
Associate Underwriter I
Symetra Financial Corporation, Farmington, CT, United States
You may have seen in the media that job posting scams are on the rise. Symetra is committed to creating a positive candidate experience without putting you at risk. As such, applications for our open job postings are only collected through our secure career site and we are transparent about our . We also do not send funds to candidates or request funds from candidates, via check or otherwise. If you experience something different than what we outline in our process or would like to report suspicious activity, please contact us.- Relevant skills and experience will be listed so you know why those jobs are a match## Job DescriptionSymetra offers a thrilling chance to become part of our team as an **Associate Underwriter I**!**About the role**Underwrite new business accounts for Life, AD&D, Short Term Disability (STD), Family Medical Leave (FML), and Long Term Disability (LTD), typically covering 100 to 500 lives, with a focus on 100 to 250 lives. Work with other business partners on cross-sale opportunities to promote alignments within the Benefits Division's product portfolio. Support Symetra's sales, profitability, persistency, and growth goals by applying training and showing proficiency in risk evaluation and pricing.**What you will do*** Review Request for Proposal (RFP) submissions by verifying census data and plan information. Request additional information when needed.* Develop and analyze manual ratings.* Use historic premium and claims data, if applicable, with a credibility formula.* Develop and communicate new business rate recommendations according to pricing targets and authority level.* Underwrite large market inforce customer accounts (Life coverage for accounts over 500 lives, generally up to 1,000 lives; Supplemental Health generally up to 5,000 eligible lives).* Process sold accounts and renewals following established procedures while managing a book of business.* Develop and maintain positive relationships with Symetra sales, field and home office service and actuarial teams.* Participate in projects and training initiatives as assigned. Maintain accurate and up to date reporting of assigned presales and renewals.**Compensation****Salary Range:** $49,600 - $82,700 plus eligibility for annual bonus program.**Who You Are*** 4 year college degree or equivalent work experience required* 0-2 years of cumulative, relevant experience**Why Work at Symetra**Here’s what some of our employees share about why they choose to work at Symetra:*"Just do it! Even if you feel like you may not be 100% qualified, apply. Sometimes we see potential in others that they cannot see in themselves. You may be overqualified, or you may be the "something special" we are looking for to bring a unique, fresh approach to our company." - Ruby S., Associate EDX Analyst***What we offer you****Benefits and Perks**We don’t take a “one-size-fits-all” approach when it comes to our employees. Our programs are built to make your life better both at work and at home.* Flexible full-time or hybrid telecommuting arrangements.* Plan for your future with our 401(k) plan and take advantage of immediate vesting and company matching up to 6%.* Paid time away including vacation and sick time, flex days and ten paid holidays.* Give back to your community and double your impact through our company matching.**We empower inclusion**
At Symetra, we aspire to be the most inclusive insurance company in the country. We're building a place where every employee feels valued, respected, and has opportunities to contribute.Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.**Creating a world where more people have access to financial freedom**
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products--and operate our company--to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.For more information about our careers visit:**Work Authorization**
Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.**Please review Symetra's Remote Network Minimum Requirements:**As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees' internet connection:* Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband."* Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL.* Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.When applying to jobs at Symetra you'll be asked to
and confirm that your internet connection meets or exceeds Symetra's standard as outlined above.**Identity Verification**Symetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity.Failure to comply with verification procedures may result in:* Disqualification from the recruitment process* Withdrawal of a job offer* Termination of employment and other criminal and/or civil remedies, if fraud is discovered### Popular Skills of Previous Hires* Attention to Detail* Microsoft Excel* Underwriting* Risk Management### Job titles of previous hiresUnderwriterSenior UnderwriterUnderwriting AssistantAssociate UnderwriterJunior UnderwriterAssociate Underwriter - LAD/Supplemental Health - RemoteUSABEN BenefitsRemoteSr. Underwriter – Stop LossUSABEN BenefitsRemoteDirector – Stop Loss Underwriting – RemoteUSABEN BenefitsRemoteSR. QM Underwriting Consultant - RemoteUSABEN BenefitsRemoteDirector – Medical Risk – RemoteUSABEN BenefitsRemoteRegional Sales Associate - Stop LossUSABEN Benefits## Perks and Benefits### Paid Time Away### Benefits### 401k### Remote WorkAlmost all our jobs have the option to work from home### Company MatchingGive back to your community and double your impact #J-18808-Ljbffr
At Symetra, we aspire to be the most inclusive insurance company in the country. We're building a place where every employee feels valued, respected, and has opportunities to contribute.Inclusion is about recognizing our assumptions, considering multiple perspective, and removing barriers. We accept and celebrate diverse experiences, identities, and perspectives, because lifting each other up fuels thought and builds a stronger, more innovative company. We invite you to learn more about our efforts here.**Creating a world where more people have access to financial freedom**
Symetra is a national financial services company dedicated to helping people achieve their financial goals and feel confident about the future. In our daily work, we're guided by the principles of Value, Transparency and Sustainability. This means we provide products and services people need at a competitive price, we communicate clearly and openly so people understand what they're buying, and we design products--and operate our company--to stand the test of time. We're committed to showing up for our communities, lifting up our employees, and standing up for diversity, equity and inclusion (DEI). Join our team and help us create a world where more people have access to financial freedom.For more information about our careers visit:**Work Authorization**
Employer work visa sponsorship and support are not provided for this role. Applicants must be currently authorized to work in the United States at hire and must maintain authorization to work in the United States throughout their employment with our company.**Please review Symetra's Remote Network Minimum Requirements:**As a remote-first organization committed to providing a positive experience for both employees and customers, Symetra has the following standards for employees' internet connection:* Minimum Internet Speed:100 Mbps download and 20 Mbps upload, in alignment with the FCC's definition of "broadband."* Internet Type:Fiber, Cable (e.g., Comcast, Spectrum), or DSL.* Not Permissible:Satellite (e.g., Starlink), cellular broadband (hotspot or otherwise), any other wireless technology, or wired dial-up.When applying to jobs at Symetra you'll be asked to
and confirm that your internet connection meets or exceeds Symetra's standard as outlined above.**Identity Verification**Symetra is committed to fair and secure hiring practices. For all roles, candidates will be required (after the initial phone screen) to be on video for all interviews. Symetra will take affirmative steps at key points in the process to verify that a candidate is not seeking employment fraudulently, e.g. through use of a false identity.Failure to comply with verification procedures may result in:* Disqualification from the recruitment process* Withdrawal of a job offer* Termination of employment and other criminal and/or civil remedies, if fraud is discovered### Popular Skills of Previous Hires* Attention to Detail* Microsoft Excel* Underwriting* Risk Management### Job titles of previous hiresUnderwriterSenior UnderwriterUnderwriting AssistantAssociate UnderwriterJunior UnderwriterAssociate Underwriter - LAD/Supplemental Health - RemoteUSABEN BenefitsRemoteSr. Underwriter – Stop LossUSABEN BenefitsRemoteDirector – Stop Loss Underwriting – RemoteUSABEN BenefitsRemoteSR. QM Underwriting Consultant - RemoteUSABEN BenefitsRemoteDirector – Medical Risk – RemoteUSABEN BenefitsRemoteRegional Sales Associate - Stop LossUSABEN Benefits## Perks and Benefits### Paid Time Away### Benefits### 401k### Remote WorkAlmost all our jobs have the option to work from home### Company MatchingGive back to your community and double your impact #J-18808-Ljbffr