Overview
At U.S. Bank, we’re on a journey to do our best. We aim to help customers and businesses make better and smarter financial decisions and to support communities to grow and succeed. A career with U.S. Bank offers opportunities to learn, grow, and excel from Day One.
Job Description Under the general direction of upper management, this position supervises the day-to-day activities related to loan origination for a small team of Mortgage Loan Originators. Responsibilities include ensuring documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources; meeting annual loan origination goals; establishing referral source relationships with real estate brokers, builders, and other external sources; participating in local and state mortgage banking, realtor, and builder trade associations; maintaining knowledge of mortgage industry issues; fostering collaboration within U.S. Bank Home Mortgage and other lines of business to grow customer relationships and product sales; and interviewing and recruiting new talent while actively developing employees through engagement and development initiatives.
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the SAFE Act of 2008 and Regulation Z. The registration process includes a criminal background and credit check. Failure to meet or maintain NMLS requirements may result in rescission of the offer or termination of employment.
Basic Qualifications
High school diploma or equivalent
Two or more years of mortgage sales experience
Preferred Skills/Experience
Demonstrated new business development and relationship management skills
Good knowledge of sales and sales strategies
Thorough knowledge of mortgage products/services, operations, and current market trends
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on-the-job training or some real estate brokerage experience
Familiar with local, state and national laws (e.g., Truth-in-Lending, RESPA, etc.)
Well-developed customer service and relationship skills
Strong attention to detail and ability to analyze financial information
Good interpersonal, verbal, and written communication skills
Must be able to perform duties outside of regular place of business as required
2+ hours of driving per week (note to be added to internal/external postings)
Established referral base within the assigned market preferred
2 years of mortgage loan origination experience with proven results
Remote posting; candidates near locations may be required to work on-site at least three days per week
Additional Information If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits Our benefits and total rewards consider the whole self and what is needed to thrive at and outside work. Benefits may vary by role, location, or hours and include:
Healthcare (medical, dental, vision)
Basic and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (2–5 weeks, depending on salary grade and tenure)
Up to 11 paid holidays
Adoption assistance
Sick and Safe Leave accruals
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other factors protected by law.
Compliance and E-Verify U.S. Bank participates in the E-Verify program where applicable. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location. Actual compensation may vary by location. In addition to salary, U.S. Bank offers a comprehensive benefits package and incentive programs. Pay Range: $20.00 - $20.00
U.S. Bank will consider qualified applicants with arrest or conviction records. Background checks are conducted in accordance with applicable laws and various regulatory requirements. Applicants must comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct.
Posting may be closed earlier due to high volume of applicants.
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Job Description Under the general direction of upper management, this position supervises the day-to-day activities related to loan origination for a small team of Mortgage Loan Originators. Responsibilities include ensuring documents required for processing, underwriting, and closing are secured in a timely manner from appropriate sources; meeting annual loan origination goals; establishing referral source relationships with real estate brokers, builders, and other external sources; participating in local and state mortgage banking, realtor, and builder trade associations; maintaining knowledge of mortgage industry issues; fostering collaboration within U.S. Bank Home Mortgage and other lines of business to grow customer relationships and product sales; and interviewing and recruiting new talent while actively developing employees through engagement and development initiatives.
This position requires National Mortgage Licensing System (NMLS) registration under the terms of the SAFE Act of 2008 and Regulation Z. The registration process includes a criminal background and credit check. Failure to meet or maintain NMLS requirements may result in rescission of the offer or termination of employment.
Basic Qualifications
High school diploma or equivalent
Two or more years of mortgage sales experience
Preferred Skills/Experience
Demonstrated new business development and relationship management skills
Good knowledge of sales and sales strategies
Thorough knowledge of mortgage products/services, operations, and current market trends
Basic knowledge of pricing and underwriting requirements of various mortgage insurance companies
Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on-the-job training or some real estate brokerage experience
Familiar with local, state and national laws (e.g., Truth-in-Lending, RESPA, etc.)
Well-developed customer service and relationship skills
Strong attention to detail and ability to analyze financial information
Good interpersonal, verbal, and written communication skills
Must be able to perform duties outside of regular place of business as required
2+ hours of driving per week (note to be added to internal/external postings)
Established referral base within the assigned market preferred
2 years of mortgage loan origination experience with proven results
Remote posting; candidates near locations may be required to work on-site at least three days per week
Additional Information If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.
Benefits Our benefits and total rewards consider the whole self and what is needed to thrive at and outside work. Benefits may vary by role, location, or hours and include:
Healthcare (medical, dental, vision)
Basic and optional term life insurance
Short-term and long-term disability
Pregnancy disability and parental leave
401(k) and employer-funded retirement plan
Paid vacation (2–5 weeks, depending on salary grade and tenure)
Up to 11 paid holidays
Adoption assistance
Sick and Safe Leave accruals
U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability, veteran status, or other factors protected by law.
Compliance and E-Verify U.S. Bank participates in the E-Verify program where applicable. Learn more about the E-Verify program.
The salary range reflects figures based on the primary location. Actual compensation may vary by location. In addition to salary, U.S. Bank offers a comprehensive benefits package and incentive programs. Pay Range: $20.00 - $20.00
U.S. Bank will consider qualified applicants with arrest or conviction records. Background checks are conducted in accordance with applicable laws and various regulatory requirements. Applicants must comply with U.S. Bank policies and procedures, including the Code of Ethics and Business Conduct.
Posting may be closed earlier due to high volume of applicants.
#J-18808-Ljbffr