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Marketing Associate – Growth, Activation & AI Personalization

TomoCredit, Inc., San Francisco, California, United States, 94199

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Who We Are As seen in TechCrunch, Forbes, and Bloomberg, TomoCredit is one of the fastest-growing startups in fintech.

We’re building the AI agent for personal finance.

The traditional credit system is broken — opaque, exclusionary, and outdated. Our mission is to rebuild financial access using AI, real-time data, and intelligent automation to help millions build stronger financial futures.

Headquartered in San Francisco, TomoCredit is led by one of Inc.’s Top Female Founders and powered by a team from Square, American Express, and Lending Club.

We value high-agency, detail-oriented individuals who think big, move fast, and take ownership.

If you’re excited about building an AI-powered financial product used by millions — and want real responsibility early in your career — we want to meet you.

This is a full-time, onsite role based in our San Francisco headquarters.

About the Role We’re hiring a Marketing Associate – Growth & Activation to help scale our acquisition, activation, and lifecycle engine.

This is a hands-on, execution-focused role with direct revenue impact.

You will work across:

Performance marketing

Product marketing

Activation & onboarding

Lifecycle marketing

AI-driven personalization

You won’t be siloed into one channel.

You’ll help build the growth engine end-to-end.

What You’ll Own Activation & Conversion

Improve signup → funded account conversion

Analyze funnel drop-offs and identify friction

Ship onboarding and messaging experiments

Lifecycle Execution

Build and launch campaigns across email, SMS, push, and in-app messaging

Write copy, create segments, QA flows, and move quickly

Increase engagement and retention

Performance Marketing

Support paid campaigns (Meta, Google, TikTok, etc.)

Improve targeting, messaging, and conversion rates

Monitor CAC and funnel metrics

AI-Powered Personalization

Work with Product and Data to implement AI-driven segmentation

Leverage behavioral data to improve targeting and timing

Help test predictive and automated messaging strategies

Experimentation & Analytics

Run A/B tests across incentives, messaging, timing, and channels

Analyze cohort behavior and performance trends

Turn data into actionable insights

\ Who You Are Early-Career, High Potential

1–4 years of experience in marketing, growth, analytics, consulting, or startup roles

Strong academic background preferred

Builder First

You like executing, not just strategizing

You’re comfortable being inside tools and shipping campaigns yourself

Analytical & Data Curious

Strong Excel/Google Sheets skills required

Familiarity with GA4, Looker, Amplitude, or similar tools is a plus

You understand basic funnel math and conversion metrics

Experimentation Mindset

Curious and hypothesis-driven

Comfortable making decisions with imperfect information

Energized by testing and learning quickly

Startup Mentality

You prefer ownership over bureaucracy

You move fast and figure things out

You want to see direct impact on company revenue

Why Join Tomo

Own meaningful growth initiatives early in your career

Work at the intersection of AI, fintech, and real-world impact

Operate alongside a high-caliber, execution-focused team

Competitive compensation, equity, and full benefits

Build something that improves financial access for millions

Our Commitment to Diversity TomoCredit is proud to be an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We welcome applicants of all backgrounds, regardless of race, religion, gender identity, sexual orientation, age, disability, or veteran status.

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