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Bilingual Collections Specialist

USF Credit Union, Orlando, Florida, United States, 32801

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Join Us At Usf Federal Credit Union

When joining USF Federal Credit Union, you can expect to work for a company that: Strives to be the most influential partner in our Members' financial journey. Has been recognized with awards such as the "Sterling Governor's Award for Excellence" and League of Southern Credit Unions & Affiliates "Credit Union of the Year". Has a culture of engagement, growth, process improvement and community volunteerism. What's in it for you: Competitive pay, robust incentive programs, 401k matching, Mortgage and Auto Loan discounts 4 weeks minimum paid time off work, work anniversary paid time off, 11 paid holidays and 8 hours paid volunteer time off. Medical, Dental and vision plans with FSA option. (Employee Only Premiums for Dental and Vision are 100% Credit Union covered). 100% Credit Union Paid Short-Term and Long-Term Disability and Life Insurance Employee Assistance Program Undergraduate and Graduate Tuition Reimbursement In-depth New Employee Orientation showcasing Credit Union Values and Vision A Think Big culture dedicated to performance excellence and continual growth Position Summary

Under general supervision, in accordance with established policies and procedures; preserves the Credit Union's assets by controlling delinquent accounts, collecting delinquent loans, mortgages, visas and/or recovering collateral. Assist with department training and development of written procedures. Essential Functions Include:

Contacts members to resolve delinquencies or takes other appropriate collection actions while maintaining a tactful and resourceful manner to maintain a positive relationship. Uses various systems to document, skip trace, and track delinquency. Handle call back request from members and internal departments. Prepare hardship package for Loan Committee. Maintain accurate, complete and timely records of all contact made and action taken on each delinquent account. Perform clerical requirements such as posting payments and letter communications including but not limited to required repossession notifications. Meets regularly with Collections Manager or Assistant Collection Manager to review collection results and to obtain recommendations on complicated or difficult accounts. Cross trains in other areas or departments and performs other job related duties as assigned. Reports to: Resolutions Assistant Manager Required Education and Experience: High school diploma or G.E.D. 1-3 years of experience in lending or collections with good knowledge of the Fair Debt Collection Act, Litigation process, Bankruptcy and Repossession. Additional Skills: Experience with Microsoft Word, Power Point, Excel and Outlook Strong oral and written communication skills are essential to the position Must demonstrate a functional knowledge of the Bank Secrecy Act in addition to other Federal laws, including but not limited to: U.S. Patriot Act, Office of Foreign Assets & Control, Anti-Money Laundering, Right to Financial Privacy Act, and the Bank Bribery Act. Work Environment: Hybrid work environment reporting to the office once a month/quarter Physical Requirements: Sitting frequently, walking occasionally, use of hands frequently, hearing constantly, talking frequently, exerting up to 10lbs of force occasionally to life, carry, push, pull, or move objects. Position Type/Expected Hours of Work: Full-Time/40 hours per week Classification Non-Exempt Other Duties Please note this job description is not a comprehensive list of activities, duties or responsibilities that are required in this position. Duties, responsibilities and activities may change at any time with or without notice. About Us

For 60 years, USF FCU has experienced rapid growth and is dedicated to delivering financial solutions to improve our members' lives. Our success is thrilling, but our core values of excellence, passion, innovation, community, and collaboration mean our relationships with our members and our employees will always be our top priority! We have grown to over 60,000 members and $800+ million in assets, robust online and mobile banking, 6 branch locations and thousands of shared branches and fee-free ATMs nationwide. Our vision is to be the most influential partner in each member's financial journey. Our mission is to deliver financial solutions to improve members' lives.