Underwriter
HomeXpress Mortgage Corp, Santa Ana, CA, United States
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Company Description
HomeXpress – Your Leading Non-QM Mortgage Lender Company Description
HomeXpress – Your Leading Non-QM Mortgage Lender
Join our growing team and be part of the Top Non-QM Lender in the Business
We are known for closing mortgage loans with Speed, Ease, and Convenience
Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, FNMA, & FHLMC.
HomeX also has a great company culture, tremendous growth opportunities, and competitive employee benefits
Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!
Job Description
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Clear conditions, including but not limited to credit and title conditions Prep loan files for review by an Underwriter to determine eligibility within HomeXpress’ guidelines Assisting Underwriters as needed to move pipeline in a forward trajectory Verify completeness of credit file Calculate income Confirm qualified Change of Circumstances and reprice loans as needed Run reports and interact with various third-party vendors
Job Functions
Capable of underwriting a minimum of 3-4 new loans per day. Review conditions in a timely manner to remain in compliance with posted turn times. Analyze all areas of the mortgage loan application; including credit, income, assets, collateral, and compliance documents to ensure loan meets company, investor and regulatory guidelines. Review Income documentation and calculate income per investor and company guidelines. Review Assets to determine reserves and cash to close per investor and company guidelines.
Required Knowledge
Conforming and Non-QM Underwriting Guidelines Strong verbal & written communications skills Strong problem solving skills Excellent interpersonal, customer service and organizational skills High level math aptitude Ability to move between tasks quickly is preferred; being able to respond to pressure situations easily and work productively in a fast paced, sometimes stressful environment. Knowledge of Conventional loan products, underwriting procedures, creditor financial analysis techniques, investor requirements and escrow/title practices, as well as regulatory compliance laws as they apply to mortgage transactions. Superior knowledge of personal computers and applicable software.
Job Type: Full-time
Pay: $70,000.00 - $80,000.00 per year
Benefits
401(k) matching Dental insurance Health insurance Paid time off Vision insurance
Schedule
Monday to Friday
Experience
Non-QM: 2 years (Required) Underwriting: 2 years (Required)
Work Location: In person
Additional Information
All your information will be kept confidential according to EEO guidelines. Seniority level
Seniority level Entry level Employment type
Employment type Full-time Job function
Job function Finance and Sales Referrals increase your chances of interviewing at HomeXpress Mortgage Corp by 2x Get notified about new Underwriter jobs in
Santa Ana, CA . Irvine, CA $95,000.00-$120,000.00 1 week ago Temporary Part-time Remote Financial Analyst 2
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HomeXpress – Your Leading Non-QM Mortgage Lender Company Description
HomeXpress – Your Leading Non-QM Mortgage Lender
Join our growing team and be part of the Top Non-QM Lender in the Business
We are known for closing mortgage loans with Speed, Ease, and Convenience
Licensed in 46 States, we provide brokers with a full suite of mortgage products, including VA, FHA, FNMA, & FHLMC.
HomeX also has a great company culture, tremendous growth opportunities, and competitive employee benefits
Join us as we continue to grow and expand our business to the Non-Delegated Correspondent Channel!
Job Description
ESSENTIAL DUTIES AND RESPONSIBILITIES:
Clear conditions, including but not limited to credit and title conditions Prep loan files for review by an Underwriter to determine eligibility within HomeXpress’ guidelines Assisting Underwriters as needed to move pipeline in a forward trajectory Verify completeness of credit file Calculate income Confirm qualified Change of Circumstances and reprice loans as needed Run reports and interact with various third-party vendors
Job Functions
Capable of underwriting a minimum of 3-4 new loans per day. Review conditions in a timely manner to remain in compliance with posted turn times. Analyze all areas of the mortgage loan application; including credit, income, assets, collateral, and compliance documents to ensure loan meets company, investor and regulatory guidelines. Review Income documentation and calculate income per investor and company guidelines. Review Assets to determine reserves and cash to close per investor and company guidelines.
Required Knowledge
Conforming and Non-QM Underwriting Guidelines Strong verbal & written communications skills Strong problem solving skills Excellent interpersonal, customer service and organizational skills High level math aptitude Ability to move between tasks quickly is preferred; being able to respond to pressure situations easily and work productively in a fast paced, sometimes stressful environment. Knowledge of Conventional loan products, underwriting procedures, creditor financial analysis techniques, investor requirements and escrow/title practices, as well as regulatory compliance laws as they apply to mortgage transactions. Superior knowledge of personal computers and applicable software.
Job Type: Full-time
Pay: $70,000.00 - $80,000.00 per year
Benefits
401(k) matching Dental insurance Health insurance Paid time off Vision insurance
Schedule
Monday to Friday
Experience
Non-QM: 2 years (Required) Underwriting: 2 years (Required)
Work Location: In person
Additional Information
All your information will be kept confidential according to EEO guidelines. Seniority level
Seniority level Entry level Employment type
Employment type Full-time Job function
Job function Finance and Sales Referrals increase your chances of interviewing at HomeXpress Mortgage Corp by 2x Get notified about new Underwriter jobs in
Santa Ana, CA . Irvine, CA $95,000.00-$120,000.00 1 week ago Temporary Part-time Remote Financial Analyst 2
We’re unlocking community knowledge in a new way. Experts add insights directly into each article, started with the help of AI.
#J-18808-Ljbffr