Non-QM Account Manager/Mortgage Loan Processor
Spring EQ LLC, Charlotte, North Carolina, United States, 28245
Overview
Spring EQ is a national home equity lender providing flexible and tailored financing solutions directly to consumers with a national network of experienced brokers and partners. Since its founding in 2016, Spring EQ is among the fastest growing and highest-rated home equity financing partners in the United States. Spring EQ offers a broad range of home equity products and delivers a simple and streamlined process that results in faster funding, trustworthy loans, and less frustration for consumers today. To learn more about Spring EQ, visitwww.springeq.com.
At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to
Be kind and treat all people – teammates, customers, and vendors – with respect and consideration
Be adaptable and embrace change
Be accountable and take responsibility and deliver the effort to fully complete the task
Be better and strive for continuous improvement in ourselves, our team, and the company for our customers
Be part of the solution and solve problems, find the answers, and collaborate
Work hard, have fun, and get things done
At Spring EQ the Non-QM Account manager is the pipeline and communication hub of the non-QM channel to which they are assigned. Working closely with the operations, underwriting, and sales team while servicing the clients and driving pipeline are the main functions of this role. Account managers are expected to have both great written and verbal communication skills, along with substantial working knowledge of the overall Non-QM mortgage industry, Spring EQ specific guidelines, procedures, and policies.
Responsibilities
Manage a pipeline of loans, ensuring timely movement from initial approval through funding while providing exceptional service to clients.
Review conditions for completeness and accuracy and communicate with all relevant parties to obtain outstanding conditions.
Effectively resolve issues to prevent delays in the loan process.
Review all documentation provided by the broker for sufficiency to meet underwriting guidelines and loan product requirements (i.e., entity documents, credit reports, letters of explanation, etc.).
Work closely with underwriters to understand the conditions and explain to the broker. Anticipate underwriter conditions to the extent possible.
Manage multiple loan files to ensure each loan closes promptly.
Work as a liaison between departments to help drive files to closing.
Ensuring issues escalated in from clients or AEs to reach resolution.
Qualifications
Minimum of 3 years of Non‑QM account/relationship management.
Minimum high school degree required, associate or bachelor's degree preferred.
Must have recent experience with Non‑QM loans including Bank Statement and/or DSCR.
Strong analytical skills and ability to assess vendor performance, operational efficiency, and compliance adherence.
Proven experience in managing vendor relationships and service‑level agreements.
Excellent communication and interpersonal skills, with the ability to engage with internal teams and external partners at all levels.
Strong negotiation skills and the ability to resolve issues in a timely and effective manner.
Ability to prioritize multiple tasks and manage time efficiently in a fast‑paced environment.
Proficient in Microsoft Office Suite (Excel, Word, PowerPoint) and Blue Sage operating system
Healthy work‑life balance.
We are committed to supporting a healthy work‑life balance and fostering an environment of productivity and collaboration. This position follows a hybrid schedule for team members working in our corporate offices, combining on‑site presence with remote flexibility. Our hybrid model is designed to promote teamwork and engagement while also providing the adaptability professionals need to manage their responsibilities effectively.
Benefits
401k Company Match
Annual Charitable Matching Gift Program
Commuter Benefits
Company Holidays
Credit Union Membership
Dental Insurance
Dependent Care Plan
Disability Insurance
Employee Assistance Program
Life Insurance
Medical Insurance
Paid Time Off Plan
Vision Insurance
Weekly Non‑Management Dinner Benefit
Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact recruiting@springeq.com
This position is not eligible for employer visa sponsorship. Applicants must have valid work authorization that does not require sponsorship now or in the future.
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At Spring EQ, it is our mission to empower homeowners and buyers to achieve and maximize the value of homeownership in a simple, fast, and ethical manner. Our values are to
Be kind and treat all people – teammates, customers, and vendors – with respect and consideration
Be adaptable and embrace change
Be accountable and take responsibility and deliver the effort to fully complete the task
Be better and strive for continuous improvement in ourselves, our team, and the company for our customers
Be part of the solution and solve problems, find the answers, and collaborate
Work hard, have fun, and get things done
At Spring EQ the Non-QM Account manager is the pipeline and communication hub of the non-QM channel to which they are assigned. Working closely with the operations, underwriting, and sales team while servicing the clients and driving pipeline are the main functions of this role. Account managers are expected to have both great written and verbal communication skills, along with substantial working knowledge of the overall Non-QM mortgage industry, Spring EQ specific guidelines, procedures, and policies.
Responsibilities
Manage a pipeline of loans, ensuring timely movement from initial approval through funding while providing exceptional service to clients.
Review conditions for completeness and accuracy and communicate with all relevant parties to obtain outstanding conditions.
Effectively resolve issues to prevent delays in the loan process.
Review all documentation provided by the broker for sufficiency to meet underwriting guidelines and loan product requirements (i.e., entity documents, credit reports, letters of explanation, etc.).
Work closely with underwriters to understand the conditions and explain to the broker. Anticipate underwriter conditions to the extent possible.
Manage multiple loan files to ensure each loan closes promptly.
Work as a liaison between departments to help drive files to closing.
Ensuring issues escalated in from clients or AEs to reach resolution.
Qualifications
Minimum of 3 years of Non‑QM account/relationship management.
Minimum high school degree required, associate or bachelor's degree preferred.
Must have recent experience with Non‑QM loans including Bank Statement and/or DSCR.
Strong analytical skills and ability to assess vendor performance, operational efficiency, and compliance adherence.
Proven experience in managing vendor relationships and service‑level agreements.
Excellent communication and interpersonal skills, with the ability to engage with internal teams and external partners at all levels.
Strong negotiation skills and the ability to resolve issues in a timely and effective manner.
Ability to prioritize multiple tasks and manage time efficiently in a fast‑paced environment.
Proficient in Microsoft Office Suite (Excel, Word, PowerPoint) and Blue Sage operating system
Healthy work‑life balance.
We are committed to supporting a healthy work‑life balance and fostering an environment of productivity and collaboration. This position follows a hybrid schedule for team members working in our corporate offices, combining on‑site presence with remote flexibility. Our hybrid model is designed to promote teamwork and engagement while also providing the adaptability professionals need to manage their responsibilities effectively.
Benefits
401k Company Match
Annual Charitable Matching Gift Program
Commuter Benefits
Company Holidays
Credit Union Membership
Dental Insurance
Dependent Care Plan
Disability Insurance
Employee Assistance Program
Life Insurance
Medical Insurance
Paid Time Off Plan
Vision Insurance
Weekly Non‑Management Dinner Benefit
Spring EQ is an Equal Opportunity Employer. We make all employment decisions based on merit and business needs. If you require a reasonable accommodation at any stage of the hiring or employment process, please contact recruiting@springeq.com
This position is not eligible for employer visa sponsorship. Applicants must have valid work authorization that does not require sponsorship now or in the future.
#J-18808-Ljbffr