Mortgage Banker
Minnwest Bank, Waseca, MN, United States
Position Summary/Purpose
Minnwest Bank is seeking an individual for a Mortgage Banker position at our Waseca location. This is a full‑time mortgage lending position within Minnwest Bank. The purpose of the position is to evaluate and analyze the financial situation of current and prospective customers. Provide counseling and recommendations on appropriate mortgage product(s) that best suits the current needs of customers. The Mortgage Loan Originator/Mortgage Banker must be able to multi‑task and handle a high volume of clients, work both independently and as part of a team, and possess strong communication, tact, efficiency, accuracy, and confidentiality to provide a positive image for the bank.
Mortgage Bankers average $65,000 - $110,000 annually, base +/or commission.
Duties and Responsibilities
Originate quality first mortgages saleable in the secondary market and/or Bank Portfolio.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility in granting loans.
Explain to customers the different types of mortgage products and credit options available, as well as the terms of the services.
Review loan agreements to ensure they are complete and accurate according to policy.
Maintain current knowledge of credit regulations.
Provide a high level of customer service and build strong banking relationships.
Complete all required Compliance and BSA (Bank Secrecy Act) training and comply with all applicable regulations.
Comply with Bank Secrecy Act, OFAC and USA PATRIOT Act, including Customer Identification Program, customer due diligence, identification of high‑risk accounts, and reporting suspicious activities to Supervisor or BSA Department.
Requirements and Qualifications
1+ year of consumer mortgage lending experience.
High school diploma.
Strong mathematical and computer skills.
Working Conditions
Standard office environment.
Travel required.
Minnwest Benefits
Comprehensive Medical, Vision and Dental Insurance.
Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP).
Paid Holidays and Competitive Paid Vacation Days.
Paid Parental Leave.
Short‑ and Long‑Term Disability.
Life, Critical Illness, and Accidental Insurance.
Tuition Reimbursement and Career Development Opportunities.
Employee Assistance Program (EAP).
Paid Time Off to volunteer in your community.
Opportunities to connect through a diversity and inclusion focused Employee Resource Group.
All benefits are subject to eligibility requirements.
A full background check, including federal, state, county, civil, and general financial credit check will be conducted on the final candidate for this position. The candidate must pass the background and credit checks to obtain employment with Minnwest. Failure to meet any of the requirements may result in rescission of the offer of employment.
EEO: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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Mortgage Bankers average $65,000 - $110,000 annually, base +/or commission.
Duties and Responsibilities
Originate quality first mortgages saleable in the secondary market and/or Bank Portfolio.
Meet with applicants to obtain information for loan applications and answer questions about the process.
Analyze applicants' financial status, credit, and property evaluations to determine feasibility in granting loans.
Explain to customers the different types of mortgage products and credit options available, as well as the terms of the services.
Review loan agreements to ensure they are complete and accurate according to policy.
Maintain current knowledge of credit regulations.
Provide a high level of customer service and build strong banking relationships.
Complete all required Compliance and BSA (Bank Secrecy Act) training and comply with all applicable regulations.
Comply with Bank Secrecy Act, OFAC and USA PATRIOT Act, including Customer Identification Program, customer due diligence, identification of high‑risk accounts, and reporting suspicious activities to Supervisor or BSA Department.
Requirements and Qualifications
1+ year of consumer mortgage lending experience.
High school diploma.
Strong mathematical and computer skills.
Working Conditions
Standard office environment.
Travel required.
Minnwest Benefits
Comprehensive Medical, Vision and Dental Insurance.
Retirement savings including 401(k) with Employer Match and Employee Stock Ownership Plan (ESOP).
Paid Holidays and Competitive Paid Vacation Days.
Paid Parental Leave.
Short‑ and Long‑Term Disability.
Life, Critical Illness, and Accidental Insurance.
Tuition Reimbursement and Career Development Opportunities.
Employee Assistance Program (EAP).
Paid Time Off to volunteer in your community.
Opportunities to connect through a diversity and inclusion focused Employee Resource Group.
All benefits are subject to eligibility requirements.
A full background check, including federal, state, county, civil, and general financial credit check will be conducted on the final candidate for this position. The candidate must pass the background and credit checks to obtain employment with Minnwest. Failure to meet any of the requirements may result in rescission of the offer of employment.
EEO: All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
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