Mortgage Underwriter – FHA or VA Specialist
Mutual of Omaha Mortgage, Charleston, South Carolina, United States, 29408
Mutual of Omaha is a Fortune 300 Company. Mutual of Omaha Mortgage is inspired by hometown values and a commitment to being responsible and caring for each other. We exist for the benefit of our customers and employees.
Mutual of Omaha Mortgage is a full service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs please review and apply for our opening below!
JOB PURPOSE: To accurately evaluate and underwrite mortgage loan files submitted by retail and wholesale production channels, in accordance with company policy and investor guidelines.
DUTIES AND RESPONSIBILITIES:
Evaluate risk in accordance with all investor guidelines and company policies
Review all aspects of the loan file, including title and appraisal reports
Set the terms for approval and compliance or identify reasons for rejection
Ensure regulatory compliance and completeness
Effectively communicate all loan decisions to sales channels and management, as needed
Accurately review and input pertinent loan data into operational systems
Utilize FHA Connection to update loan data as needed
Utilize VA portal to update loan or appraisal data as needed
Work closely with all operational departments to establish productive and efficient work flows
Complete required checklists and worksheets
QUALIFICATIONS:
DE or SAR/LAPP
Minimum 5 yrs of government underwriting experience
Must be familiar with Encompass
Pay range for role varies based on experience - $90,000 - 140,000
Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include:
Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service.
Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
9Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
Multiple PPO Medical Plans, as well as HDHP eligible plan.
Dental Coverage
Vision Coverage
Company Paid Life Insurance
401K with a generous employer match
Additional Benefits including – Optional Life, FSA, Pet Insurance etc.
Free Legal Services
Employee Loan Program
100% Remote
#J-18808-Ljbffr
Mutual of Omaha Mortgage is a full service lending company offering both Forward and Reverse Mortgage products including a complete line of residential mortgage, refinancing, specialty, and HECM loans. We employ a knowledgeable staff of experienced Loan Officers with an operations team that is second to none. If you are interested in joining a team that promotes from within and works together toward a common goal of helping customers with their mortgage needs please review and apply for our opening below!
JOB PURPOSE: To accurately evaluate and underwrite mortgage loan files submitted by retail and wholesale production channels, in accordance with company policy and investor guidelines.
DUTIES AND RESPONSIBILITIES:
Evaluate risk in accordance with all investor guidelines and company policies
Review all aspects of the loan file, including title and appraisal reports
Set the terms for approval and compliance or identify reasons for rejection
Ensure regulatory compliance and completeness
Effectively communicate all loan decisions to sales channels and management, as needed
Accurately review and input pertinent loan data into operational systems
Utilize FHA Connection to update loan data as needed
Utilize VA portal to update loan or appraisal data as needed
Work closely with all operational departments to establish productive and efficient work flows
Complete required checklists and worksheets
QUALIFICATIONS:
DE or SAR/LAPP
Minimum 5 yrs of government underwriting experience
Must be familiar with Encompass
Pay range for role varies based on experience - $90,000 - 140,000
Mutual of Omaha Mortgage is an Equal Opportunity Employer, and we encourage diverse, talented, qualified applicants to apply. We offer an extensive compensation package. Benefits include:
Vacation — Vacation hours accrue on a per pay period basis. Balance maximums are based on years of service.
Paid Sick Time — 40 hours of paid sick time after 90 days of employment. State sick time requirements will be added as needed.
9Paid Holidays + 1 Cultural Celebration Day (Floating Holiday)
Multiple PPO Medical Plans, as well as HDHP eligible plan.
Dental Coverage
Vision Coverage
Company Paid Life Insurance
401K with a generous employer match
Additional Benefits including – Optional Life, FSA, Pet Insurance etc.
Free Legal Services
Employee Loan Program
100% Remote
#J-18808-Ljbffr