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Loss Mitigation Specialist

Cornerstone Capital Bank, Houston, Texas, United States, 77246

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***No agencies or 3rd party Recruiters please. Thank you! ***

Who we are: Cornerstone Servicing, a division of Cornerstone Capital Bank, is a best-in‑class mortgage servicer with a reputation for amazing service, customer satisfaction, employee retention and happiness! We employ people who are passionately committed to Cornerstone's Mission, Vision & Core Convictions.

We honor

God

by using our talents to make a

positive difference

in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.

Who we are looking for... Cornerstone Servicing is looking for an experienced Loss Mitigation Specialist. The Loss Mitigation Specialist role is responsible for providing world class customer care to our customers. This position will provide an exceptional level of customer service by taking ownership and responsibility for all activity occurring at Cornerstone Servicing and ensuring customers are educated regarding all hardship assistance options offered.

Location: Onsite daily in Englewood, CO

Compensation: $50-60k

What you'll need to be successful...

Responsible for negotiating payment arrangements, keeping our borrowers in their homes and curing delinquency

Manage inbound and outbound calling queues via automated calling system

Continuously improve knowledge base and skillset to ensure maximum level of customer satisfaction and world class customer experience

Underwrites loans for loss mitigation in accordance to FHA, VA, USDA, FNMA, FHLMC guidelines and decisions all loss mitigation waterfall options for borrower(s) seeking workout assistance

Recommends loss mitigation actions on requests for proposed foreclosure alternatives within timeframes established by investorUtilizes ability to read and interpret title searches and rectify outstanding judgements, liens, etc.

Maintains quality control and production standards defined by CHL

Perform other job-duty related issues as assigned

Qualifications:

High School Diploma, GED, or equivalent experience

Minimum 2 years of experience in mortgage servicing

Minimum 2 years of experience in a Collections environmentBi‑lingual skills a plus

Experience with Business Purpose Loans or Non‑QM Loans preferred

Strong phone etiquette while having a passion for taking care of customer needs with exceptional customer service skills

Solid analytical skills with the ability to exercise prudent judgment

Exceptional organization and time management a must

Comfortable being a team player

Strong interpersonal skills in addition to verbal/written communication

Ability to work through stressful situations professionally and respectfully

Attention to detail What we offer: Because we recognize and reward hard work, we offer a competitive salary, a full benefits package, and the potential for a performance‑based bonus.

What to do next: If Cornerstone sounds like the place for you (and if you have the qualifications, drive, and passion to match), we invite you to become a member of our winning team! And remember, once you're a part of our Cornerstone team, we'll continue to invest in you as a valuable asset to our company. As many of our team members can tell you, there's something special about working at Cornerstone.

Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities. This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.

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