Food & Agribusiness - Agricultural Relationship Officer
NBH Bank, Dallas, TX, United States
Food & Agribusiness - Agricultural Relationship Officer
Job Description
As a Relationship Officer, you will actively pursue business relationships for NBH Bank. Provide a full range of business banking services with an emphasis on loan and deposit business products, with a goal of earning 100% of the client’s relationship. Develop and expand business relationships by calling on potential and existing clients to offer business loans, deposits, and treasury services. The Relationship Officer will be responsible for identifying consumer and mortgage opportunities for their business clients and the clients’ associates. You will be responsible for a variety of tasks including providing financial advice and counsel to business clients on credit structure and treasury management products. Additionally, Relationship Officers are expected to counsel the client in all aspects of the onboarding process, from initial meetings to loan closing. Must have the ability to critically review, analyze, and structure business loans. Monitor loan portfolio performance by maintaining contact with the borrowers and understanding and resolving problems when appropriate. Proactively call on clients, prospects, and referral sources to ensure maximum results. Results consist of acquiring, expanding, and retaining business banking relationships, with an enhanced focus on deposit, treasury, and business lending growth. Promote the Bank’s image in the community by participating in community activities, coordinating community development efforts, and presenting a favorable image that will lead to new business relationship opportunities. Build a great rapport with clients and fellow associates and treat others with respect and consideration regardless of their status or position. All associates are expected to maintain current knowledge and consistent compliance with regulations and bank policies and procedures related to the position, including but not limited to Bank Secrecy Act (BSA) and Office of Foreign Assets Control (OFAC) requirements.
Minimum Requirements
Bachelor’s degree in Business Administration or equivalent combination of education and work experience.
Minimum 5 years of banking experience.
Minimum 5 years successful business-to-business development experience.
Desired Qualifications
Minimum 7 years of successful commercial or small‑business lending.
Minimum 7 years of banking experience.
Completion of bank training or formal credit training program.
Skills and Abilities
Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
Ability to think creatively and meet challenges with resourcefulness.
Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
Ability to work effectively in a collaborative environment.
Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
Ability to make sound and timely decisions, to consistently deliver on commitments and assume responsibility for results.
Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
Carries oneself in a professional manner both inside and outside the bank, always representing the bank in a professional manner.
Proficient in MS office applications including Outlook, Word, Excel, and PowerPoint.
Physical Requirements:
Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).
Must be able to push, pull, lift, bend at the knees and waist, twist at the waist, raise and hold arms overhead, turn head/neck/shoulders as needed, grasp and hold tools and other items with hands for either extended periods or many times throughout the workday.
Must be able to travel – estimated at 50% to 60% of the time.
Office setting with traditional hours.
Benefits include insurance, 401(k), an associate stock purchase program, paid time off, and associate banking perks.
Equal Employment Opportunity Statement
The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function should contact Human Resources. The Bank’s policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug‑free workplace.
Colorado Residents: In any materials you submit, you may redact or remove age‑identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and, if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.
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Minimum Requirements
Bachelor’s degree in Business Administration or equivalent combination of education and work experience.
Minimum 5 years of banking experience.
Minimum 5 years successful business-to-business development experience.
Desired Qualifications
Minimum 7 years of successful commercial or small‑business lending.
Minimum 7 years of banking experience.
Completion of bank training or formal credit training program.
Skills and Abilities
Strong credit background with ability to analyze financial statements, underwrite loans, and prepare loan presentations for approval by credit committees.
Strong oral and written communication skills with the ability to clearly and concisely articulate issues.
Ability to think creatively and meet challenges with resourcefulness.
Strong interpersonal skills with the ability to build peer and/or team cohesiveness.
Ability to work effectively in a collaborative environment.
Ability to prioritize competing demands and effectively manage multiple tasks and/or projects.
Ability to make sound and timely decisions, to consistently deliver on commitments and assume responsibility for results.
Strong client service skills with the ability to interact in a professional manner with both internal and external clients.
Carries oneself in a professional manner both inside and outside the bank, always representing the bank in a professional manner.
Proficient in MS office applications including Outlook, Word, Excel, and PowerPoint.
Physical Requirements:
Must be able to work at a rapid pace for long periods of time (typically no longer than 8 hours).
Must be able to push, pull, lift, bend at the knees and waist, twist at the waist, raise and hold arms overhead, turn head/neck/shoulders as needed, grasp and hold tools and other items with hands for either extended periods or many times throughout the workday.
Must be able to travel – estimated at 50% to 60% of the time.
Office setting with traditional hours.
Benefits include insurance, 401(k), an associate stock purchase program, paid time off, and associate banking perks.
Equal Employment Opportunity Statement
The Bank is committed to providing qualified applicants and associates reasonable accommodation, when necessary, to enable the individuals to complete the application process and/or perform the essential functions of the job. An applicant and/or associate requiring reasonable accommodation to perform any essential job function should contact Human Resources. The Bank’s policy is to provide equal opportunity to all people without regard to race, color, religion, national origin, ancestry, marital status, veteran status, age, disability, pregnancy, genetic information, citizenship status, sex, sexual orientation, gender identity or any other legally protected category. The Bank is proud to be a drug‑free workplace.
Colorado Residents: In any materials you submit, you may redact or remove age‑identifying information such as age, date of birth, or dates of school attendance or graduation. You will not be penalized for redacting or removing this information. Selected candidate(s) for hire must complete the following prior to employment: a criminal history report, global screen, drug screen, employment credit report and, if applicable, a driving record. Applicants must be legally authorized to work in the United States. Verification of employment eligibility will be required at the time of hire.
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