MORTGAGE LOAN PROCESSOR
The Fischer Group, Erlanger, KY, United States
We are seeking a Mortgage Loan Processor who will ensure the accuracy and compliance of loan applications and closing documents. To provide exceptional customer service by conducting business with integrity and in a highly ethical manner.
Responsibilities
Perform timely reviews of conditions submitted, as well as loan resubmissions.
Provide exemplary customer service to both internal staff and external customers by explaining credit decision and offering alternative options when needed.
Verify and examine information and accuracy of loan application and closing documents.
Answer questions and advise customers regarding loans and transactions.
Review all pre‑closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage insurance certifications.
Review pre‑audit and closing conditions, clear all closing conditions, and then authorize the funding of the loan.
Upon approval of the loan, notify the borrowers and appropriate personnel.
Prepare Commitment letters, denial letters and cancel files when necessary.
In preparation for closing, prepare closing instructions, follow‑up contingencies and verify lock information, if applicable.
Qualifications
A minimum of 2–3 years of mortgage loan processing experience.
Experience with Fannie Mae & Freddie Mac processing.
Experience processing FHA, USDA and VA loans.
Knowledge of Automated Underwriting systems (LP & DU).
Applicant must be detail‑minded, have good organizational and time management skills, and the ability to work in a fast‑paced, deadline‑driven environment.
Good computer skills including basic knowledge of Microsoft Word and Excel.
Bachelor's degree in Finance, Business Administration, or related field is preferred.
Physical demands and work environment
Must be able to use sensory skills (i.e. verbal communication) to effectively communicate and interact with other Associates and customers.
Must be able to perform repetitive motions and use fine motor skills (i.e. typing, writing) to operate office supplies (i.e. computer, calculator, copier).
Must be able to lift and carry approximately 20–25 lbs unassisted.
The Value of a Career with Victory Mortgage Take your career to the next level with Victory Mortgage. With a proven track record of growth and since our founding in 1991, Victory Mortgage specializes in new home construction mortgages. Victory has emerged as a mortgage lending leader in each of our expanding regions with attention to detail and serving the needs of our customers. We are associated with a Top 31 builder and have relationships with key Realtors in our markets and an expanding customer base built upon our more than 30 years in business.
Career Growth and Benefits
Professional Development Training programs
Tuition Reimbursement
Competitive Compensation
401(k) with company matching contributions and profit‑sharing
Employee Life Insurance
Personal time off
Equal Employment Opportunity Statement Fischer Management, LLC is an Equal Opportunity Employer and does not discriminate against applicants on the basis of sex, age, race, color, religion, sexual orientation, national origin, veteran status, citizenship, disability or any other legally protected status. Equal access to programs, services and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the Human Resources Department. The facts as stated on the application are true and correct. I understand that, if employed, false statements or significant omissions on the application may result in my immediate dismissal whenever the false statement or omission is discovered. I authorize Fischer Management, LLC to investigate my personal, financial, and credit history through any investigative or credit agency of its choice. I further authorize any personal reference, school, former employer, government agency, or other person to disclose to Fischer Management, LLC, or its agent, all information they may have about me, and I release from all liability for disclosing such information. I understand that I may be contacted and asked to provide my date of birth by the agency performing the background investigation, and that this additional information is for investigative purposes and will not be provided to Fischer Management, LLC. I understand that I may be required to work over 40 hours a week and on weekends as a condition of being employed here. In consideration of my employment, I agree to conform to the rules and regulations for employees. I understand that my employment and compensation is at‑will. This means that termination can occur, with or without cause or reason, at any time, at the option of either the company or me. I understand that no representative of the company other than its President has the authority to enter into any agreement for employment for any specified period of time or to make any agreement contrary to the foregoing. I further understand that any such agreement must be in writing and signed by the President of the company. I understand that I may be required to submit to a pre‑employment and post‑employment test for fitness, honesty, and/or substance abuse, if not prohibited by law. I further understand that employment is conditional until results of any pre‑employment test are known. Upon separation of employment, I agree that I will return all Company property and information, and I authorize the company to withhold from my final paycheck any monies owed to it by me.
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Responsibilities
Perform timely reviews of conditions submitted, as well as loan resubmissions.
Provide exemplary customer service to both internal staff and external customers by explaining credit decision and offering alternative options when needed.
Verify and examine information and accuracy of loan application and closing documents.
Answer questions and advise customers regarding loans and transactions.
Review all pre‑closing requirements such as contracts, hazard insurance, flood certifications, and Mortgage insurance certifications.
Review pre‑audit and closing conditions, clear all closing conditions, and then authorize the funding of the loan.
Upon approval of the loan, notify the borrowers and appropriate personnel.
Prepare Commitment letters, denial letters and cancel files when necessary.
In preparation for closing, prepare closing instructions, follow‑up contingencies and verify lock information, if applicable.
Qualifications
A minimum of 2–3 years of mortgage loan processing experience.
Experience with Fannie Mae & Freddie Mac processing.
Experience processing FHA, USDA and VA loans.
Knowledge of Automated Underwriting systems (LP & DU).
Applicant must be detail‑minded, have good organizational and time management skills, and the ability to work in a fast‑paced, deadline‑driven environment.
Good computer skills including basic knowledge of Microsoft Word and Excel.
Bachelor's degree in Finance, Business Administration, or related field is preferred.
Physical demands and work environment
Must be able to use sensory skills (i.e. verbal communication) to effectively communicate and interact with other Associates and customers.
Must be able to perform repetitive motions and use fine motor skills (i.e. typing, writing) to operate office supplies (i.e. computer, calculator, copier).
Must be able to lift and carry approximately 20–25 lbs unassisted.
The Value of a Career with Victory Mortgage Take your career to the next level with Victory Mortgage. With a proven track record of growth and since our founding in 1991, Victory Mortgage specializes in new home construction mortgages. Victory has emerged as a mortgage lending leader in each of our expanding regions with attention to detail and serving the needs of our customers. We are associated with a Top 31 builder and have relationships with key Realtors in our markets and an expanding customer base built upon our more than 30 years in business.
Career Growth and Benefits
Professional Development Training programs
Tuition Reimbursement
Competitive Compensation
401(k) with company matching contributions and profit‑sharing
Employee Life Insurance
Personal time off
Equal Employment Opportunity Statement Fischer Management, LLC is an Equal Opportunity Employer and does not discriminate against applicants on the basis of sex, age, race, color, religion, sexual orientation, national origin, veteran status, citizenship, disability or any other legally protected status. Equal access to programs, services and employment is available to all persons. Those applicants requiring reasonable accommodation to the application and/or interview process should notify a representative of the Human Resources Department. The facts as stated on the application are true and correct. I understand that, if employed, false statements or significant omissions on the application may result in my immediate dismissal whenever the false statement or omission is discovered. I authorize Fischer Management, LLC to investigate my personal, financial, and credit history through any investigative or credit agency of its choice. I further authorize any personal reference, school, former employer, government agency, or other person to disclose to Fischer Management, LLC, or its agent, all information they may have about me, and I release from all liability for disclosing such information. I understand that I may be contacted and asked to provide my date of birth by the agency performing the background investigation, and that this additional information is for investigative purposes and will not be provided to Fischer Management, LLC. I understand that I may be required to work over 40 hours a week and on weekends as a condition of being employed here. In consideration of my employment, I agree to conform to the rules and regulations for employees. I understand that my employment and compensation is at‑will. This means that termination can occur, with or without cause or reason, at any time, at the option of either the company or me. I understand that no representative of the company other than its President has the authority to enter into any agreement for employment for any specified period of time or to make any agreement contrary to the foregoing. I further understand that any such agreement must be in writing and signed by the President of the company. I understand that I may be required to submit to a pre‑employment and post‑employment test for fitness, honesty, and/or substance abuse, if not prohibited by law. I further understand that employment is conditional until results of any pre‑employment test are known. Upon separation of employment, I agree that I will return all Company property and information, and I authorize the company to withhold from my final paycheck any monies owed to it by me.
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