About the Role
Chime Labs is Chime’s dedicated innovation engine, responsible for identifying and incubating a portfolio of step-change growth drivers. We do this by combining market intelligence, analytics, and user research to ideate, shape, and test a pipeline of high‑impact initiatives - in close partnership with our executive team.
As Strategy Lead, you will play a critical role in launching category-defining products, unlocking market segments, and expanding into new business lines. You will dig into Chime’s internal data, drive primary research, and leverage AI to distill industry trends and outside perspectives. Through these insights, you will drive ideation, develop strategies and business cases, align with our executive team on prioritization, and partner with a cross-functional team of Product, Marketing, Research, and Analytics to bring these ideas to life.
The base salary offered for this role and level of experience will begin at $138,000 and up to $190,000. Full‑time employees are also eligible for a bonus, competitive equity package, and benefits. The actual base salary offered may be higher, depending on your location, skills, qualifications, and experience.
In this role, you can expect to:
- Identify and evaluate growth opportunities - including new products, audiences, markets, and business models, and clearly articulate why this matters, why now, and how Chime can win.
- Own Chime’s market intelligence function, leveraging AI to synthesize industry and competitive trends programmatically and at scale.
- Drive executive alignment and decisions through strategic narratives and data‑backed materials while accelerating prioritization of top initiatives.
- Incubate ideas by defining and executing on a detailed product strategy, learning agendas, and testing plans, in partnership with the cross‑functional team.
To thrive in this role, you:
- Bring 6+ years of relevant experience, including:
- 3+ years in top‑tier management consulting, including experience as Project/Case Team Leader or Engagement Manager, and
- 3+ years in Product, Strategy, or Growth within consumer banking/FinTech.
- Maintain a pulse on the latest trends in financial services/Fintech with the ability to separate durable signals from hype.
- Think like a visionary, unconstrained by what exists or is possible today.
- Leverage prior hands‑on experience with AI to aggregate and synthesize both internal and external data.
- Can answer complex questions by thinking from first principles, identifying data sources, and executing on analytics that surface key insights.
- Influence senior leaders with compelling data‑backed storytelling and strong executive presence.
- Collaborate productively across functions and teams.
#LI-MM1 #LI-Hybrid
A little about us
At Chime, we believe that everyone can achieve financial progress. We created Chime—a financial technology company, not a bank*—on the premise that core banking services should be helpful, easy, and free. Through our user‑friendly tools and intuitive platforms, we empower our members to take control of their finances and work towards their goals. Whether it’s starting a savings account, purchasing a first car or home, launching a business, or pursuing higher education, we’re proud to have helped millions unlock their financial potential.
We’re a team of problem solvers, dreamers, and builders with one shared obsession: our members. From day one, Chimers have worked tirelessly to out‑hustle and out‑execute competitors to bring our mission to life. Their grit and determination inspire us to work harder every day to deliver the very best experience possible. We each bring an owner's mindset to our work, refusing to be outdone and holding ourselves accountable to meet and exceed the highest bars for our teams, our company, and our members.
We believe in being bold, dreaming big, and taking risks, while also working together, embracing our diverse perspectives, and giving each other honest feedback. Our culture remains deeply entrepreneurial, encouraging every Chimer to see themselves as stewards of our mission to help everyday Americans unlock their financial progress.
We know that to achieve our mission, we must earn and keep people’s trust—so we hold ourselves to the highest standards of integrity in everything we do. These aren’t just words on a wall—our values are embedded in every aspect of our business, serving as a north star that guides us as we work to help millions achieve their financial potential.
Because if we don’t—who will?
*Chime is a financial technology company, not a bank. Banking services provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.
What we offer for our full‑time, regular employees
- Our in‑office work policy is designed to keep you connected - with four days a week in the office and Fridays from home for those near one of our offices, plus team and company‑wide events depending on location. Whether you’re coming in regularly or are part of our fully remote program, you’ll stay engaged with your work and teammates.**
- In‑office perks including backup child, elder, and/or pet care, plus a subsidized commuter benefit to support your regular commute**
- Competitive salary based on experience**
- ✨ 401k match** plus great medical, dental, vision, life, and disability benefits
- Generous vacation policy and company‑wide Chime Days, bonus company‑wide paid days off**