Underwriter - Miscellaneous Medical & Life Sciences - South Region
Beazley, Houston, Texas, United States, 77246
Underwriter - Miscellaneous Medical & Life Sciences - South Region
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Job Title Underwriter - Miscellaneous Medical
Division Specialty Risks
Reports To As per Beazley’s organisation chart
Key Relationships Brokers, Underwriters, Claims staff, Coverholders, external Clients and Suppliers
Job Summary To underwrite a Miscellaneous Medical & Life Sciences account within the Healthcare Team and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand.
Key Responsibilities Underwriting
Develop and underwrite a profitable portfolio of Miscellaneous Medical & Life Sciences business as part of the Healthcare team.
Structure tailor‑made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing.
Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long‑term profitability at account level.
Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as underwriting and general administration costs to ensure profitability, using rating models as applicable.
Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost‑effective administration of the French and continental European Miscellaneous Medical & Life Sciences account.
Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks.
Comply with Beazley’s underwriting control standards for business written through Lloyd’s, or Beazley’s internal MGAs.
Develop a good working relationship with the claims managers on this class of business.
Client Management
Advise, assist and service clients on insurance and risk matters to ensure clients’ satisfaction.
Foster positive relationships with clients to get a mutual understanding of both their and Beazley’s needs.
Maintain good business relationships with brokers.
Maintain awareness of overall Beazley product range and take advantage of opportunities to introduce other Beazley products to clients.
General
Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley.
Develop best practice and disseminate business and class knowledge within the Healthcare and Specialty Risks team.
Work with peers within Healthcare and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross‑selling opportunities.
Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group.
Production of presentations and marketing literature as required.
Production of business plans/research documents for the Miscellaneous Medical & Life Sciences account as required.
It is important that within all interactions, both internally and externally you adhere to Beazley’s core values - being bold, striving for better, and doing the right thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers.
Compliance & Professional Development
Comply with Beazley procedures, policies and regulations including the code of conduct.
Undertake training on Beazley policies and procedures as delivered by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) either directly, via e‑learning or the learning management system.
Display business ethics that uphold the interests of all our customers.
Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs.
Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Culture & People or assurance teams and keep up to date with developments in these areas.
Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups.
Personal Specification Skills and Abilities
Proficient underwriting skills.
Accurate and numerate.
Computer skills – good working knowledge of MS Office, advanced Excel skills.
Strong analytical skills with attention to detail.
Able to communicate effectively with others, both verbally and in writing.
Ability to manage time, meet deadlines and prioritise.
Motivational skills.
Knowledge and Experience
General commercial and financial knowledge.
Experience in the insurance industry.
Experience of Healthcare underwriting.
Thorough knowledge of underwriting policy, philosophy and practice.
Advanced knowledge of underwriting processes and systems.
Client service experience.
Aptitude and Disposition
Result focused, self‑motivated, flexible and enthusiastic.
Professional approach to interact successfully with managers/colleagues/external suppliers.
Team worker as well as able to work on own initiative.
Customer focused, with a strong ethic of service and fairness to the customer.
Competencies
Achievement drive.
Analytical thinking.
Strategic thinking.
Service focus.
Team working.
Forward thinking.
Conceptual thinking.
About Beazley Beazley is a specialist insurance company with over 30 years’ experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build – to enable businesses to thrive. Our goal is to become the highest performing sustainable specialist insurer.
Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons.
Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world. Employee diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family‑feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers.
Be bold
Strive for better
Do the right thing
We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success.
Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include:
Beazley RACE – Understanding and celebrating People of Colour
Beazley SHE – Successful, High potential, Empowered women in insurance
Beazley Proud – Our global LGBTQ+ community
Beazley Wellbeing – Supporting employees with their mental wellbeing
Beazley Families – Supporting families and parents‑to‑be
We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as:
Internal Pathways (helping you grow into an underwriting role)
iLearn (our own learning & development platform)
LinkedIn Learning
Mentorship program
External qualification sponsorship
Continuing education and tuition reimbursement
Secondment assignments
The Rewards
The opportunity to connect and build long‑lasting professional relationships while advancing your career with a growing, dynamic organization
Attractive base compensation and discretionary performance‑related bonus
Competitively priced medical, dental and vision insurance
Company‑paid life, and short‑ and long‑term disability insurance
401(k) plan with 5% company match and immediate vesting
22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs
Up to $700 reimbursement for home office setup
Free in‑office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance
Up to 26 weeks of fully paid parental leave
Up to 2.5 days paid annually for volunteering at a charity of your choice
Flexible working policy, trusting our employees to do what works best for them and their teams
Salary for this role will be tailored to the successful individual’s location and experience. The expected compensation range for this position is $120,000K – $160,000K per year plus discretionary annual bonus.
Don’t meet all the requirements? At Beazley we’re committed to building a diverse, inclusive, and authentic workplace. If you’re excited about this role but your experience doesn’t perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.
Seniority Level Not Applicable
Employment Type Full‑time
Job Function Finance and Sales
Industries Insurance
Referrals increase your chances of interviewing at Beazley by 2x
Get notified about new Medical Underwriter jobs in
Houston, TX .
#J-18808-Ljbffr
Job Title Underwriter - Miscellaneous Medical
Division Specialty Risks
Reports To As per Beazley’s organisation chart
Key Relationships Brokers, Underwriters, Claims staff, Coverholders, external Clients and Suppliers
Job Summary To underwrite a Miscellaneous Medical & Life Sciences account within the Healthcare Team and provide counsel and advice on underwriting related issues. Provide technical expertise in this business area and maintain and improve market reputation of the Beazley brand.
Key Responsibilities Underwriting
Develop and underwrite a profitable portfolio of Miscellaneous Medical & Life Sciences business as part of the Healthcare team.
Structure tailor‑made solutions by considering the team underwriting parameters and underwriting policy and using underwriting knowledge and experience to win new business and retain existing.
Monitor premiums, costs and claims ratios per contract and take corrective measures if necessary to ensure long‑term profitability at account level.
Evaluate appropriate risk premium by considering the risk costs, reinsurance cessions, capital exposure as well as underwriting and general administration costs to ensure profitability, using rating models as applicable.
Monitor peer underwriters in their daily work to ensure profitability as well as efficient and cost‑effective administration of the French and continental European Miscellaneous Medical & Life Sciences account.
Monitor and supervise assistants in their daily work to ensure compliance with underwriting philosophy and policy and consistency within the team and Specialty Risks.
Comply with Beazley’s underwriting control standards for business written through Lloyd’s, or Beazley’s internal MGAs.
Develop a good working relationship with the claims managers on this class of business.
Client Management
Advise, assist and service clients on insurance and risk matters to ensure clients’ satisfaction.
Foster positive relationships with clients to get a mutual understanding of both their and Beazley’s needs.
Maintain good business relationships with brokers.
Maintain awareness of overall Beazley product range and take advantage of opportunities to introduce other Beazley products to clients.
General
Leverage networking opportunities within the business to develop standardised underwriting policy and best practice within Beazley.
Develop best practice and disseminate business and class knowledge within the Healthcare and Specialty Risks team.
Work with peers within Healthcare and Specialty Risks to maximise business opportunities and profitability within the department. This will include but not be limited to sharing market information, marketing sources and cross‑selling opportunities.
Share and gather knowledge within the Beazley Group to ensure dissemination of best practice and maximise business opportunities and profitability across the Group.
Production of presentations and marketing literature as required.
Production of business plans/research documents for the Miscellaneous Medical & Life Sciences account as required.
It is important that within all interactions, both internally and externally you adhere to Beazley’s core values - being bold, striving for better, and doing the right thing - as they contribute to an internal environment of teamwork and promote a positive brand image and experience to our external customers.
Compliance & Professional Development
Comply with Beazley procedures, policies and regulations including the code of conduct.
Undertake training on Beazley policies and procedures as delivered by your line manager, the Culture & People or assurance teams (compliance, risk, internal audit) either directly, via e‑learning or the learning management system.
Display business ethics that uphold the interests of all our customers.
Ensure all interactions with customers are focused on delivering a fair outcome, including having the right products for their needs.
Comply with any specific responsibilities necessary for your role as outlined by your line manager, the Culture & People or assurance teams and keep up to date with developments in these areas.
Carry out additional responsibilities as individually notified, either through your objectives or through the learning management system. These may include membership of any Beazley committees or working groups.
Personal Specification Skills and Abilities
Proficient underwriting skills.
Accurate and numerate.
Computer skills – good working knowledge of MS Office, advanced Excel skills.
Strong analytical skills with attention to detail.
Able to communicate effectively with others, both verbally and in writing.
Ability to manage time, meet deadlines and prioritise.
Motivational skills.
Knowledge and Experience
General commercial and financial knowledge.
Experience in the insurance industry.
Experience of Healthcare underwriting.
Thorough knowledge of underwriting policy, philosophy and practice.
Advanced knowledge of underwriting processes and systems.
Client service experience.
Aptitude and Disposition
Result focused, self‑motivated, flexible and enthusiastic.
Professional approach to interact successfully with managers/colleagues/external suppliers.
Team worker as well as able to work on own initiative.
Customer focused, with a strong ethic of service and fairness to the customer.
Competencies
Achievement drive.
Analytical thinking.
Strategic thinking.
Service focus.
Team working.
Forward thinking.
Conceptual thinking.
About Beazley Beazley is a specialist insurance company with over 30 years’ experience helping people, communities and businesses to manage risk all around the world. Our mission is to inspire our clients and people with the confidence and freedom to explore, create and build – to enable businesses to thrive. Our goal is to become the highest performing sustainable specialist insurer.
Our products are wide ranging, from cyber & tech insurance to marine, healthcare, financial institutions and contingency; covering risks such as the weather, film production or protection from deadly weapons.
Our Culture We have a wonderful mix of cultures, experiences, and backgrounds at Beazley with over 2,000 of us working around the world. Employee diversity, experience and passion allow us to keep innovating and moving forward, delivering the best. We are proud of our family‑feel culture at Beazley that empowers our staff to work from when and where they want, in an adult environment that is big on collaboration, diversity of thought and personal accountability. Our three core values inspire the way we work and how we treat our people and customers.
Be bold
Strive for better
Do the right thing
We are a flexible and innovative employer offering a friendly, collaborative, and inclusive working environment. We actively encourage and expect applications from all backgrounds. Our commitment to fostering a supportive and dynamic workplace ensures that every employee can thrive and contribute to our collective success.
Explore a variety of networks to assist with professional and/or personal development. Our Employee Networks include:
Beazley RACE – Understanding and celebrating People of Colour
Beazley SHE – Successful, High potential, Empowered women in insurance
Beazley Proud – Our global LGBTQ+ community
Beazley Wellbeing – Supporting employees with their mental wellbeing
Beazley Families – Supporting families and parents‑to‑be
We encourage internal career progression at Beazley, giving you all the tools you need to drive your own career here, such as:
Internal Pathways (helping you grow into an underwriting role)
iLearn (our own learning & development platform)
LinkedIn Learning
Mentorship program
External qualification sponsorship
Continuing education and tuition reimbursement
Secondment assignments
The Rewards
The opportunity to connect and build long‑lasting professional relationships while advancing your career with a growing, dynamic organization
Attractive base compensation and discretionary performance‑related bonus
Competitively priced medical, dental and vision insurance
Company‑paid life, and short‑ and long‑term disability insurance
401(k) plan with 5% company match and immediate vesting
22 days PTO (prorated for 1st calendar year of employment), 11 paid holidays per year, with the ability to flex the religious bank holidays to suit your religious beliefs
Up to $700 reimbursement for home office setup
Free in‑office lunch, travel reimbursement for travel to office, and monthly lifestyle allowance
Up to 26 weeks of fully paid parental leave
Up to 2.5 days paid annually for volunteering at a charity of your choice
Flexible working policy, trusting our employees to do what works best for them and their teams
Salary for this role will be tailored to the successful individual’s location and experience. The expected compensation range for this position is $120,000K – $160,000K per year plus discretionary annual bonus.
Don’t meet all the requirements? At Beazley we’re committed to building a diverse, inclusive, and authentic workplace. If you’re excited about this role but your experience doesn’t perfectly align with every requirement and qualification in the job specification, we encourage you to apply anyway. You might just be the right candidate for this, or one of our other roles.
Seniority Level Not Applicable
Employment Type Full‑time
Job Function Finance and Sales
Industries Insurance
Referrals increase your chances of interviewing at Beazley by 2x
Get notified about new Medical Underwriter jobs in
Houston, TX .
#J-18808-Ljbffr