Core Roles and Responsibilities:
Relationship Management & Growth:
Acquire new clients through direct/indirect channels and deepen existing relationships by offering tailored financial products.
Credit Assessment:
Prepare Comprehensive Credit Assessment Memorandums (CAM) and resolve queries to secure approvals.
Portfolio Maintenance & Monitoring:
Manage a portfolio of accounts, ensuring timely renewals, reviews, and monitoring of stock statements, insurance, and compliance.
Working Capital Solutions:
Offer products such as Working Capital Demand Loans (WCDL), Letter of Credit (LC), Buyers Credit, and Overdrafts.
Risk Management & Recovery:
Identify potential stressed accounts and initiate recovery actions, such as, restructuring, or reducing exposure.
Revenue Generation:
Achieve sales targets for both fee-based income (trade services) and fund-based interest income.
Cross-Selling:
Promote additional banking products including Treasury, Cash Management Services (CMS), and Current Accounts.
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Relationship Management & Growth:
Acquire new clients through direct/indirect channels and deepen existing relationships by offering tailored financial products.
Credit Assessment:
Prepare Comprehensive Credit Assessment Memorandums (CAM) and resolve queries to secure approvals.
Portfolio Maintenance & Monitoring:
Manage a portfolio of accounts, ensuring timely renewals, reviews, and monitoring of stock statements, insurance, and compliance.
Working Capital Solutions:
Offer products such as Working Capital Demand Loans (WCDL), Letter of Credit (LC), Buyers Credit, and Overdrafts.
Risk Management & Recovery:
Identify potential stressed accounts and initiate recovery actions, such as, restructuring, or reducing exposure.
Revenue Generation:
Achieve sales targets for both fee-based income (trade services) and fund-based interest income.
Cross-Selling:
Promote additional banking products including Treasury, Cash Management Services (CMS), and Current Accounts.
#J-18808-Ljbffr