Executive Commercial Lines Underwriter - Auto Dealers Unit
Utica National Insurance Group, Dakota, MN, United States
At Utica National Insurance Group, 1,400 employees nationwide help people feel secure, appreciated, and respected. Utica National is an “A” rated, $2.0 B award‑winning property & casualty insurance carrier that operates along the Eastern half of the United States. The Home Office is in Central New York, with regional offices in New York City, Dallas, and Charlotte.
What You Will Do
Underwrite commercial lines insurance policies (General Liability, Worker's Compensation, Property, Commercial Auto) and make underwriting decisions on complex risks.
Manage a high‑volume agency assignment with increased authority limits and ensure profitability through effective portfolio management.
Prepare material for agency reviews, work with the account underwriter on loss‑ratio improvement plans, and influence the book of business.
Analyze and evaluate new submissions and renewals to determine acceptability within underwriting limits.
Interpret and process data from applications and loss history.
Communicate underwriting standards, appetite, declination reasons, and coverage advantages to agents and internal partners.
Build and maintain strong business relationships with internal and external stakeholders.
Anticipate and meet customer needs while managing priorities in a fast‑paced environment.
Analyze agents’ books of business to identify corrective actions or growth opportunities.
Understand and utilize commercial lines marketplace/products and management information data (e.g., Power BI).
What You Need
Bachelor’s degree or equivalent experience preferred.
Minimum 5 years of experience in Commercial Lines Middle‑Market Underwriting preferred.
Strong knowledge of General Liability, Work's Compensation, Property, and Commercial Auto lines.
Proven track record of successful underwriting and portfolio management in the middle‑market segment.
Excellent analytical and decision‑making skills.
Strong communication, negotiation, and relationship‑building abilities.
Ability to work independently and as part of a team in a dynamic environment.
Location & Work Arrangement New Hartford, NY OR Charlotte, NC – Hybrid.
Salary Range
Executive Commercial Lines Underwriter: $90,000 – $154,000
Commercial Lines Underwriter: $57,000 – $90,000
Senior Commercial Lines Underwriter: $73,500 – $111,000
This position is bonus eligible, full‑time, salaried, and exempt (non‑overtime eligible).
Benefits
Medical and Prescription Drug Benefit
Dental Benefit
Vision Benefit
Life Insurance and Disability Benefits
401(k) Profit Sharing and Investment Plan
Health Savings Account (HSA)
Flexible Spending Accounts
Tuition Assistance, Training, and Professional Designations
Company‑Paid Family Leave
Adoption/Surrogacy Assistance Benefit
Volunteer and Wellness Programs
Personal Insurance Discount
Other Voluntary Benefits: Group Accident, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance, Student Loan Refinancing, Business Travel Accident Insurance, Matching Gifts, Paid Volunteer Day, Employee Referral Award Program
Utica National is an Equal Opportunity Employer.
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What You Will Do
Underwrite commercial lines insurance policies (General Liability, Worker's Compensation, Property, Commercial Auto) and make underwriting decisions on complex risks.
Manage a high‑volume agency assignment with increased authority limits and ensure profitability through effective portfolio management.
Prepare material for agency reviews, work with the account underwriter on loss‑ratio improvement plans, and influence the book of business.
Analyze and evaluate new submissions and renewals to determine acceptability within underwriting limits.
Interpret and process data from applications and loss history.
Communicate underwriting standards, appetite, declination reasons, and coverage advantages to agents and internal partners.
Build and maintain strong business relationships with internal and external stakeholders.
Anticipate and meet customer needs while managing priorities in a fast‑paced environment.
Analyze agents’ books of business to identify corrective actions or growth opportunities.
Understand and utilize commercial lines marketplace/products and management information data (e.g., Power BI).
What You Need
Bachelor’s degree or equivalent experience preferred.
Minimum 5 years of experience in Commercial Lines Middle‑Market Underwriting preferred.
Strong knowledge of General Liability, Work's Compensation, Property, and Commercial Auto lines.
Proven track record of successful underwriting and portfolio management in the middle‑market segment.
Excellent analytical and decision‑making skills.
Strong communication, negotiation, and relationship‑building abilities.
Ability to work independently and as part of a team in a dynamic environment.
Location & Work Arrangement New Hartford, NY OR Charlotte, NC – Hybrid.
Salary Range
Executive Commercial Lines Underwriter: $90,000 – $154,000
Commercial Lines Underwriter: $57,000 – $90,000
Senior Commercial Lines Underwriter: $73,500 – $111,000
This position is bonus eligible, full‑time, salaried, and exempt (non‑overtime eligible).
Benefits
Medical and Prescription Drug Benefit
Dental Benefit
Vision Benefit
Life Insurance and Disability Benefits
401(k) Profit Sharing and Investment Plan
Health Savings Account (HSA)
Flexible Spending Accounts
Tuition Assistance, Training, and Professional Designations
Company‑Paid Family Leave
Adoption/Surrogacy Assistance Benefit
Volunteer and Wellness Programs
Personal Insurance Discount
Other Voluntary Benefits: Group Accident, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance, Student Loan Refinancing, Business Travel Accident Insurance, Matching Gifts, Paid Volunteer Day, Employee Referral Award Program
Utica National is an Equal Opportunity Employer.
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