AWM | Private Bank | Regional Lending Advisor, Vice President - San Francisco
Goldman Sachs Bank AG, San Francisco, California, United States, 94199
AWM | Private Bank | Regional Lending Advisor, Vice President - San Francisco location_on San Francisco, California, United States
Our Impact Across
Asset & Wealth Management (AWM) , Goldman Sachs empowers clients worldwide to reach their financial goals through advisor‑led planning, investment management, banking, and tailored lending solutions. Within AWM, the
Private Bank
delivers competitive borrowing and cash‑management products from Goldman Sachs Bank USA, strategically integrated with each client’s broader wealth strategy. Our lenders and specialists provide bespoke solutions secured by a wide range of asset classes—including marketable securities, alternatives, residential and commercial real estate, and unique assets such as aviation, fine art, and private holdings.
Your Impact The
Regional Lending Advisor (RLA), Vice President
is a client‑facing lending specialist responsible for driving lending growth and delivering sophisticated credit solutions to Ultra‑High‑Net‑Worth (UHNW) clients. The RLA partners closely with Private Wealth Advisors (PWAs) and internal underwriting teams to originate, structure, and manage tailored lending opportunities that align with the client’s overall wealth management objectives.
This Vice President plays a critical role in regional lending strategy—serving as a credit thought‑partner, first‑line control, relationship builder, and execution expert for the Private Bank’s lending platform.
Key Responsibilities
Establish and maintain strong, trust‑based relationships with PWAs to drive regional lending activity.
Join prospect and client meetings to assess borrowing needs, educate clients on the Private Bank’s lending capabilities, and raise awareness of available solutions.
Advise clients and advisors on tailored lending strategies across a broad spectrum of asset classes—including securities‑based lending, structured credit, commercial and residential real estate, and specialty asset–backed lending.
Origination & Credit Structuring
Identify, evaluate, and execute new lending opportunities that align with client objectives and the Firm’s credit framework.
Serve as the first layer of control by pre‑screening lending requests, ensuring feasibility, and structuring creative proposals that meet both client and risk appetite requirements.
Partner with U.S. Underwriting on credit memo preparation, transaction submission, and ongoing portfolio management.
Take proactive ownership of accounts showing early signs of risk, navigating solutions for initial default situations and at‑risk exposures.
Ensure consistent adherence to credit policies, control procedures, KYC/AML considerations, and all regulatory standards.
Qualifications
7 plus years
of UHNW lending origination and credit analysis experience within private banking or commercial banking.
Deep expertise in lending against commercial real estate, marketable securities, alternative assets, and other privately owned assets.
Demonstrated ability to structure sophisticated, tailored lending solutions and advise clients on complex financing needs.
Exceptional analytical skills, attention to detail, and sound credit judgment.
Excellent communication skills—both written and verbal—with the ability to translate complex financial concepts into clear recommendations.
Highly collaborative, thriving in team‑based environments across coverage, underwriting, risk, and operations.
Series 7, 63 and SEI required or must be obtained within 4 months of joining.
What Success Looks Like in This Role
A strong pipeline of well‑structured opportunities aligned with regional and Firm‑wide growth goals.
Trusted advisor status among PWAs and senior leadership.
Meticulous credit judgment and strong collaboration with underwriting and risk partners.
Consistent delivery of exceptional client experience from origination through servicing.
Effective identification and mitigation of emerging risks within the regional portfolio.
Salary Range The expected base salary for this San Francisco, California, United States‑based position is $85,000-$270,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year‑end.
Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non‑temporary, full‑time and part‑time US employees who work at least 20 hours per week, can be found here
Healthcare & Medical Insurance
We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short‑term disability, long‑term disability, life, accidental death, labor accident and business travel accident insurance.
We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.
Financial Wellness & Retirement
We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.
Health Services
We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state‑of‑the‑art on‑site health centers in certain offices.
Fitness
To encourage employees to live a healthy and active lifestyle, some of our offices feature on‑site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre‑approved amount).
Child Care & Family Care
We offer on‑site child care centers that provide full‑time and emergency back‑up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.
Benefits at Goldman Sachs
Read more about the full suite of class‑leading benefits our firm has to offer.
#J-18808-Ljbffr
Our Impact Across
Asset & Wealth Management (AWM) , Goldman Sachs empowers clients worldwide to reach their financial goals through advisor‑led planning, investment management, banking, and tailored lending solutions. Within AWM, the
Private Bank
delivers competitive borrowing and cash‑management products from Goldman Sachs Bank USA, strategically integrated with each client’s broader wealth strategy. Our lenders and specialists provide bespoke solutions secured by a wide range of asset classes—including marketable securities, alternatives, residential and commercial real estate, and unique assets such as aviation, fine art, and private holdings.
Your Impact The
Regional Lending Advisor (RLA), Vice President
is a client‑facing lending specialist responsible for driving lending growth and delivering sophisticated credit solutions to Ultra‑High‑Net‑Worth (UHNW) clients. The RLA partners closely with Private Wealth Advisors (PWAs) and internal underwriting teams to originate, structure, and manage tailored lending opportunities that align with the client’s overall wealth management objectives.
This Vice President plays a critical role in regional lending strategy—serving as a credit thought‑partner, first‑line control, relationship builder, and execution expert for the Private Bank’s lending platform.
Key Responsibilities
Establish and maintain strong, trust‑based relationships with PWAs to drive regional lending activity.
Join prospect and client meetings to assess borrowing needs, educate clients on the Private Bank’s lending capabilities, and raise awareness of available solutions.
Advise clients and advisors on tailored lending strategies across a broad spectrum of asset classes—including securities‑based lending, structured credit, commercial and residential real estate, and specialty asset–backed lending.
Origination & Credit Structuring
Identify, evaluate, and execute new lending opportunities that align with client objectives and the Firm’s credit framework.
Serve as the first layer of control by pre‑screening lending requests, ensuring feasibility, and structuring creative proposals that meet both client and risk appetite requirements.
Partner with U.S. Underwriting on credit memo preparation, transaction submission, and ongoing portfolio management.
Take proactive ownership of accounts showing early signs of risk, navigating solutions for initial default situations and at‑risk exposures.
Ensure consistent adherence to credit policies, control procedures, KYC/AML considerations, and all regulatory standards.
Qualifications
7 plus years
of UHNW lending origination and credit analysis experience within private banking or commercial banking.
Deep expertise in lending against commercial real estate, marketable securities, alternative assets, and other privately owned assets.
Demonstrated ability to structure sophisticated, tailored lending solutions and advise clients on complex financing needs.
Exceptional analytical skills, attention to detail, and sound credit judgment.
Excellent communication skills—both written and verbal—with the ability to translate complex financial concepts into clear recommendations.
Highly collaborative, thriving in team‑based environments across coverage, underwriting, risk, and operations.
Series 7, 63 and SEI required or must be obtained within 4 months of joining.
What Success Looks Like in This Role
A strong pipeline of well‑structured opportunities aligned with regional and Firm‑wide growth goals.
Trusted advisor status among PWAs and senior leadership.
Meticulous credit judgment and strong collaboration with underwriting and risk partners.
Consistent delivery of exceptional client experience from origination through servicing.
Effective identification and mitigation of emerging risks within the regional portfolio.
Salary Range The expected base salary for this San Francisco, California, United States‑based position is $85,000-$270,000. In addition, you may be eligible for a discretionary bonus if you are an active employee as of fiscal year‑end.
Benefits Goldman Sachs is committed to providing our people with valuable and competitive benefits and wellness offerings, as it is a core part of providing a strong overall employee experience. A summary of these offerings, which are generally available to active, non‑temporary, full‑time and part‑time US employees who work at least 20 hours per week, can be found here
Healthcare & Medical Insurance
We offer a wide range of health and welfare programs that vary depending on office location. These generally include medical, dental, short‑term disability, long‑term disability, life, accidental death, labor accident and business travel accident insurance.
We offer competitive vacation policies based on employee level and office location. We promote time off from work to recharge by providing generous vacation entitlements and a minimum of three weeks expected vacation usage each year.
Financial Wellness & Retirement
We assist employees in saving and planning for retirement, offer financial support for higher education, and provide a number of benefits to help employees prepare for the unexpected. We offer live financial education and content on a variety of topics to address the spectrum of employees’ priorities.
Health Services
We offer a medical advocacy service for employees and family members facing critical health situations, and counseling and referral services through the Employee Assistance Program (EAP). We provide Global Medical, Security and Travel Assistance and a Workplace Ergonomics Program. We also offer state‑of‑the‑art on‑site health centers in certain offices.
Fitness
To encourage employees to live a healthy and active lifestyle, some of our offices feature on‑site fitness centers. For eligible employees we typically reimburse fees paid for a fitness club membership or activity (up to a pre‑approved amount).
Child Care & Family Care
We offer on‑site child care centers that provide full‑time and emergency back‑up care, as well as mother and baby rooms and homework rooms. In every office, we provide advice and counseling services, expectant parent resources and transitional programs for parents returning from parental leave. Adoption, surrogacy, egg donation and egg retrieval stipends are also available.
Benefits at Goldman Sachs
Read more about the full suite of class‑leading benefits our firm has to offer.
#J-18808-Ljbffr