Business Banking Relationship Credit Analyst - South Bay/Long Beach
California Staffing Corporation, Torrance, California, United States, 90504
Job Opportunity at U.S. Bank
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One. Business Banking Relationship Analysts partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio. Job duties include: Contribute to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients. Analyze financial data and prepare comprehensive written analysis. Manage credit quality within the team's credit portfolio. Provide guidance to customers by identifying and successfully capitalizing on opportunities to deepen and expand existing relationships. Manage credit risk and respond to prospect and/or customer credit questions. Basic Qualifications: Bachelor's degree, or equivalent work experience Five to eight years of Business Banking experience Preferred Skills/Experience: Well-developed credit and financial analysis skills Knowledge of credit administration, analysis, and credit policy/procedure Demonstrated understanding of complex financial accounting Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship Ability to work effectively with individuals and groups across the company to manage customer relationships Effective verbal and written communication skills Location: The role offers a hybrid/flexible schedule. There's an in-office expectation of 3 or more days per week with the flexibility to work outside the office location for the other days. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. Our benefits include the following: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,095.00 - $130,700.00
At U.S. Bank, we're on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel atall from Day One. Business Banking Relationship Analysts partner with assigned Relationship Manager(s) to successfully manage Business Banking relationships and the loan portfolio. Job duties include: Contribute to the profitability and growth of Business Banking by retaining and expanding relationships with existing clients. Analyze financial data and prepare comprehensive written analysis. Manage credit quality within the team's credit portfolio. Provide guidance to customers by identifying and successfully capitalizing on opportunities to deepen and expand existing relationships. Manage credit risk and respond to prospect and/or customer credit questions. Basic Qualifications: Bachelor's degree, or equivalent work experience Five to eight years of Business Banking experience Preferred Skills/Experience: Well-developed credit and financial analysis skills Knowledge of credit administration, analysis, and credit policy/procedure Demonstrated understanding of complex financial accounting Basic knowledge of bank products and services that results in successfully capitalizing on all opportunities to deepen the relationship Ability to work effectively with individuals and groups across the company to manage customer relationships Effective verbal and written communication skills Location: The role offers a hybrid/flexible schedule. There's an in-office expectation of 3 or more days per week with the flexibility to work outside the office location for the other days. Benefits: Our approach to benefits and total rewards considers our team members' whole selves and what may be needed to thrive in and outside work. Our benefits include the following: Healthcare (medical, dental, vision) Basic term and optional term life insurance Short-term and long-term disability Pregnancy disability and parental leave 401(k) and employer-funded retirement plan Paid vacation (from two to five weeks depending on salary grade and tenure) Up to 11 paid holiday opportunities Adoption assistance Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law. The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $111,095.00 - $130,700.00