Senior Underwriter
Brown & Brown, San Diego, CA, United States
Built on meritocracy, our unique company culture rewards self-starters and those who are committed to doing what is best for our customers.
Summary
A Senior Underwriter will have an assigned agency base and is responsible for reviewing, analyzing, evaluating, quoting, and declining new and renewal business with no limitation on premium size.
Will have designated underwriting goals assigned annually - including top line written premium, revenue, new business hit ratio, renewal retention and overall profitability of written book of business.
Foster the growth of our carrier and broker relationships.
Responsible for maintaining a professional relationship with fellow colleagues and piers while supporting the Workers’ Compensation Division as well as all departments that interact with Underwriting.
Essential Duties And Responsibilities
Review, analyze, underwrite, quote, bind & endorse new and renewal business on accounts with no limitation on premium size.
Participate in large account meetings as scheduled
Maintain and manage relations with AGIA producers, through e‑mail, telephone or in person meetings
Build and maintain favorable carrier relationships over the phone, e‑mail and personal interaction
Responsible for field visits to assigned agency base in order to foster relationships and provide information and education regarding our various programs and appetites
Meet deadlines and goals set forth by management
Maintain a professional relationship with fellow colleagues and piers while supporting the Workers’ Compensation Division as well as all departments that interact with Underwriting
Adhere to Arrowhead General Insurance Agency Service Standards
Carrier knowledge – understand and adhere to carrier guidelines including systems & processes
Input data in risk evaluations – updates to previously prepared evals or rush submissions may need all required data entered. Rushes may also require the UW to order Compline, Experian Report, Contractor’s License & Website information
Rate and/or quote multi‑state accounts in various carrier systems
Use sound independent underwriting judgement and discretion to properly evaluate risk and price to the compliance of underwriting guidelines, for new & renewal business within established underwriting authority
Send Non‑Renewal or Conditional Non‑Renewal Notification when applicable
Request additional information from brokers as needed to underwrite new business
Communicate with brokers on status of quote and other issues of concern
Process bind confirmation documents, assign policy numbers, order loss control when applicable, complete file organization for issuance as needed
Process declines and close outs as needed
Complete cancel/rewrite policies in accordance with carrier guidelines and company procedures
Responsible for carrier clearance as required by program
Assist underwriters and brokers with various tasks or requests such as higher‑level endorsements, troubleshooting, etc
Assist other underwriters when workloads demand or when others are out of the office
Held accountable for meeting production, retention, hit ratio and profitability goals set forth by management
Successfully pass internal and carrier file audit reviews
Certificates Licenses And Registration
INS, AU, ARM or CPCU classes would be a plus, but not required for the position.
Broker's License from The California Department of Insurance would be a plus, but not required for the position.
Pay Range $80,000.00 - $95,000.00 Annual
The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.
Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well‑being of our teammates, including:
Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
Financial Benefits: ESPP, 401k, Student Loan Assistance, Tuition Reimbursement
Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.
Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
#J-18808-Ljbffr
Summary
A Senior Underwriter will have an assigned agency base and is responsible for reviewing, analyzing, evaluating, quoting, and declining new and renewal business with no limitation on premium size.
Will have designated underwriting goals assigned annually - including top line written premium, revenue, new business hit ratio, renewal retention and overall profitability of written book of business.
Foster the growth of our carrier and broker relationships.
Responsible for maintaining a professional relationship with fellow colleagues and piers while supporting the Workers’ Compensation Division as well as all departments that interact with Underwriting.
Essential Duties And Responsibilities
Review, analyze, underwrite, quote, bind & endorse new and renewal business on accounts with no limitation on premium size.
Participate in large account meetings as scheduled
Maintain and manage relations with AGIA producers, through e‑mail, telephone or in person meetings
Build and maintain favorable carrier relationships over the phone, e‑mail and personal interaction
Responsible for field visits to assigned agency base in order to foster relationships and provide information and education regarding our various programs and appetites
Meet deadlines and goals set forth by management
Maintain a professional relationship with fellow colleagues and piers while supporting the Workers’ Compensation Division as well as all departments that interact with Underwriting
Adhere to Arrowhead General Insurance Agency Service Standards
Carrier knowledge – understand and adhere to carrier guidelines including systems & processes
Input data in risk evaluations – updates to previously prepared evals or rush submissions may need all required data entered. Rushes may also require the UW to order Compline, Experian Report, Contractor’s License & Website information
Rate and/or quote multi‑state accounts in various carrier systems
Use sound independent underwriting judgement and discretion to properly evaluate risk and price to the compliance of underwriting guidelines, for new & renewal business within established underwriting authority
Send Non‑Renewal or Conditional Non‑Renewal Notification when applicable
Request additional information from brokers as needed to underwrite new business
Communicate with brokers on status of quote and other issues of concern
Process bind confirmation documents, assign policy numbers, order loss control when applicable, complete file organization for issuance as needed
Process declines and close outs as needed
Complete cancel/rewrite policies in accordance with carrier guidelines and company procedures
Responsible for carrier clearance as required by program
Assist underwriters and brokers with various tasks or requests such as higher‑level endorsements, troubleshooting, etc
Assist other underwriters when workloads demand or when others are out of the office
Held accountable for meeting production, retention, hit ratio and profitability goals set forth by management
Successfully pass internal and carrier file audit reviews
Certificates Licenses And Registration
INS, AU, ARM or CPCU classes would be a plus, but not required for the position.
Broker's License from The California Department of Insurance would be a plus, but not required for the position.
Pay Range $80,000.00 - $95,000.00 Annual
The pay range provided above is made in good faith and based on our lowest and highest annual salary or hourly rate paid for the role and takes into account years of experience required, geography, and/or budget for the role.
Teammate Benefits & Total Well-Being We go beyond standard benefits, focusing on the total well‑being of our teammates, including:
Health Benefits: Medical/Rx, Dental, Vision, Life Insurance, Disability Insurance
Financial Benefits: ESPP, 401k, Student Loan Assistance, Tuition Reimbursement
Mental Health & Wellness: Free Mental Health & Enhanced Advocacy Services
Beyond Benefits: Paid Time Off, Holidays, Preferred Partner Discounts and more.
Not reflective of all benefits. Enrollment waiting periods or eligibility criteria may apply to certain benefits. Benefit details and offerings may vary for subsidiary entities or in specific geographic locations.
The Power To Be Yourself As an Equal Opportunity Employer, we are committed to fostering an inclusive environment comprised of people from all backgrounds, with a variety of experiences and perspectives, guided by our Diversity, Inclusion & Belonging (DIB) motto, “The Power to Be Yourself”.
#J-18808-Ljbffr