Asset & Wealth Management
A career with Goldman Sachs Asset & Wealth Management is an opportunity to help clients across the globe realize their potential, while you discover your own. As part of one of the world's leading asset managers with over $3 trillion in assets under supervision, you can expect to participate in exciting investment opportunities while collaborating with talented colleagues from all asset classes and regions, and building meaningful relationships with your clients. Working in a culture that values integrity and transparency, you will be part of a diverse team that is passionate about our craft, our clients, and building sustainable success. Bringing together traditional and alternative investments, Goldman Sachs Asset & Wealth Management provides clients around the world with a dedicated partnership and focus on long‑term performance. As a primary investment area within Goldman Sachs, we provide investment and advisory services for pension plans, sovereign wealth funds, insurance companies, endowments, foundations, financial advisors and individuals.
Role Overview The Loan Asset Management Senior Associate / Junior Vice President will sit within the Loan Asset Management (“LAM”) team and support the active management of a diversified commercial real estate loan portfolio. The LAM team manages a broad range of commercial real estate loans, including performing and non‑performing senior and junior positions, floating‑rate transitional loans, and complex structured finance investments.
This role supports day‑to‑day asset management execution in close coordination with real estate credit teams, borrowers, servicers, and internal stakeholders. The position requires strong analytical judgment, the ability to manage multiple loans concurrently, and versatility across property types, capital structures, and asset performance profiles.
Title will be determined based on experience, seniority, and demonstrated history managing distressed or underperforming loan assets.
Key Responsibilities
Manage and oversee a portfolio of commercial real estate loans across multiple property types and performance profiles
Develop a deep understanding of each loan’s capital structure, collateral, business plan, and exit strategy
Perform ongoing credit and risk analysis, proactively identify issues, and formulate tactical and strategic recommendations
Support active management of underperforming or distressed assets, including modifications, extensions, and resolution strategies
Update and review property‑level cash flow models and valuations on a monthly basis
Track and analyze key performance metrics including DSCR, debt yield, LTV, occupancy, NOI, and returns
Monitor covenant compliance, reporting requirements, and borrower obligations
Review reserve and construction draw requests and coordinate funding activity with servicers
Lead or participate in borrower performance calls and document risks, action items, and outcomes
Coordinate closely with servicers to monitor payments, remittances, and reporting accuracy
Maintain detailed loan‑level notes, action plans, and performance commentary within Asset Management systems
Prepare loan‑level and portfolio‑level reporting on a monthly, quarterly, and ad‑hoc basis for senior management
Assist in the preparation and presentation of quarterly business plans, dashboards, and management materials
Partner with senior team members on special situations, process enhancements, and reporting improvements
Qualifications Required
Bachelor’s degree in finance, real estate, accounting, economics, or a related field
3+ years of experience in real estate loan asset management, servicing, or real estate credit
Experience managing or supporting portfolios of commercial real estate loans across multiple asset types
Strong understanding of commercial real estate valuation, underwriting, and lending fundamentals
Proven financial modeling skills with advanced proficiency in Microsoft Excel
Ability to manage multiple assets and priorities in a fast‑paced environment
Strong written and verbal communication skills, including borrower and internal stakeholder interaction
High attention to detail, sound judgment, and strong organizational skills
Strongly Preferred
Direct experience managing distressed, underperforming, or special situation loans
Experience working with asset management databases and portfolio reporting tools
Prior exposure to loan workouts, modifications, extensions, or resolution strategies
Argus experience a plus, but not required
Leveling & Title Considerations
Senior Associate: Typically 3–5 years of experience with strong asset management fundamentals and exposure to complex or underperforming loans
Junior Vice President: Typically 5+ years of experience with demonstrated ownership of distressed assets, borrower negotiations, and independent credit judgment
Healthcare & Medical Insurance We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short‑term disability, long‑term disability, life, accidental death, labor accident and business travel accident insurance.
Vacation Policies We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.
Financial Wellness & Retirement We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.
Health Services We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state‑of‑the‑art on‑site health centers in certain offices.
Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on‑site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre‑approved amount).
Child Care & Family Care We offer on‑site child care centers that provide full‑time and emergency back‑up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.
Benefits at Goldman Sachs Read more about the full suite of class‑leading benefits our firm has to offer.
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Role Overview The Loan Asset Management Senior Associate / Junior Vice President will sit within the Loan Asset Management (“LAM”) team and support the active management of a diversified commercial real estate loan portfolio. The LAM team manages a broad range of commercial real estate loans, including performing and non‑performing senior and junior positions, floating‑rate transitional loans, and complex structured finance investments.
This role supports day‑to‑day asset management execution in close coordination with real estate credit teams, borrowers, servicers, and internal stakeholders. The position requires strong analytical judgment, the ability to manage multiple loans concurrently, and versatility across property types, capital structures, and asset performance profiles.
Title will be determined based on experience, seniority, and demonstrated history managing distressed or underperforming loan assets.
Key Responsibilities
Manage and oversee a portfolio of commercial real estate loans across multiple property types and performance profiles
Develop a deep understanding of each loan’s capital structure, collateral, business plan, and exit strategy
Perform ongoing credit and risk analysis, proactively identify issues, and formulate tactical and strategic recommendations
Support active management of underperforming or distressed assets, including modifications, extensions, and resolution strategies
Update and review property‑level cash flow models and valuations on a monthly basis
Track and analyze key performance metrics including DSCR, debt yield, LTV, occupancy, NOI, and returns
Monitor covenant compliance, reporting requirements, and borrower obligations
Review reserve and construction draw requests and coordinate funding activity with servicers
Lead or participate in borrower performance calls and document risks, action items, and outcomes
Coordinate closely with servicers to monitor payments, remittances, and reporting accuracy
Maintain detailed loan‑level notes, action plans, and performance commentary within Asset Management systems
Prepare loan‑level and portfolio‑level reporting on a monthly, quarterly, and ad‑hoc basis for senior management
Assist in the preparation and presentation of quarterly business plans, dashboards, and management materials
Partner with senior team members on special situations, process enhancements, and reporting improvements
Qualifications Required
Bachelor’s degree in finance, real estate, accounting, economics, or a related field
3+ years of experience in real estate loan asset management, servicing, or real estate credit
Experience managing or supporting portfolios of commercial real estate loans across multiple asset types
Strong understanding of commercial real estate valuation, underwriting, and lending fundamentals
Proven financial modeling skills with advanced proficiency in Microsoft Excel
Ability to manage multiple assets and priorities in a fast‑paced environment
Strong written and verbal communication skills, including borrower and internal stakeholder interaction
High attention to detail, sound judgment, and strong organizational skills
Strongly Preferred
Direct experience managing distressed, underperforming, or special situation loans
Experience working with asset management databases and portfolio reporting tools
Prior exposure to loan workouts, modifications, extensions, or resolution strategies
Argus experience a plus, but not required
Leveling & Title Considerations
Senior Associate: Typically 3–5 years of experience with strong asset management fundamentals and exposure to complex or underperforming loans
Junior Vice President: Typically 5+ years of experience with demonstrated ownership of distressed assets, borrower negotiations, and independent credit judgment
Healthcare & Medical Insurance We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short‑term disability, long‑term disability, life, accidental death, labor accident and business travel accident insurance.
Vacation Policies We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.
Financial Wellness & Retirement We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.
Health Services We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state‑of‑the‑art on‑site health centers in certain offices.
Fitness To encourage employees to live a healthy and active lifestyle, some of our offices feature on‑site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre‑approved amount).
Child Care & Family Care We offer on‑site child care centers that provide full‑time and emergency back‑up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.
Benefits at Goldman Sachs Read more about the full suite of class‑leading benefits our firm has to offer.
#J-18808-Ljbffr