Commercial Lending Analyst
Dynamo Capital, Wichita, KS, United States
About Dynamo Capital
At Dynamo Capital, we are more than a financial institution—we are partners in realizing real estate investment opportunities. Based in Wichita, Kansas, we are a dedicated fix‑and‑flip lender providing tailored financing solutions to support profitable real estate ventures nationwide. By specializing in hard money lending, we help unlock the potential of distressed properties and empower real estate investors to execute with confidence.
Position Overview We’re seeking a thoughtful and detail‑oriented Commercial Lending Analyst to support both new business and portfolio management efforts. This role partners closely with lending teams to evaluate credit opportunities, provide clear risk insights, and help drive informed, timely decisions.
You’ll play a key role in analyzing financials, structuring deals, and contributing to a collaborative, growth‑focused environment.
Key Responsibilities
Analyze financial statements to assess credit risk, including cash flow, liquidity, profitability, and leverage
Perform financial statement spreading and calculate key credit metrics
Prepare clear, well‑structured credit approval memos outlining risks, strengths, and recommendations
Evaluate collateral, industry trends, and borrower performance
Support portfolio management, including covenant testing, reporting, and ongoing monitoring
Participate in pipeline and deal discussions, providing input on structure and risk
Approve loans within assigned authority and recommend credits outside of authority limits
Maintain a strong understanding of internal credit policies and procedures
Contribute to process improvements and support special projects as needed
Qualifications
Bachelor’s degree in Business, Finance, Accounting, or a related field
5+ years of commercial underwriting or analytics
Strong understanding of financial accounting and credit principles
Excellent written and verbal communication skills
Proficiency in Microsoft Office, particularly Excel
Ability to manage multiple priorities and meet deadlines
Strong analytical and problem‑solving skillsComfortable working both independently and as part of a team
What Sets You Apart
Sound judgment and confidence in decision‑making
Ability to translate complex financial information into clear insights
A proactive, solutions‑oriented mindset
Strong attention to detail with a practical, business‑focused approach
Adaptability in a fast‑moving environment
Compensation & Benefits
Competitive salary based on experience and qualifications
Performance‑based bonus or incentive opportunities
Medical, Dental, and Vision benefits
#J-18808-Ljbffr
Position Overview We’re seeking a thoughtful and detail‑oriented Commercial Lending Analyst to support both new business and portfolio management efforts. This role partners closely with lending teams to evaluate credit opportunities, provide clear risk insights, and help drive informed, timely decisions.
You’ll play a key role in analyzing financials, structuring deals, and contributing to a collaborative, growth‑focused environment.
Key Responsibilities
Analyze financial statements to assess credit risk, including cash flow, liquidity, profitability, and leverage
Perform financial statement spreading and calculate key credit metrics
Prepare clear, well‑structured credit approval memos outlining risks, strengths, and recommendations
Evaluate collateral, industry trends, and borrower performance
Support portfolio management, including covenant testing, reporting, and ongoing monitoring
Participate in pipeline and deal discussions, providing input on structure and risk
Approve loans within assigned authority and recommend credits outside of authority limits
Maintain a strong understanding of internal credit policies and procedures
Contribute to process improvements and support special projects as needed
Qualifications
Bachelor’s degree in Business, Finance, Accounting, or a related field
5+ years of commercial underwriting or analytics
Strong understanding of financial accounting and credit principles
Excellent written and verbal communication skills
Proficiency in Microsoft Office, particularly Excel
Ability to manage multiple priorities and meet deadlines
Strong analytical and problem‑solving skillsComfortable working both independently and as part of a team
What Sets You Apart
Sound judgment and confidence in decision‑making
Ability to translate complex financial information into clear insights
A proactive, solutions‑oriented mindset
Strong attention to detail with a practical, business‑focused approach
Adaptability in a fast‑moving environment
Compensation & Benefits
Competitive salary based on experience and qualifications
Performance‑based bonus or incentive opportunities
Medical, Dental, and Vision benefits
#J-18808-Ljbffr