Home Loan Specialist II
PENNYMAC, Carrollton, TX, United States
Company Overview
Pennymac (NYSE: PFSI) is a specialty financial services firm with a comprehensive mortgage platform and integrated business focused on the production and servicing of U.S. mortgage loans and the management of investments related to the U.S. mortgage market.
A Typical Day We are seeking a highly skilled and detail‑oriented Senior Condominium Analyst to lead the review, evaluation, and risk assessment of condominium and homeowners association (HOA) projects. This role plays a critical part in ensuring compliance with investor, regulatory, and company guidelines while supporting sound lending and investment decisions.
Responsibilities
Perform comprehensive reviews of condominium and HOA projects for eligibility and compliance with Fannie Mae, Freddie Mac, FHA, VA, and internal guidelines.
Analyze governing documents, budgets, reserve studies, insurance policies, financial statements, and legal disclosures.
Identify project‑level risks and recommend mitigation strategies.
Prepare clear, accurate, and well‑documented approval or denial decisions.
Serve as a subject matter expert for condominium project standards.
Provide guidance and training to junior analysts.
Collaborate with underwriting, legal, compliance, and operations teams.
Monitor regulatory updates and implement changes.
Participate in audits and quality reviews.
Maintain productivity and quality standards.
Qualifications
Bachelor’s degree or equivalent experience.
5+ years of relevant industry experience.
Strong knowledge of agency guidelines.
Ability to interpret legal and financial documents.
Excellent analytical and communication skills.
Professional certifications.
Experience with automated review systems.
Leadership or mentoring experience.
Risk management background.
Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Our core values guide us: to be accountable, reliable and ethical in all that we do. Pennymac is committed to fostering an equitable and inclusive environment where all employees and customers feel valued, respected, and supported.
Benefits
Comprehensive Medical, Dental, and Vision.
Paid Time Off Programs including vacation, holidays, illness, and parental leave.
Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe‑style dining (select locations).
Retirement benefits, life insurance, 401(k) match, and tuition reimbursement.
Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships.
To learn more about our benefits visit https://pennymacnews.page.link/benefits
For residents with state‑required benefit information, additional information can be found at https://www.pennymac.com/additional-benefits-information
Compensation Individual salary may vary based on role, geographic location, market data, skills, and experience.
Lower in range - building skills and experience.
Mid‑range - experience and skills align with proficiency.
Higher in range - experience and skills add value beyond typical requirements.
Some roles may be eligible for performance‑based compensation and/or stock‑based incentives awarded to employees based on company and individual performance.
Salary $40,000 - $60,000
Work Model OFFICE
#J-18808-Ljbffr
A Typical Day We are seeking a highly skilled and detail‑oriented Senior Condominium Analyst to lead the review, evaluation, and risk assessment of condominium and homeowners association (HOA) projects. This role plays a critical part in ensuring compliance with investor, regulatory, and company guidelines while supporting sound lending and investment decisions.
Responsibilities
Perform comprehensive reviews of condominium and HOA projects for eligibility and compliance with Fannie Mae, Freddie Mac, FHA, VA, and internal guidelines.
Analyze governing documents, budgets, reserve studies, insurance policies, financial statements, and legal disclosures.
Identify project‑level risks and recommend mitigation strategies.
Prepare clear, accurate, and well‑documented approval or denial decisions.
Serve as a subject matter expert for condominium project standards.
Provide guidance and training to junior analysts.
Collaborate with underwriting, legal, compliance, and operations teams.
Monitor regulatory updates and implement changes.
Participate in audits and quality reviews.
Maintain productivity and quality standards.
Qualifications
Bachelor’s degree or equivalent experience.
5+ years of relevant industry experience.
Strong knowledge of agency guidelines.
Ability to interpret legal and financial documents.
Excellent analytical and communication skills.
Professional certifications.
Experience with automated review systems.
Leadership or mentoring experience.
Risk management background.
Why You Should Join As one of the top mortgage lenders in the country, Pennymac has helped over 4 million lifetime homeowners achieve and sustain their aspirations of home. Our vision is to be the most trusted partner for home. Our core values guide us: to be accountable, reliable and ethical in all that we do. Pennymac is committed to fostering an equitable and inclusive environment where all employees and customers feel valued, respected, and supported.
Benefits
Comprehensive Medical, Dental, and Vision.
Paid Time Off Programs including vacation, holidays, illness, and parental leave.
Wellness Programs, Employee Recognition Programs, and onsite gyms and cafe‑style dining (select locations).
Retirement benefits, life insurance, 401(k) match, and tuition reimbursement.
Philanthropy Programs including matching gifts, volunteer grants, charitable grants and corporate sponsorships.
To learn more about our benefits visit https://pennymacnews.page.link/benefits
For residents with state‑required benefit information, additional information can be found at https://www.pennymac.com/additional-benefits-information
Compensation Individual salary may vary based on role, geographic location, market data, skills, and experience.
Lower in range - building skills and experience.
Mid‑range - experience and skills align with proficiency.
Higher in range - experience and skills add value beyond typical requirements.
Some roles may be eligible for performance‑based compensation and/or stock‑based incentives awarded to employees based on company and individual performance.
Salary $40,000 - $60,000
Work Model OFFICE
#J-18808-Ljbffr