General Purpose:
Process loans for operating expenses, capital expenditures, real estate purchases, and refinances. Demonstrate an entrepreneurial attitude, be results driven, work independently without intense management oversight, and offer recommendations on legal matters pertinent to the loan documents and related collateral filings.
Job Duties and Responsibilities:
Verify borrower information presented; verify existing loan balances, if any
Verify that UCC search and credit report have been requested and reviewed by loan officer
Perform complete review of loan information package submitted by loan officer; obtain clarification of any missing/erroneous information; confirm all necessary approvals received
If borrower is an entity, request and review all entity organizational documents and minutes appointing officers; determine authorized signatory(ies)
Advise management on legal matters pertaining to loan documents and any specifics related to securing the necessary collateral
Prepare customized loan documents for each loan transaction
Prepare and track Subordination Agreements and/or Intercreditor Agreements, if necessary
Track satisfaction of loan terms as they pertain to UCC termination requirements
Verify satisfaction of insurance requirements, if any
Review signed loan documents to ensure all are fully and correctly signed; verify signatures
Prepare and file UCC financing statement documentation, if necessary
Prepare amendments and supporting documents, revising loan terms, if necessary
Review real estate title documentation, title insurance commitment, real property appraisal; confirm accuracy of real property description; determine who holds title to property; work to resolve open exceptions on title insurance commitment
Prepare mortgage document, if necessary
Coordinate real estate closings among title insurance company, attorney and borrower
Prepare and process documentation for various stabilizer transactions
The requirements herein are intended to describe the general nature and level of work performed by employee, but is not a complete list of responsibilities, duties, and skills required. Other duties may be assigned as required
Education and Experience:
Bachelor's degree with a focus in business or legal
2 to 4 years of lending, legal, and/or related document preparation experience
Certification and/or License - paralegal certification preferred, or more than 5 years of loan document preparation experience in an Ag or commercial bank setting or law office
Knowledge, Skills, and Abilities:
Knowledge of and skill with Microsoft Office Suite and company computer systems
Excellent proofreading and editing skills
Able to review and coordinate real estate transactions
Able to communicate clearly and effectively, both verbally and in writing
Able to interact positively and work effectively with others (interpersonal skills)
Able to work with accuracy and attention to detail
Able to maintain confidentiality of information
Able to balance multiple tasks
Able to work independently and as part of a team
Able to work under tight deadlines
Able to travel independently in a timely fashion to attend various agricultural events and cooperative meetings
Must be able to read, write and speak English
An Equal Opportunity Employer including Disabled/Veterans
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Job Duties and Responsibilities:
Verify borrower information presented; verify existing loan balances, if any
Verify that UCC search and credit report have been requested and reviewed by loan officer
Perform complete review of loan information package submitted by loan officer; obtain clarification of any missing/erroneous information; confirm all necessary approvals received
If borrower is an entity, request and review all entity organizational documents and minutes appointing officers; determine authorized signatory(ies)
Advise management on legal matters pertaining to loan documents and any specifics related to securing the necessary collateral
Prepare customized loan documents for each loan transaction
Prepare and track Subordination Agreements and/or Intercreditor Agreements, if necessary
Track satisfaction of loan terms as they pertain to UCC termination requirements
Verify satisfaction of insurance requirements, if any
Review signed loan documents to ensure all are fully and correctly signed; verify signatures
Prepare and file UCC financing statement documentation, if necessary
Prepare amendments and supporting documents, revising loan terms, if necessary
Review real estate title documentation, title insurance commitment, real property appraisal; confirm accuracy of real property description; determine who holds title to property; work to resolve open exceptions on title insurance commitment
Prepare mortgage document, if necessary
Coordinate real estate closings among title insurance company, attorney and borrower
Prepare and process documentation for various stabilizer transactions
The requirements herein are intended to describe the general nature and level of work performed by employee, but is not a complete list of responsibilities, duties, and skills required. Other duties may be assigned as required
Education and Experience:
Bachelor's degree with a focus in business or legal
2 to 4 years of lending, legal, and/or related document preparation experience
Certification and/or License - paralegal certification preferred, or more than 5 years of loan document preparation experience in an Ag or commercial bank setting or law office
Knowledge, Skills, and Abilities:
Knowledge of and skill with Microsoft Office Suite and company computer systems
Excellent proofreading and editing skills
Able to review and coordinate real estate transactions
Able to communicate clearly and effectively, both verbally and in writing
Able to interact positively and work effectively with others (interpersonal skills)
Able to work with accuracy and attention to detail
Able to maintain confidentiality of information
Able to balance multiple tasks
Able to work independently and as part of a team
Able to work under tight deadlines
Able to travel independently in a timely fashion to attend various agricultural events and cooperative meetings
Must be able to read, write and speak English
An Equal Opportunity Employer including Disabled/Veterans
#J-18808-Ljbffr