SVP, Private Client CRE Lending Officer - RJ Bank

* Originate, structure, and manage direct CRE lending solutions to HNW and UHNW clients.* Serve as the primary CRE lending and resource for Financial Advisors platforming the western U.S., providing deal consultation, education, and ongoing relationship support.* Lead lending transactions end-to-end, including opportunity assessment, borrower and guarantor analysis, collateral evaluation, structuring, pricing, negotiation, and closing.* Analyze complex financial information, including personal financial statements, business cash flows, tax returns, trusts, partnerships, LLCs, corporations, and other specialized entities.* Partner with credit associates, and risk partners to prepare credit approval memoranda, conduct due diligence, and ensure compliance with Raymond James Bank credit policies and risk parameters.* Develop and maintain a robust origination pipeline through proactive engagement with Western States FA leadership and top-producing advisors.* Exercise sound credit judgment and, where applicable, delegate credit authority in recommending or approving loan structures within established limits.* Build, manage, and grow a high-quality loan portfolio while maintaining strong credit discipline, proactive risk management, and ongoing covenant monitoring.* Identify opportunities to expand relationships through deposits, treasury services, and other bank and affiliate solutions.* Clearly communicate complex credit concepts and decisions to clients, Financial Advisors, and internal partners, including proposing alternative structures when necessary.* Establish and maintain effective working relationships across Wealth Management, Credit, Risk, Legal, and other internal teams.* Maintain current knowledge of lending products, credit policies, regulatory requirements, and market trends impacting private client lending.* Perform other duties and responsibilities as assigned.- Under minimal supervision and with a high level of autonomy, the **SVP /** **Senior Private Client Lending CRE Officer** will use extensive CRE Lending experience to originate, structure, underwrite, and manage customized CRE Lending solutions for HNW and UHNW clients of Raymond James. This role works directly with Private Client Group (PCG) clients and Raymond James Financial Advisors (FAs) on the direct platform, with primary geographic responsibility for Western States.**Knowledge****of:*** Advanced principles, practices, and procedures of private client, tailored, and commercial lending.* Credit underwriting standards, financial spreading, credit approval memoranda, covenant structures, and portfolio management.* Analysis of lending solutions supported by securities, restricted stock, life insurance, and other complex collateral types.* Financial markets, banking products, and wealth management strategies applicable to HNW and UHNW clients.* Credit policies, risk management frameworks, and regulatory requirements.**Ability to:**Thanks for your interest in working with Raymond James. While we might not have the perfect role for you today, we'd love to keep in touch.to stay up to date on career opportunities that may be a good fit for you.Our business is deeply focused on people and their financial well-being. We're committed to helping individuals, corporations and institutions achieve their goals, while also supporting successful professionals and helping our communities prosper. We believe doing well and doing good aren't mutually exclusive.As an established but ever-evolving company, you can start – or continue – growing your career here. We invest in you with wide-ranging benefits and the support of leaders and colleagues who care. From development opportunities and enriching networking groups to prioritizing diversity, inclusion and the power of different perspectives, Raymond James is where good people grow.Our people-first culture is outlined in our . Check it out to see why many choose to work at Raymond James – and why they stay. #J-18808-Ljbffr