Commercial Portfolio Manager
FinTrust Connect, Oklahoma City, OK, United States
Commercial Portfolio Manager –Williamson County, TX
FinTrust Connect has partnered with a community-focused financial institution to identify top talent for a Commercial Portfolio Manager role along the I35 corridor. This confidential opportunity is ideal for a credit professional who brings strong commercial underwriting experience, sound portfolio management judgment, and a client-service mindset. The position supports Relationship Managers across commercial banking and selected commercial real estate relationships, helping drive disciplined credit decisions and high-quality portfolio oversight.
Why this opportunity? Culture: Collaborative, credit-focused, and relationship-driven environment with strong partnership across commercial banking, credit administration, loan operations, and branch leadership.
Workplace: Hybrid or on-site, depending on market and team structure.
Function: This role is centered on commercial credit analysis, portfolio monitoring, risk assessment, and ongoing support of Relationship Managers. The Commercial Portfolio Manager helps structure transactions, guide approvals, maintain compliance, and support the long-term health of the loan portfolio.
Requirements:
3+ years of experience in commercial credit analysis, underwriting, portfolio management, or commercial banking support
Experience supporting commercial loan portfolios, with exposure to C&I and some CRE transactions
Bachelor's degree in finance, accounting, business, or a related field preferred
Strong financial statement analysis and cash flow evaluation skills
Experience preparing credit memos, underwriting packages, and risk assessments
Working knowledge of loan structuring, covenant monitoring, annual reviews, and exception tracking
Familiarity with commercial lending regulations, fair lending standards, and bank credit policy
Strong proficiency in Excel and commercial credit analysis tools
Ability to work cross-functionally with Relationship Managers, Credit Administration, Loan Operations, and other internal partners
Strong written communication and presentation skills
Description:
Analyze new and existing commercial credit relationships to assess repayment capacity, collateral support, guarantor strength, and overall risk profile
Prepare complete and well-supported loan presentations, including credit memoranda, transaction structure, borrower background, financial analysis, and risk recommendations
Conduct ongoing portfolio management activities, including annual reviews, covenant compliance tracking, exception clearing, and risk rating evaluation
Perform industry and borrower research to support underwriting and portfolio decisions
Use deeper analytical tools, including commercial real estate analysis when needed, to supplement traditional spreading and global cash flow review
Partner with Relationship Managers to structure transactions that align with client needs and institutional credit standards
Guide requests through the credit approval process and support presentations to credit leadership and committee stakeholders
Help ensure documentation is complete and compliant, coordinating with internal teams to resolve deficiencies or outstanding items
Monitor portfolio performance, support delinquency reduction efforts, and identify changing risk trends within assigned relationships
Participate in client and prospect meetings as needed alongside Relationship Managers
Build strong working relationships with internal stakeholders and external professionals, including attorneys, appraisers, and other transaction partners
Stay current on lending products, regulatory expectations, and internal policy updates while continuing professional development
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Why this opportunity? Culture: Collaborative, credit-focused, and relationship-driven environment with strong partnership across commercial banking, credit administration, loan operations, and branch leadership.
Workplace: Hybrid or on-site, depending on market and team structure.
Function: This role is centered on commercial credit analysis, portfolio monitoring, risk assessment, and ongoing support of Relationship Managers. The Commercial Portfolio Manager helps structure transactions, guide approvals, maintain compliance, and support the long-term health of the loan portfolio.
Requirements:
3+ years of experience in commercial credit analysis, underwriting, portfolio management, or commercial banking support
Experience supporting commercial loan portfolios, with exposure to C&I and some CRE transactions
Bachelor's degree in finance, accounting, business, or a related field preferred
Strong financial statement analysis and cash flow evaluation skills
Experience preparing credit memos, underwriting packages, and risk assessments
Working knowledge of loan structuring, covenant monitoring, annual reviews, and exception tracking
Familiarity with commercial lending regulations, fair lending standards, and bank credit policy
Strong proficiency in Excel and commercial credit analysis tools
Ability to work cross-functionally with Relationship Managers, Credit Administration, Loan Operations, and other internal partners
Strong written communication and presentation skills
Description:
Analyze new and existing commercial credit relationships to assess repayment capacity, collateral support, guarantor strength, and overall risk profile
Prepare complete and well-supported loan presentations, including credit memoranda, transaction structure, borrower background, financial analysis, and risk recommendations
Conduct ongoing portfolio management activities, including annual reviews, covenant compliance tracking, exception clearing, and risk rating evaluation
Perform industry and borrower research to support underwriting and portfolio decisions
Use deeper analytical tools, including commercial real estate analysis when needed, to supplement traditional spreading and global cash flow review
Partner with Relationship Managers to structure transactions that align with client needs and institutional credit standards
Guide requests through the credit approval process and support presentations to credit leadership and committee stakeholders
Help ensure documentation is complete and compliant, coordinating with internal teams to resolve deficiencies or outstanding items
Monitor portfolio performance, support delinquency reduction efforts, and identify changing risk trends within assigned relationships
Participate in client and prospect meetings as needed alongside Relationship Managers
Build strong working relationships with internal stakeholders and external professionals, including attorneys, appraisers, and other transaction partners
Stay current on lending products, regulatory expectations, and internal policy updates while continuing professional development
#J-18808-Ljbffr