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Commercial Portfolio Manager - Huntington Technology Finance - Underwriting

Huntington National Bank, Memphis, TN, United States


Responsibilities

Services, deepens, and retains assigned profitable customer relationships by proactively evaluating and mitigating associated business risks and opportunities, per established Huntington policies, procedures, and Guiding Principles.

Responsible for underwriting quality, portfolio administration, and credit quality of assigned portfolio working directly with the Team Leader and Regional Credit Officer.

Underwrites complex and large credit requests for prospects and clients. Possesses a mastery of client and industry expertise, analyzes company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of prospects and clients. Accountable for risk evaluation and associated regulatory compliance requirements.

Provides independent, in-depth analysis of financial statements, projections, and business plans; identifies and mitigates key risks.

As appropriate, assists in optimizing customer relationships by working directly with Relationship Managers, Treasury Management, and other team members to effectively grow fees, deposits, and portfolio revenue by presenting practical Huntington financial solutions to customers.

Prioritize work to meet customer expectations.

Responsible for financial statement spreading and risk rating integrity.

Responsible for maintaining an extensive level of knowledge of corporate banking, investment banking, and commercial banking solutions.

Responsible for maintaining an extensive level of knowledge of market trends and business drivers. Understands and articulates industry trends, patterns in the economy, and the implications thereof, and proactively shares information across the organization.

Must function in the team environment, where the colleague may be assigned to work with teams outside of their direct reporting line.

Mentor Credit Analysts.

Performs other duties as assigned.

Required Qualifications

Bachelor's Degree preferably in Finance or Accounting.

Experience conducting cash flow analysis for large, complex publicly traded companies

5+ years of related experience in commercial credit analysis and underwriting, preferably with an equipment finance organization.

Proficiency with Moody’s spreading software or similar spreading software.

Preferred Qualifications

CLFP designation.

Ability to prioritize workflow and multi-task in a fast-paced environment.

Strong interpersonal skills and solid written/verbal communication.

Compensation Range: $57,000 - $124,000 Annual Salary

Huntington is an Equal Opportunity Employer.

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