Associate Underwriter - Agri Business
Capital Insurance Group, Roseville, California, United States, 95678
Career Opportunities with California Capital Insurance
A great place to work.
At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!
CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.
Why Choose CIG’s Underwriting Team? This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!
Learn More about what it means to be an Associate Underwriter - Agribusiness at CIG HERE!
Accrue twenty-one days of Paid Time Off during your first year
Up to eighty-seven percent of benefits covered by CIG for you and your family members
One hundred percent covered plans
Basic Life & AD&D
Employee Assistance
Leave Management
Long Term Disability
Short Term Disability (Outside of CA)
Family Caregiver Support (Homethrive)
Child Care Resources (Tootris)
Business Travel Accident Protection
Voluntary benefit offerings
Short-term (CA only)
Voluntary Life AD&D self, spouse and child plans
Flexible Spending
Health Savings (HSA)
Hospital Indemnity
Critical Illness
ARAG Legal Services
Norton LifeLock
Above and Beyond Reward Recognition Program
Quarterly Above and Beyond Bonus Program
Annual Above and Beyond Bonus Program
Competitive compensation
Base compensation
Salary Management Spot Bonuses
Annual Incentive/Profit sharing program, potential payout annually based on company results.
Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
Insurance Educational reimbursement and bonus programs
Employee Referral Bonus Program
Home and Auto Insurance Discount Program
Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
Retirement savings benefit (401k and Roth + match)
Wellness platform, tools and events
Health Savings Account – match
Financial Wellness Resources
The Associate Underwriter – Agri-Business role is a hybrid position, and candidates may be considered from Roseville, CA., Spokane, WA., or Phoenix, AZ.
Job Overview Under direct supervision, this position will perform entry-level underwriting duties in support of an Agri business insurance underwriting team. The Associate Underwriter will perform the preliminary review of new risks as well as assist in the renewal process for existing accounts. General duties will include the evaluation of applications, endorsements, and related underwriting documents. The Associate will review individual agri business submissions to evaluate the degree of exposure and approve, request additional information, or reject based on Company risk selection guidelines. This position functions in a production support role, but may be called upon to conduct agency visits, develop new business, and support marketing in a territory of assigned agents. The Associate Underwriter operates within a clearly defined level of delegated underwriting authority and refers risks of higher exposure or complexity to a senior underwriter. The position may also perform ancillary administrative duties for commercial accounts to support agency service objectives.
Requirements
Underwriting practice, procedures, rules and regulations
Rating plans (ISO or similar) and commercial lines coverages
Knowledge of social, economic and competitive aspects of territory assigned
National and local business conditions and trends
Underwriting and marketing philosophy and procedure
Insurance industry terminology and laws, especially those pertaining to assigned area
General policies and procedures for underwriting insurance risks
Correlate risk factors to underwriting standards to determine acceptance of risk
A college degree in a business, insurance, or a financial discipline is preferred (or equivalent work experience) along with one to three years of commercial lines rating, processing, or underwriting experience, that includes loss analysis and risk selection.
Dedication to continuing education, insurance certification and technical coursework is required.
Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.
Salary Range $44,262 -$73,171
The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.
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At Capital Insurance Group we offer our employees more than just a job. We foster career growth, provide opportunities to give back to our communities, and help you take the next step in your career!
CIG was founded in 1898 by a group of earnest farmers in need of protection and today, we are the leading West Coast Property & Casualty insurer. CIG is certified as a Great Place to Work and provides a collaborative, inclusive, and fun work culture for all employees.
Why Choose CIG’s Underwriting Team? This is your perfect opportunity to join a company that is building momentum with our independent agents and protecting the dreams and assets of our policyholders. Join the CIG Underwriting team in helping build a safer world where dreams soar!
Learn More about what it means to be an Associate Underwriter - Agribusiness at CIG HERE!
Accrue twenty-one days of Paid Time Off during your first year
Up to eighty-seven percent of benefits covered by CIG for you and your family members
One hundred percent covered plans
Basic Life & AD&D
Employee Assistance
Leave Management
Long Term Disability
Short Term Disability (Outside of CA)
Family Caregiver Support (Homethrive)
Child Care Resources (Tootris)
Business Travel Accident Protection
Voluntary benefit offerings
Short-term (CA only)
Voluntary Life AD&D self, spouse and child plans
Flexible Spending
Health Savings (HSA)
Hospital Indemnity
Critical Illness
ARAG Legal Services
Norton LifeLock
Above and Beyond Reward Recognition Program
Quarterly Above and Beyond Bonus Program
Annual Above and Beyond Bonus Program
Competitive compensation
Base compensation
Salary Management Spot Bonuses
Annual Incentive/Profit sharing program, potential payout annually based on company results.
Gym memberships, credit union, travel, shopping, restaurants, theme parks, and more
Insurance Educational reimbursement and bonus programs
Employee Referral Bonus Program
Home and Auto Insurance Discount Program
Paid Volunteer Time – Through company planned community events and choose your own adventure PVT in giving back in ways that are meaningful to you!
Retirement savings benefit (401k and Roth + match)
Wellness platform, tools and events
Health Savings Account – match
Financial Wellness Resources
The Associate Underwriter – Agri-Business role is a hybrid position, and candidates may be considered from Roseville, CA., Spokane, WA., or Phoenix, AZ.
Job Overview Under direct supervision, this position will perform entry-level underwriting duties in support of an Agri business insurance underwriting team. The Associate Underwriter will perform the preliminary review of new risks as well as assist in the renewal process for existing accounts. General duties will include the evaluation of applications, endorsements, and related underwriting documents. The Associate will review individual agri business submissions to evaluate the degree of exposure and approve, request additional information, or reject based on Company risk selection guidelines. This position functions in a production support role, but may be called upon to conduct agency visits, develop new business, and support marketing in a territory of assigned agents. The Associate Underwriter operates within a clearly defined level of delegated underwriting authority and refers risks of higher exposure or complexity to a senior underwriter. The position may also perform ancillary administrative duties for commercial accounts to support agency service objectives.
Requirements
Underwriting practice, procedures, rules and regulations
Rating plans (ISO or similar) and commercial lines coverages
Knowledge of social, economic and competitive aspects of territory assigned
National and local business conditions and trends
Underwriting and marketing philosophy and procedure
Insurance industry terminology and laws, especially those pertaining to assigned area
General policies and procedures for underwriting insurance risks
Correlate risk factors to underwriting standards to determine acceptance of risk
A college degree in a business, insurance, or a financial discipline is preferred (or equivalent work experience) along with one to three years of commercial lines rating, processing, or underwriting experience, that includes loss analysis and risk selection.
Dedication to continuing education, insurance certification and technical coursework is required.
Candidates must be authorized to work in the United States without the need for current or future visa sponsorship.
Salary Range $44,262 -$73,171
The salary range listed here has been provided to comply with local regulations and represents a potential base salary range for this role. Please note that actual salaries may vary within the range above or below, depending on experience and location. We look at compensation for each individual and base our offer on your unique qualifications, experience, and expected contributions. This position may also be eligible for other types of compensation in addition to base salary, such as benefits and bonus programs.
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