Consumer Loan Processor III
TD, Mount Laurel, NJ, United States
Work Location:
Mount Laurel, New Jersey, États-Unis d'Amérique Hours:
40 Pay Details:
$23.25 - $30.75 USD Line Of Business:
Services bancaires personnels et commerciaux Job Description:
The Consumer Loan Processor III is primarily responsible for supporting the lending areas by reviewing the accuracy of complex consumer loans from conditional approval to closing. This job is a Loan Originator and involves functions such as taking an application, arranging a consumer credit transaction, assisting a consumer in applying or obtaining consumer credit, offering or negotiating consumer credit, or otherwise obtaining or extending credit. Depth & Scope:
Contacts customers directly to obtain conditions placed by lender or underwriter Prepares required loan documentation for approved loan applications such as disclosures Provides support to customers, branches, and lending staff as needed Contacts customers to collect and review additional information as necessary Answers phones in queue as well as personal line to assist customers May test new systems and documentation software May assist in training of Loan Processer I and II Processes all specialty products Reviews and verifies all required support materials, such as, titles, and floods to ensure the files are ready for closing Advises customers regarding changes in rate and term. Education & Experience:
HS Diploma or GED required 2-3 years loan documentation experience Knowledge of Bank loan products and policies Knowledge of lending software Detail-oriented with ability to multitask Ability to handle heavy workload and meet stringent deadlines Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external Solid knowledge and understanding of states’ regulations PC skills Ability to work a flexible schedule (rotation of nights and/or weekends) Problem solving skills preferred Ability to handle difficult conversations preferred Ability to multitask and prioritize preferred Encompass experience preferred Customer Accountabilities:
Maintains regular communication with the customer by phone or email depending on customer preference. Employee/Team Accountabilities:
Completes all annual required training on a timely basis Accurately document conversations with customers in the loan file Establishes and follow up on due dates for documentation OCC Language:
This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous Equal Opportunity and Accommodations:
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
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Mount Laurel, New Jersey, États-Unis d'Amérique Hours:
40 Pay Details:
$23.25 - $30.75 USD Line Of Business:
Services bancaires personnels et commerciaux Job Description:
The Consumer Loan Processor III is primarily responsible for supporting the lending areas by reviewing the accuracy of complex consumer loans from conditional approval to closing. This job is a Loan Originator and involves functions such as taking an application, arranging a consumer credit transaction, assisting a consumer in applying or obtaining consumer credit, offering or negotiating consumer credit, or otherwise obtaining or extending credit. Depth & Scope:
Contacts customers directly to obtain conditions placed by lender or underwriter Prepares required loan documentation for approved loan applications such as disclosures Provides support to customers, branches, and lending staff as needed Contacts customers to collect and review additional information as necessary Answers phones in queue as well as personal line to assist customers May test new systems and documentation software May assist in training of Loan Processer I and II Processes all specialty products Reviews and verifies all required support materials, such as, titles, and floods to ensure the files are ready for closing Advises customers regarding changes in rate and term. Education & Experience:
HS Diploma or GED required 2-3 years loan documentation experience Knowledge of Bank loan products and policies Knowledge of lending software Detail-oriented with ability to multitask Ability to handle heavy workload and meet stringent deadlines Excellent oral and written communication skills, with ability to interact effectively with all customers, both internal and external Solid knowledge and understanding of states’ regulations PC skills Ability to work a flexible schedule (rotation of nights and/or weekends) Problem solving skills preferred Ability to handle difficult conversations preferred Ability to multitask and prioritize preferred Encompass experience preferred Customer Accountabilities:
Maintains regular communication with the customer by phone or email depending on customer preference. Employee/Team Accountabilities:
Completes all annual required training on a timely basis Accurately document conversations with customers in the loan file Establishes and follow up on due dates for documentation OCC Language:
This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Must be eligible for employment with a covered financial institution under the standards established by Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36. Must be eligible for registration as a registered mortgage loan originator with the NMLS (Nationwide Mortgage Licensing System and Registry) in accordance with the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Satisfactory results on a criminal background check and a credit report check, and statements/certification from job applicant regarding administrative, civil, and/or criminal findings by any government agency/authority, are required by federal law for this position. Physical Requirements:
Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100% Domestic Travel – Occasional International Travel – Never Performing sedentary work – Continuous Performing multiple tasks – Continuous Operating standard office equipment - Continuous Responding quickly to sounds – Occasional Sitting – Continuous Standing – Occasional Walking – Occasional Moving safely in confined spaces – Occasional Lifting/Carrying (under 25 lbs.) – Occasional Lifting/Carrying (over 25 lbs.) – Never Squatting – Occasional Bending – Occasional Kneeling – Never Crawling – Never Climbing – Never Reaching overhead – Never Reaching forward – Occasional Pushing – Never Pulling – Never Twisting – Never Concentrating for long periods of time – Continuous Applying common sense to deal with problems involving standardized situations – Continuous Reading, writing and comprehending instructions – Continuous Adding, subtracting, multiplying and dividing – Continuous Equal Opportunity and Accommodations:
TD Bank is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law. If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at USWAPTDO@td.com. Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.
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