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Mortgage Loan Closer

United Trust Bank, Alpharetta, Georgia, United States, 30239

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Location - Alpharetta, GA - Hybrid, must be able to commute to this location We are seeking an experienced Mortgage Loan Closer to join our operations team. The ideal candidate will have a strong understanding of the residential mortgage closing process and a proven ability to manage loans accurately and efficiently from clear to close through funding.

This position requires a high level of professionalism, attention to detail, and the ability to work effectively with internal teams and external partners to ensure timely and compliant loan closings.

Key Responsibilities

Manage residential mortgage loan files from clear to close through funding

Prepare, review, and issue Initial Closing Disclosures and closing documentation in accordance with TRID and regulatory requirements

Ensure all loan files comply with federal, state, investor, and company guidelines

Resolve closing conditions and address last‑minute issues to meet funding deadlines

Maintain complete, accurate, and well‑documented loan files within the loan origination system

Balance the transaction and send wire requests for funding.

Qualifications

Minimum of

3 years of mortgage loan closing experience

Comprehensive knowledge of conventional, FHA, VA, and USDA loan products

Strong understanding of TRID, RESPA, CFPB regulations, and investor requirements

Excellent organizational skills with a high degree of accuracy and attention to detail

Strong written and verbal communication skills

Ability to manage multiple files and deadlines in a fast‑paced environment

Preferred Qualifications

Experience with Meridian Link preferred but will train

Multi-state closing experience

Background in retail, correspondent, or wholesale mortgage environments

Competitive compensation commensurate with experience

Professional, collaborative work environment

Stable production platform with operational support

Opportunities for long‑term growth within the organization

Qualified candidates are encouraged to submit a resume outlining relevant experience.

Excellent Benefits:

Comprehensive Medical, Dental, and Vision coverage, Life insurance, long and short‑term disability, and a 401(k) with company match.

Compensation:

$50-$60k per year with $50 per file for refinance and $75 per file for purchase. Salary dependent on experience level.

United Trust Bank is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will be considered for employment without regard to race, national origin, gender, age, religion, disability, sexual orientation, veteran status or marital status. We are an E-Verify employer.

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