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Collections Specialist

Ultimate Staffing, Southfield, Michigan, United States, 48076

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A well-established organization in the legal and financial services sector is seeking a skilled

Collections Specialist

to join their Southfield-based team. This position is ideal for a seasoned professional with a strong background in consumer debt recovery, negotiation, and regulatory compliance. Candidates must bring at least 3 years of experience and a commitment to delivering results with professionalism and integrity.

Key Responsibilities:

Contact consumers to collect outstanding debts through phone, email, and written correspondence

Negotiate payment plans and settlements that are compliant and mutually beneficial

Maintain accurate and detailed records of all account activity and communications

Monitor account status and proactively address potential collection challenges

Utilize skip-tracing tools and resources to locate and verify debtor information

Ensure compliance with FDCPA and all relevant state and federal regulations

Identify and pursue opportunities for asset recovery, including garnishments

Review credit applications and supporting documentation to inform collection efforts

Maintain a respectful and professional approach in all interactions with account holders

Qualifications:

Minimum 3 years of experience in consumer debt collections

Strong understanding of FDCPA and legal collection processes

Proficiency in Microsoft Office (Word, Excel, Outlook); CLS system knowledge is a plus

Excellent written and verbal communication skills

High attention to detail with the ability to manage multiple accounts effectively

Strong problem-solving and investigative skills

Dependable, self-motivated, and able to work independently and in a team setting

All qualified applicants will receive consideration for employment without regard to race, color, national origin, age, ancestry, religion, sex, sexual orientation, gender identity, gender expression, marital status, disability, medical condition, genetic information, pregnancy, or military or veteran status. We consider all qualified applicants, including those with criminal histories, in a manner consistent with state and local laws, including the California Fair Chance Act, City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, and Los Angeles County Fair Chance Ordinance.

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