Credit Portfolio Manager page is loaded## Credit Portfolio Managerlocations:
Yardley, PA:
Perkasie Admintime type:
Full timeposted on:
Posted 5 Days Agojob requisition id:
R-100059**Job description:***The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.** Work with Credit Manager, Credit Officer and CCO to ensure consistent and accurate credit analysis and loan presentations.
+ Prepare financial statement spreads and perform comprehensive analysis of cash flow
+ Evaluate individual personal financial statements, tax returns, and prepare global cash flows
+ Verify compliance with credit policy, applicable regulations and lending procedures
+ Conduct industry and market analysis to identify risks and risk mitigating factors* Prepare analysis and approval memo for more complex loan requests, reviews and renewals.* When appropriate, recommend actions such as approval, structural change, or decline.* Work with lenders to provide timely response and turnaround by monitoring and prioritizing pipeline.* Work to ensure the appropriate level of analysis is completed in a timely manner for all requests.* Develop, train, and coach less experienced Credit Analysts and Senior Credit Analysts.* Work with new, existing and troubled commercial lending relationships in understanding and analyzing cash flows, balance sheet, risks and overall strength and weaknesses of loans and requests.* Perform collateral valuations, and provide loan structure and covenant recommendations* Assist in developing “best in class” Credit Administration Loan Policy and procedure manuals.* Provide support for Special Assets Group and prepare quarterly loan impairment analysis as assigned.**Compliance*** Comply with all applicable regulations and Bank policies regarding employment and employment law.* Participate in annual compliance and other job-related training.* Comply with applicable bank regulations, Bank policies and procedures.* Comply with Bank’s internal privacy and ethics standards.**Relationships and Contacts**
Internal: Daily contact with commercial lenders, CCO, Credit Officer, Credit Manager, Credit Analysts and loan administrative assistants. Contact with special assets group as needed.
External: Frequent contact with borrowers, accountants and loan review.
**Education and Experience*** BA or BS in Accounting, Finance, Economics or related field required OR equivalent experience* Minimum 3-5 years’ experience in credit analysis**Skills and Competencies*** Extensive experience in analyzing complex financial statements and tax returns.* Comprehensive knowledge of commercial lending, including loan structure, covenant, and risk analysis.* Extensive knowledge of collateral valuation methods.* Exceptional verbal and written communication skills.* Exceptional organization / time management skills.* Proficiency with Microsoft Office and able to quickly master the bank's technology and systems* Excellent communication and interpersonal skills with the ability to interact with all levels of personnel* Demonstrate professionalism in appearance, punctuality, attitude, and grammar. Maintain a clean, organized work area.* Demonstrated analytical and quantitative skills, with prior knowledge of accounting principles* An ability to balance priorities and exhibit organizational skills to manage both individual and multiple team priorities while meeting Service Level Agreements.* Ability to interact effectively with other bank personnel across functional lines.* Ability to articulate bank strategies and customer service philosophy* Excellent decision-making skills* Ability to multi-task in highly demanding environment* Efficient, high quality producer, with attention to detail* Good judgment & analytical skills with the ability to remain focused & work independently* Must be able to process constructive feedback & remain even tempered* Ability to drive, with a valid driver’s license, to travel between offices and/or attend sales calls and customer visitsPenn community Bank is an equal opportunity employer.locations:
Yardley, PAtime type:
Full timeposted on:
Posted 23 Days Ago #J-18808-Ljbffr
Yardley, PA:
Perkasie Admintime type:
Full timeposted on:
Posted 5 Days Agojob requisition id:
R-100059**Job description:***The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate a function.** Work with Credit Manager, Credit Officer and CCO to ensure consistent and accurate credit analysis and loan presentations.
+ Prepare financial statement spreads and perform comprehensive analysis of cash flow
+ Evaluate individual personal financial statements, tax returns, and prepare global cash flows
+ Verify compliance with credit policy, applicable regulations and lending procedures
+ Conduct industry and market analysis to identify risks and risk mitigating factors* Prepare analysis and approval memo for more complex loan requests, reviews and renewals.* When appropriate, recommend actions such as approval, structural change, or decline.* Work with lenders to provide timely response and turnaround by monitoring and prioritizing pipeline.* Work to ensure the appropriate level of analysis is completed in a timely manner for all requests.* Develop, train, and coach less experienced Credit Analysts and Senior Credit Analysts.* Work with new, existing and troubled commercial lending relationships in understanding and analyzing cash flows, balance sheet, risks and overall strength and weaknesses of loans and requests.* Perform collateral valuations, and provide loan structure and covenant recommendations* Assist in developing “best in class” Credit Administration Loan Policy and procedure manuals.* Provide support for Special Assets Group and prepare quarterly loan impairment analysis as assigned.**Compliance*** Comply with all applicable regulations and Bank policies regarding employment and employment law.* Participate in annual compliance and other job-related training.* Comply with applicable bank regulations, Bank policies and procedures.* Comply with Bank’s internal privacy and ethics standards.**Relationships and Contacts**
Internal: Daily contact with commercial lenders, CCO, Credit Officer, Credit Manager, Credit Analysts and loan administrative assistants. Contact with special assets group as needed.
External: Frequent contact with borrowers, accountants and loan review.
**Education and Experience*** BA or BS in Accounting, Finance, Economics or related field required OR equivalent experience* Minimum 3-5 years’ experience in credit analysis**Skills and Competencies*** Extensive experience in analyzing complex financial statements and tax returns.* Comprehensive knowledge of commercial lending, including loan structure, covenant, and risk analysis.* Extensive knowledge of collateral valuation methods.* Exceptional verbal and written communication skills.* Exceptional organization / time management skills.* Proficiency with Microsoft Office and able to quickly master the bank's technology and systems* Excellent communication and interpersonal skills with the ability to interact with all levels of personnel* Demonstrate professionalism in appearance, punctuality, attitude, and grammar. Maintain a clean, organized work area.* Demonstrated analytical and quantitative skills, with prior knowledge of accounting principles* An ability to balance priorities and exhibit organizational skills to manage both individual and multiple team priorities while meeting Service Level Agreements.* Ability to interact effectively with other bank personnel across functional lines.* Ability to articulate bank strategies and customer service philosophy* Excellent decision-making skills* Ability to multi-task in highly demanding environment* Efficient, high quality producer, with attention to detail* Good judgment & analytical skills with the ability to remain focused & work independently* Must be able to process constructive feedback & remain even tempered* Ability to drive, with a valid driver’s license, to travel between offices and/or attend sales calls and customer visitsPenn community Bank is an equal opportunity employer.locations:
Yardley, PAtime type:
Full timeposted on:
Posted 23 Days Ago #J-18808-Ljbffr