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Commercial Loan Officer — Private Lending

East Harbor, Miami, FL, United States


Compensation: $70,000–$130,000 Location: Miami (Doral), FL (On-Site) Reports To: CEO

The Role East Harbor Financial is hiring a Deal Originator to source, structure, and advance new lending opportunities across marine vessels, aircraft, real estate, and commercial vehicles. This is a revenue-generating seat — you’ll own the pipeline from initial sourcing through credit committee presentation and underwriting handoff. Our team closes deals in 2–4 weeks, and a full-production originator here can realistically book well into six figures with commission.

What You’ll Do

Source and evaluate new lending opportunities through broker relationships, direct outreach, and industry events

Build and manage a referral network of intermediaries, attorneys, financial advisors, and deal brokers across our target asset classes

Perform preliminary credit analysis — borrower financials, tax returns, collateral valuation, and deal sizing — before advancing to underwriting

Structure deal terms alongside our CFO — loan amount, rate, LTV, and collateral requirements

Present deals to our credit committee with a clear investment thesis and risk assessment

Maintain pipeline reporting and deal flow visibility to senior leadership

Conduct due diligence coordination with borrowers, attorneys, and third-party vendors

Represent the firm at conferences and networking events in marine, aviation, real estate, and specialty finance

Required

3+ years in deal origination, business development, or relationship management in lending, private credit, or financial services

We prioritize capability over tenure — if you have fewer years but can demonstrate sharp analytical thinking and a strong body of work, we want to hear from you

Demonstrated ability to source and close deals — we value results over resumes

Accounting or finance background with comfort in financial modeling, reading financials, and analyzing tax returnsn>

Existing network in marine, real estate, aircraft, or the broker community that serves these asset classes

Bachelor's degree in Finance, Accounting, Economics, or related field

Preferred

Direct experience in private credit, specialty lending, or alternative lending

Familiarity with UCC filings, title/lien searches, collateral valuation, or asset-based lending structures

Experience presenting to credit committees or investment committees

Bilingual English/Spanish

About East Harbor Financial We’re a private credit firm in Doral, FL specializing in high-yield, short-duration secured loans across non-traditional collateral. We operate with an institutional compliance framework — CECL-compliant, KYC/AML, audited by Cherry Bekaert — at an entrepreneurial pace. No layers of bureaucracy between our team and funded deals. This role has a direct path to shaping how we scale originations as the firm grows.

East Harbor Financial is an equal opportunity employer.

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