Join our team!
Are you ready for new challenges and new opportunities?
Department:
Financial Institutions Group - Internal Audit
We are seeking a
Lending Specialist
to join our
Financial Institutions Group
in our
Troy, MI
office which serves financial institution clients across the nation. Ability for hybrid work schedule.
Responsibilities
Perform lending audits for financial institutions which will include review of lending policies and procedures to determine adequacy, proper approval and training in place
Review various types of loan packages to ensure completeness, accuracy, and adherence to underwriting guidelines and purchase standards for Consumer and Real Estate related loans.
Review of credit decisions
Review Post-Closing activities including loan sale
Verify data is consistent between final closing documents and Loan Origination System
Perform servicing audits, review audit results on loans being currently serviced/sold by clients.
This includes an analysis of loan boarding, payment processing, ARM adjustments, Annual Escrow Analysis, PMI removal, payoff processing, monthly statements
These requirements include but are not limited to Servicing Investor guidelines (FNMA, FHLMC, FHA etc.), Federal and State regulations.
Reviewing and validating identified errors and conditions as a result of an internal or external audit on all Servicing related issues: including but not limited to all Servicing Mortgage Investor Guidelines (Ginnie Mae, Fannie Mae, Freddie Mac etc. ) and Federal or State Applicable related Servicing Guidelines. Assessing defects for validity against Agency, Federal guidelines and client portfolio internal policies.
Participate in meetings to discuss results of the completed audits
Identifying root cause of errors and making recommendations to remediate errors
Effectively communicate with wide variety of financial institutions
Qualifications
Bachelor’s degree in accounting, finance, economics, business administration, or related discipline preferred.
3+ years of Lending and/or Servicing experience or Lending/Servicing mortgage auditing experience
Strong knowledge of Federal and Agency (FNMA /FHLMC) Servicing guidelines and procedures a plus
Strong analytical and problem-solving skills
Excellent verbal and written communication skills
FHA and/or VA knowledge experience a plus
Ability to manage multiple tasks and work in a fast-paced, highly professional team environment
A desire to stay informed of industry trends through continuous internal training, self-education, and continuing professional education opportunities.
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Are you ready for new challenges and new opportunities?
Department:
Financial Institutions Group - Internal Audit
We are seeking a
Lending Specialist
to join our
Financial Institutions Group
in our
Troy, MI
office which serves financial institution clients across the nation. Ability for hybrid work schedule.
Responsibilities
Perform lending audits for financial institutions which will include review of lending policies and procedures to determine adequacy, proper approval and training in place
Review various types of loan packages to ensure completeness, accuracy, and adherence to underwriting guidelines and purchase standards for Consumer and Real Estate related loans.
Review of credit decisions
Review Post-Closing activities including loan sale
Verify data is consistent between final closing documents and Loan Origination System
Perform servicing audits, review audit results on loans being currently serviced/sold by clients.
This includes an analysis of loan boarding, payment processing, ARM adjustments, Annual Escrow Analysis, PMI removal, payoff processing, monthly statements
These requirements include but are not limited to Servicing Investor guidelines (FNMA, FHLMC, FHA etc.), Federal and State regulations.
Reviewing and validating identified errors and conditions as a result of an internal or external audit on all Servicing related issues: including but not limited to all Servicing Mortgage Investor Guidelines (Ginnie Mae, Fannie Mae, Freddie Mac etc. ) and Federal or State Applicable related Servicing Guidelines. Assessing defects for validity against Agency, Federal guidelines and client portfolio internal policies.
Participate in meetings to discuss results of the completed audits
Identifying root cause of errors and making recommendations to remediate errors
Effectively communicate with wide variety of financial institutions
Qualifications
Bachelor’s degree in accounting, finance, economics, business administration, or related discipline preferred.
3+ years of Lending and/or Servicing experience or Lending/Servicing mortgage auditing experience
Strong knowledge of Federal and Agency (FNMA /FHLMC) Servicing guidelines and procedures a plus
Strong analytical and problem-solving skills
Excellent verbal and written communication skills
FHA and/or VA knowledge experience a plus
Ability to manage multiple tasks and work in a fast-paced, highly professional team environment
A desire to stay informed of industry trends through continuous internal training, self-education, and continuing professional education opportunities.
#J-18808-Ljbffr