Commercial Relationship Manager IV
We are seeking a highly motivated Commercial Relationship Manager to drive growth in our Commercial and Industrial (C&I) vertical. The ideal candidate will have a strong background in the greater Portland market, exceptional networking skills, and a proven track record of high production in the C&I space. The salary for this role will be between $101,992 and $162,987. The specific salary offered will depend on several factors including but not limited to applicant's skills and prior relevant experience. Hired candidate may be eligible for healthcare benefits, 401K plan, short term & long-term disability coverage, life insurance, vacation & sick time, educational assistance, and several holidays. Certain roles are eligible for additional rewards. Essential duties include developing a prospecting list and a calling program to solicit new business relationships, managing and growing a portfolio with a focus on new business development, primarily within the greater Portland area, building and leveraging community connections to enhance new business acquisitions, underwriting financial packages to determine if loan requests meet Bank credit policy, working closely with Credit Analysts and Portfolio Managers to prepare and present a Credit Memorandum to appropriate approval level for new loan request, negotiating terms and approval conditions with prospective borrower, working closely with Portfolio Managers to manage existing loan portfolio ensuring risk ratings are appropriate; financial information is current; loan covenants are monitored, and loan payment delinquencies are minimal, ensuring timely and thorough monitoring of all credits through use of management reports such as Out of Compliance Report; Term Loan Review Report; Delinquency Report and Maturing Loan Report, and understanding and observing all laws and regulations that relate to commercial lending. Additional duties and responsibilities include projecting professionalism in both appearance and attitude when dealing with customers in order to present a positive Riverview Community Bank image, coordinating, when necessary, with other departments, participating in and completing all required training modules with passing scores, following all state and federal laws, and all Riverview policies and procedures, working with Portfolio Manager (PM) and Commercial Loan Assistant (CLA) in managing the relationship portfolio and provide mentoring and guidance to the PM and CLA to improve their career path trajectories, and other duties may be assigned. Relationships include maintaining strong working relationship with Commercial Loan Team Leader, peers in the lending area, retail banking and other support areas to build a team effort, and maintaining close contact with customers to ensure that service levels are appropriate and seek new loan opportunities. Qualifications include a Bachelor's degree; business, finance or related field preferred, seven or more years of commercial lending experience, strong credit and analytical skills, excellent communication and sales skills, and knowledge of bank services; or equivalent combination of education and experience. Commercial and Investment lending experience strongly preferred. Skills include ability to communicate with borrowers and build strong relationships, ability to read, analyze, and interpret credit related journals, bank lending policy, or governmental regulations, ability to write concise credit memorandums and other business correspondence, ability to effectively present loan proposals and respond to questions from managers, loan committees and clients in a professional manner, ability to work with mathematical and financial concepts such as Global Cash flow and other financial ratios that indicate the strength of a business or individual who borrows for business purposes, ability to resolve day to day problems and deal with a variety of issues that may arise in working with borrowers with minimal supervision, ability to understand loan structure that protects the bank and increases probability of borrower repaying loan is essential, ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public, ability to define problems, collect data, establish facts, and draw valid conclusions, intermediate computer and keyboarding skills, and basic skills associated with the general use of business office equipment. Physical demands include regularly required to effectively communicate via phone/video, messaging, and email, required to use computer and office equipment such as a computer, printer, copier, as well as computer software such as Microsoft Office. You may also frequently be required to occupy a workstation for long periods of time. Riverview Bank does not accept unsolicited resumes from any third party staffing agencies and/or search firms for any job postings. Third parties are not authorized to submit profiles, applications, or resumes to this site or to any Riverview Bank employee. Any such submissions, Riverview Bank will not be responsible for any fees related to unsolicited resume submissions without written consent from the Talent Acquisition Team. Including, but not limited to the candidate hired for a position.
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We are seeking a highly motivated Commercial Relationship Manager to drive growth in our Commercial and Industrial (C&I) vertical. The ideal candidate will have a strong background in the greater Portland market, exceptional networking skills, and a proven track record of high production in the C&I space. The salary for this role will be between $101,992 and $162,987. The specific salary offered will depend on several factors including but not limited to applicant's skills and prior relevant experience. Hired candidate may be eligible for healthcare benefits, 401K plan, short term & long-term disability coverage, life insurance, vacation & sick time, educational assistance, and several holidays. Certain roles are eligible for additional rewards. Essential duties include developing a prospecting list and a calling program to solicit new business relationships, managing and growing a portfolio with a focus on new business development, primarily within the greater Portland area, building and leveraging community connections to enhance new business acquisitions, underwriting financial packages to determine if loan requests meet Bank credit policy, working closely with Credit Analysts and Portfolio Managers to prepare and present a Credit Memorandum to appropriate approval level for new loan request, negotiating terms and approval conditions with prospective borrower, working closely with Portfolio Managers to manage existing loan portfolio ensuring risk ratings are appropriate; financial information is current; loan covenants are monitored, and loan payment delinquencies are minimal, ensuring timely and thorough monitoring of all credits through use of management reports such as Out of Compliance Report; Term Loan Review Report; Delinquency Report and Maturing Loan Report, and understanding and observing all laws and regulations that relate to commercial lending. Additional duties and responsibilities include projecting professionalism in both appearance and attitude when dealing with customers in order to present a positive Riverview Community Bank image, coordinating, when necessary, with other departments, participating in and completing all required training modules with passing scores, following all state and federal laws, and all Riverview policies and procedures, working with Portfolio Manager (PM) and Commercial Loan Assistant (CLA) in managing the relationship portfolio and provide mentoring and guidance to the PM and CLA to improve their career path trajectories, and other duties may be assigned. Relationships include maintaining strong working relationship with Commercial Loan Team Leader, peers in the lending area, retail banking and other support areas to build a team effort, and maintaining close contact with customers to ensure that service levels are appropriate and seek new loan opportunities. Qualifications include a Bachelor's degree; business, finance or related field preferred, seven or more years of commercial lending experience, strong credit and analytical skills, excellent communication and sales skills, and knowledge of bank services; or equivalent combination of education and experience. Commercial and Investment lending experience strongly preferred. Skills include ability to communicate with borrowers and build strong relationships, ability to read, analyze, and interpret credit related journals, bank lending policy, or governmental regulations, ability to write concise credit memorandums and other business correspondence, ability to effectively present loan proposals and respond to questions from managers, loan committees and clients in a professional manner, ability to work with mathematical and financial concepts such as Global Cash flow and other financial ratios that indicate the strength of a business or individual who borrows for business purposes, ability to resolve day to day problems and deal with a variety of issues that may arise in working with borrowers with minimal supervision, ability to understand loan structure that protects the bank and increases probability of borrower repaying loan is essential, ability to effectively present information and respond to questions from groups of managers, clients, customers, and the general public, ability to define problems, collect data, establish facts, and draw valid conclusions, intermediate computer and keyboarding skills, and basic skills associated with the general use of business office equipment. Physical demands include regularly required to effectively communicate via phone/video, messaging, and email, required to use computer and office equipment such as a computer, printer, copier, as well as computer software such as Microsoft Office. You may also frequently be required to occupy a workstation for long periods of time. Riverview Bank does not accept unsolicited resumes from any third party staffing agencies and/or search firms for any job postings. Third parties are not authorized to submit profiles, applications, or resumes to this site or to any Riverview Bank employee. Any such submissions, Riverview Bank will not be responsible for any fees related to unsolicited resume submissions without written consent from the Talent Acquisition Team. Including, but not limited to the candidate hired for a position.
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