Commercial Real Estate Risk Officer - Vice President
Deutsche Bank, New York, NY, United States
Position Overview
Job Title: Commercial Real Estate Risk Officer
Corporate Title: Vice President
Location: New York, NY
The Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank’s Commercial Real Estate Group. The Risk Officer is responsible for handling approvals for all real estate related transactions retained on balance sheet, setting and monitoring counterparty credit limits, negotiating term sheets, reviewing due diligence and underwriting, and interfacing with senior management and business personnel. The role requires analysis and recommendation of approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground‑up construction, conversions and acquisition/rehabilitation properties. The Risk Officer will act as the primary intermediary between business units, department heads, and credit committees, assist in structuring transactions to achieve optimal risk/return outcomes, and monitor portfolio and financial/market developments within commercial real estate and related sectors. Experience leading/managing internal and external audit coordination is required.
What We Offer You
A diverse and inclusive environment that embraces change, innovation, and collaboration
A hybrid working model, allowing for in‑office / work from home flexibility, generous vacation, personal and volunteer days
Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
Educational resources, matching gift and volunteer programs
What You’ll Do
Analyze and recommend credit approval/declines or suggest new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground‑up construction, conversions and acquisition/rehabilitation properties
Act as the primary intermediary between business units, department heads and credit committees
Monitor portfolio and financial/market developments within commercial real estate and related sectors to enhance response capability and corporate knowledge
Interact with internal business unit personnel to prepare credit reports and due diligence documentation supporting Deutsche Bank’s business strategies while operating within the constraints of the bank’s risk appetite
Monitor an existing portfolio, sponsor/guarantor financial capacity, watchlist credits and prepare impairment analyses and memoranda as necessary; assist in structuring transactions to achieve optimal risk/return outcomes
Maintain data integrity for all names/transactions in IT systems and assist, and at times lead, CRM – CRE’s interactions with internal/external auditors and regulatory authorities and other infrastructure teams (Finance, Regulatory, Risk Analytics, etc.)
How You’ll Lead
Provide guidance and support to junior team members
Train new team members on commercial real estate fundamentals
Interface with auditors by providing succinct analysis and responses to queries, and conducting presentations when required
Skills You’ll Need
Extensive commercial real estate credit experience
Balance sheet lending experience
Ability to analyze/review highly structured loans
Experience working with internal and external auditors
Skills That Will Help You Excel
Highly motivated VP with ability to work independently
Excellent verbal and written skills
Ability to multi‑task
Structured lending experience
Expectations The Bank expects employees hired into this role to work in the New York City office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
Salary range for this position in New York City: $125,000 to $222,500. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or other remuneration.
Deutsche Bank Benefits At Deutsche Bank, we provide access to physical, emotional, and financial wellness benefits that enable our colleagues to live authentically and maintain balance between work and home.
Equal Employment Opportunity Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected under law.
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Corporate Title: Vice President
Location: New York, NY
The Commercial Real Estate (CRE) credit team is tasked with managing the real estate credit risk for Deutsche Bank’s Commercial Real Estate Group. The Risk Officer is responsible for handling approvals for all real estate related transactions retained on balance sheet, setting and monitoring counterparty credit limits, negotiating term sheets, reviewing due diligence and underwriting, and interfacing with senior management and business personnel. The role requires analysis and recommendation of approvals/declines, or new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground‑up construction, conversions and acquisition/rehabilitation properties. The Risk Officer will act as the primary intermediary between business units, department heads, and credit committees, assist in structuring transactions to achieve optimal risk/return outcomes, and monitor portfolio and financial/market developments within commercial real estate and related sectors. Experience leading/managing internal and external audit coordination is required.
What We Offer You
A diverse and inclusive environment that embraces change, innovation, and collaboration
A hybrid working model, allowing for in‑office / work from home flexibility, generous vacation, personal and volunteer days
Employee Resource Groups support an inclusive workplace for everyone and promote community engagement
Competitive compensation packages including health and wellbeing benefits, retirement savings plans, parental leave, and family building benefits
Educational resources, matching gift and volunteer programs
What You’ll Do
Analyze and recommend credit approval/declines or suggest new loan terms for proposed commercial real estate transactions involving stabilized, transitional, ground‑up construction, conversions and acquisition/rehabilitation properties
Act as the primary intermediary between business units, department heads and credit committees
Monitor portfolio and financial/market developments within commercial real estate and related sectors to enhance response capability and corporate knowledge
Interact with internal business unit personnel to prepare credit reports and due diligence documentation supporting Deutsche Bank’s business strategies while operating within the constraints of the bank’s risk appetite
Monitor an existing portfolio, sponsor/guarantor financial capacity, watchlist credits and prepare impairment analyses and memoranda as necessary; assist in structuring transactions to achieve optimal risk/return outcomes
Maintain data integrity for all names/transactions in IT systems and assist, and at times lead, CRM – CRE’s interactions with internal/external auditors and regulatory authorities and other infrastructure teams (Finance, Regulatory, Risk Analytics, etc.)
How You’ll Lead
Provide guidance and support to junior team members
Train new team members on commercial real estate fundamentals
Interface with auditors by providing succinct analysis and responses to queries, and conducting presentations when required
Skills You’ll Need
Extensive commercial real estate credit experience
Balance sheet lending experience
Ability to analyze/review highly structured loans
Experience working with internal and external auditors
Skills That Will Help You Excel
Highly motivated VP with ability to work independently
Excellent verbal and written skills
Ability to multi‑task
Structured lending experience
Expectations The Bank expects employees hired into this role to work in the New York City office in accordance with the Bank’s hybrid working model.
Deutsche Bank provides reasonable accommodations to candidates and employees with a substantiated need based on disability and/or religion.
Salary range for this position in New York City: $125,000 to $222,500. Actual salaries may be based on a number of factors including, but not limited to, a candidate’s skill set, experience, education, work location and other qualifications. Posted salary ranges do not include incentive compensation or other remuneration.
Deutsche Bank Benefits At Deutsche Bank, we provide access to physical, emotional, and financial wellness benefits that enable our colleagues to live authentically and maintain balance between work and home.
Equal Employment Opportunity Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, protected veteran status or other characteristics protected under law.
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