
Mortgage Loan Closer
Howard Hanna Real Estate Services, Cleveland, OH, United States
We are seeking a detail-oriented and highly organized Mortgage Loan Closer to join our team. In this role, you will be responsible for preparing, reviewing, and ensuring the timely and accurate closing of residential mortgage loans. The ideal candidate will have a strong understanding of mortgage documentation, compliance requirements, and closing procedures, ensuring a smooth transition from underwriting to funding.
Key Responsibilities:
Prepare and review closing documents in accordance with loan approval terms, investor guidelines, and regulatory compliance
Coordinate loan closings with title companies, attorneys, borrowers, lenders, and internal departments
Verify loan data, including loan amount, interest rate, and fees, to ensure accuracy
Ensure all closing conditions are met prior to disbursement
Issue and manage Closing Disclosures (CDs) and final settlement statements
Perform funding authorization and coordinate disbursement of funds
Communicate regularly with loan officers, processors, underwriters, and other stakeholders to resolve issues and ensure timely closings
Maintain complete and accurate loan files in accordance with company and investor requirements
Keep current on federal, state, and investor regulations related to loan closings
Provide excellent customer service to all internal and external partners
Qualifications:
High school diploma or equivalent required; associate or bachelor’s degree preferred
2+ years of mortgage closing experience preferred
Strong knowledge of residential loan closing documents and procedures (Conventional, FHA, VA, USDA)
Familiarity with TRID and other applicable compliance regulations
Experience with mortgage loan origination systems
Exceptional attention to detail and organizational skills
Ability to multitask and work under tight deadlines
Excellent communication and customer service skills
Hanna Holdings, Inc. affiliates and assigns are committed to providing equal employment opportunity to all employees and applicants for employment regardless of such factors as race, color, religion, sex, national origin, age, veteran's status or disability. The Company abides by all local, state and federal laws and regulations affecting the hiring of employees.
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