Commercial Portfolio Manager - Huntington Technology Finance - Underwriting
Huntington Commercial Bank, The Woodlands, TX, United States
The Underwriting Commercial Portfolio Manager – Technology Finance (HTF) underwrites credit exposure for large, complex customer relationships and circumstances and actively manages a portfolio. This role involves day‑to‑day interaction with assigned Sales Reps, portfolio risk management, and adherence to regulatory and compliance guidelines. An essential component is early identification of emerging credit problems and industry trends.
Duties and Responsibilities
Services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer.
Underwrites complex and large credit requests for prospects and clients. Possesses mastery of client and industry expertise, analyzes company performance and the impact of industry, competitive dynamics and macroeconomic events on creditworthiness. Accountable for risk evaluation and associated regulatory compliance requirements.
Provides independent, in‑depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks.
Assists in optimizing customer relationships by working directly with Relationship Managers, Treasury Management, and other team members to grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions.
Prioritizes work to meet customer expectations.
Responsible for financial statement spreading and risk rating integrity.
Maintains extensive knowledge of corporate banking, investment banking, and commercial banking solutions.
Maintains knowledge of market trends and business drivers, articulates industry trends, patterns in the economy, and their implications, and proactively shares information across the organization.
Functions in a team environment, often collaborating with teams outside direct reporting lines.
Mentors Credit Analysts.
Performs other duties as assigned.
Required Qualifications
Bachelor's Degree preferably in Finance or Accounting.
Experience conducting cash flow analysis for large, complex publicly traded companies.
5+ years of related experience in commercial credit analysis and underwriting, preferably with an equipment finance organization.
Proficiency with Moody’s spreading software or similar spreading software.
Preferred Qualifications
CLFP designation.
Ability to prioritize workflow and multi‑task in a fast‑paced environment.
Strong interpersonal skills and solid written/verbal communication.
Exempt Status Yes – not eligible for overtime pay.
Workplace Type Office. Certain positions may be eligible for a flexible arrangement combining in‑office and home work; arrangements are determined by the hiring team.
Compensation Range $57,000 – $124,000 annual salary. Actual compensation may vary by location, experience, and performance. Eligible for incentive compensation and a comprehensive benefits package including health insurance, a retirement savings plan, life and disability insurance, paid leave, paid holidays, and PTO.
EEO Statement Huntington is an Equal Opportunity Employer. Tobacco‑Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Applicants must be currently authorized to work in the United States on a full‑time basis. Huntington will not sponsor applicants for immigration benefits.
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Duties and Responsibilities
Services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.
Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer.
Underwrites complex and large credit requests for prospects and clients. Possesses mastery of client and industry expertise, analyzes company performance and the impact of industry, competitive dynamics and macroeconomic events on creditworthiness. Accountable for risk evaluation and associated regulatory compliance requirements.
Provides independent, in‑depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks.
Assists in optimizing customer relationships by working directly with Relationship Managers, Treasury Management, and other team members to grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions.
Prioritizes work to meet customer expectations.
Responsible for financial statement spreading and risk rating integrity.
Maintains extensive knowledge of corporate banking, investment banking, and commercial banking solutions.
Maintains knowledge of market trends and business drivers, articulates industry trends, patterns in the economy, and their implications, and proactively shares information across the organization.
Functions in a team environment, often collaborating with teams outside direct reporting lines.
Mentors Credit Analysts.
Performs other duties as assigned.
Required Qualifications
Bachelor's Degree preferably in Finance or Accounting.
Experience conducting cash flow analysis for large, complex publicly traded companies.
5+ years of related experience in commercial credit analysis and underwriting, preferably with an equipment finance organization.
Proficiency with Moody’s spreading software or similar spreading software.
Preferred Qualifications
CLFP designation.
Ability to prioritize workflow and multi‑task in a fast‑paced environment.
Strong interpersonal skills and solid written/verbal communication.
Exempt Status Yes – not eligible for overtime pay.
Workplace Type Office. Certain positions may be eligible for a flexible arrangement combining in‑office and home work; arrangements are determined by the hiring team.
Compensation Range $57,000 – $124,000 annual salary. Actual compensation may vary by location, experience, and performance. Eligible for incentive compensation and a comprehensive benefits package including health insurance, a retirement savings plan, life and disability insurance, paid leave, paid holidays, and PTO.
EEO Statement Huntington is an Equal Opportunity Employer. Tobacco‑Free Hiring Practice: Visit Huntington's Career Web Site for more details.
Applicants must be currently authorized to work in the United States on a full‑time basis. Huntington will not sponsor applicants for immigration benefits.
#J-18808-Ljbffr