity Employer, and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US. No Recruiters or unsolicited agency referrals please.
Yes. License/Certification Required/Preferred Details Required Skills and Abilities Ability to merge analytical depth with strong business judgment. Proven leadership and team-building capabilities. Excellent communication skills, with the ability to influence cross-functional teams. Trustworthy with high levels of credibility, discretion, and diplomacy. Ability to interact calmly and professionally with diverse individuals at all organizational levels. A team player, passionate about customer service, with a proven ability to build rapport and work effectively with colleagues. Self-motivated, able to work thoroughly and efficiently, while being adaptable to daily shifts in tasks. Strong time management skills to adjust to changing priorities. Reliable and punctual attendance is essential. Additional Requirements Travel Occasional travel required: less than 10 days annually by automobile, commercial airlines, rental vehicles, and public transportation, with lodging in public facilities. Working Conditions Environment:
Indoor, climate-controlled shared workspace. Noise Level:
Moderate, within reasonable limits. Lifting:
Sedentary work, requiring occasional exertion of up to 10 pounds. Vision:
Close visual acuity needed for data analysis, computer use, and reading. Physical Activities Frequency Details Infrequent - Rare Activities: Balancing, climbing, crawling, crouching, feeling, grasping, kneeling, lifting, pushing, pulling, and stooping. Daily Activities: Repetitive motion with wrists, hands, and fingers. What We Offer COMPENSATION & BENEFITS:
Starting salary depends on relevant experience and geographic location. We offer a comprehensive benefits package including medical, dental, vision, and life insurance for employees and eligible dependents as per written plan documents. Additional offerings include health savings accounts, Employee Assistance Programs (EAP), health rewards initiatives, retirement savings plans (including 401(k) and Profit-Sharing), short- and long-term disability, education benefits, discounts on banking products, and a generous Paid Time Off (PTO) policy. Full-Time employees are eligible for paid holidays, while Part-Time employees receive pro-rated holiday benefits. Visit our website for comprehensive details. We are an Equal Opportunity Employer, and qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws. Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US. No Recruiters or unsolicited agency referrals please.