Senior Loan Assistant
Happy State Bank, Sarasota, FL, United States
The Senior Loan Assistant assists Loan officers and designated personnel with gathering of information and loan documentation for credit analysis, underwriting, closings and maintenance of commercial loan portfolio, client information and loan files.
Essential Duties and Responsibilities
Work with Loan officers, customers and others to obtain required information and documentation necessary to properly analyze commercial credit requests (approximately 20% of the time).
Work closely with the Loan Operations Staff to insure efficient, thorough and accurate preparation of loan documentation (approximately 20% of the time).
Assist Loan Officers with data entry into various spreadsheets, analytical software and bank data systems (approximately 10% of the time).
Prepare lien perfection documents, loan exhibits and other forms and ancillary loan documents and proofread all loan documents for accuracy (approximately 10% of the time).
Coordinate loan closings with loan processing and clients and check documents for proper signatures, authorities, dates, and verify accuracy of closing statements (approximately 10% of the time).
Prepare and maintain credit files for assigned areas (approximately 5% of the time).
Assist in the preparation and proper documentation of draw requests (approximately 5% of the time).
Answer phone and written inquiries concerning loan processing, servicing and information or file maintenance (approximately 5% of the time).
Assist in the timely obtaining of all tracked/required information required from clients and regularly review document exception reports to insure timely elimination of items (approximately 5% of the time).
Complete required BSA/AML training and other compliance training as assigned (approximately 5% of the time, monthly).
Maintain a constant state of alertness and work in a safe manner.
Perform any other related duties as required or assigned.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily.
Education and Experience Broad knowledge of fields such as accounting, marketing, business administration, finance, etc. Equivalent to a four‑year college degree, plus 4 years related experience and/or training, and 7 to 11 months related management experience, or an equivalent combination of education and experience.
Communication Skills Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees.
Mathematical Skills Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume; ability to apply concepts such as fractions, ratios, and proportions to practical situations.
Critical Thinking Skills Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists; ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
Required Certificates, Licenses, Registrations Not indicated.
Preferred Certificates, Licenses, Registrations Not indicated.
Software Skills Required Basic: 10‑Key, Accounting, Alphanumeric Data Entry
Advanced: Spreadsheet, Word Processing/Typing
Intermediate: Presentation/PowerPoint
Working Conditions Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.
Environmental Conditions The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
Physical Activities Semi‑repetitive, low physical. Semi‑repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.
While performing the functions of this job, the employee is continuously required to sit, use hands to finger, handle, or feel, talk or hear; regularly required to stand, walk, reach with hands and arms; and occasionally required to climb or balance. The employee must occasionally lift and/or move up to 25 pounds; regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include color vision.
Additional Information Not indicated.
Equal Employment Opportunity Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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Essential Duties and Responsibilities
Work with Loan officers, customers and others to obtain required information and documentation necessary to properly analyze commercial credit requests (approximately 20% of the time).
Work closely with the Loan Operations Staff to insure efficient, thorough and accurate preparation of loan documentation (approximately 20% of the time).
Assist Loan Officers with data entry into various spreadsheets, analytical software and bank data systems (approximately 10% of the time).
Prepare lien perfection documents, loan exhibits and other forms and ancillary loan documents and proofread all loan documents for accuracy (approximately 10% of the time).
Coordinate loan closings with loan processing and clients and check documents for proper signatures, authorities, dates, and verify accuracy of closing statements (approximately 10% of the time).
Prepare and maintain credit files for assigned areas (approximately 5% of the time).
Assist in the preparation and proper documentation of draw requests (approximately 5% of the time).
Answer phone and written inquiries concerning loan processing, servicing and information or file maintenance (approximately 5% of the time).
Assist in the timely obtaining of all tracked/required information required from clients and regularly review document exception reports to insure timely elimination of items (approximately 5% of the time).
Complete required BSA/AML training and other compliance training as assigned (approximately 5% of the time, monthly).
Maintain a constant state of alertness and work in a safe manner.
Perform any other related duties as required or assigned.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty mentioned satisfactorily.
Education and Experience Broad knowledge of fields such as accounting, marketing, business administration, finance, etc. Equivalent to a four‑year college degree, plus 4 years related experience and/or training, and 7 to 11 months related management experience, or an equivalent combination of education and experience.
Communication Skills Ability to read, analyze, and understand general business/company related articles and professional journals; Ability to speak effectively before groups of customers or employees.
Mathematical Skills Ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume; ability to apply concepts such as fractions, ratios, and proportions to practical situations.
Critical Thinking Skills Ability to solve practical problems and deal with a variety of known variables in situations where only limited standardization exists; ability to interpret a variety of instructions furnished in written, oral, or diagram formats.
Required Certificates, Licenses, Registrations Not indicated.
Preferred Certificates, Licenses, Registrations Not indicated.
Software Skills Required Basic: 10‑Key, Accounting, Alphanumeric Data Entry
Advanced: Spreadsheet, Word Processing/Typing
Intermediate: Presentation/PowerPoint
Working Conditions Somewhat disagreeable working conditions. Continuously exposed to one or two elements such as noise, intermittent standing, walking; and occasional pushing, carrying, or lifting.
Environmental Conditions The following work environment characteristics described here are representative of those an employee encounters while performing essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
The noise level in the work environment is usually moderate.
Physical Activities Semi‑repetitive, low physical. Semi‑repetitive type work which requires periods of concentration for varied time cycles as prescribed by the tasks.
While performing the functions of this job, the employee is continuously required to sit, use hands to finger, handle, or feel, talk or hear; regularly required to stand, walk, reach with hands and arms; and occasionally required to climb or balance. The employee must occasionally lift and/or move up to 25 pounds; regularly lift and/or move up to 10 pounds. Specific vision abilities required by this job include color vision.
Additional Information Not indicated.
Equal Employment Opportunity Equal Opportunity Employer/Protected Veterans/Individuals with Disabilities.
This employer is required to notify all applicants of their rights pursuant to federal employment laws. For further information, please review the Know Your Rights notice from the Department of Labor.
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