Senior Relationship Manager (Agriculture Lending)

POSITION SUMMARY
River Valley Ag Credit is seeking an experienced and highly relationship-focused Senior Relationship Manager to lead the development, management, and expansion of agricultural and commercial lending relationships throughout the Murray market and surrounding communities. This is a senior‑level lending and business development opportunity designed for an established financial professional with strong market presence, proven portfolio management success, and the ability to cultivate long‑term relationships with agricultural producers, agribusiness leaders, commercial clients, and community stakeholders.

The ideal candidate will bring extensive experience in agricultural lending, commercial banking, relationship management, or portfolio development, along with the leadership presence and strategic mindset necessary to immediately contribute at a high level. This individual will serve as a trusted advisor to customers while helping River Valley Ag Credit continue growing its presence and impact within the agricultural and commercial sectors. This role is ideal for a seasoned lender or relationship manager who enjoys working directly with customers, understanding agricultural operations and business needs, developing new business opportunities, and serving as a visible leader within the local community.

PRIMARY WORK LOCATION
Murray, KY

REPORTS TO
Executive Leadership

KEY RESPONSIBILITIES

Develop, manage, and expand a high‑value portfolio of agricultural and commercial lending relationships

Serve as a trusted financial advisor to agricultural producers, agribusiness owners, commercial customers, and rural landowners

Build and maintain strong relationships with customers, referral sources, business leaders, and community stakeholders throughout the region

Identify opportunities for new business development, portfolio growth, and expanded customer relationships

Structure, negotiate, and present complex lending solutions tailored to customer needs

Analyze financial statements, repayment ability, collateral, operational performance, and overall credit risk

Conduct on‑site farm visits, business visits, and customer meetings to strengthen relationships and better understand operations

Maintain strong knowledge of agricultural markets, commodity trends, farm operations, rural economies, and commercial lending environments

Collaborate with internal credit and leadership teams to ensure sound underwriting, risk management, and portfolio administration

Represent River Valley Ag Credit professionally within the community through networking, industry involvement, and relationship‑building activities

Assist in mentoring and supporting less experienced lenders and team members when appropriate

Maintain compliance with all applicable lending regulations, internal policies, and Association standards

PREFERRED QUALIFICATIONS

Bachelor’s degree in Business Administration, Agricultural Economics, Agriculture, Finance, Accounting, or related field preferred

Significant experience in agricultural lending, commercial banking, relationship management, portfolio management, or business development

Strong understanding of agricultural operations, agribusiness, and rural financial markets preferred

Proven ability to build, manage, and grow substantial customer portfolio

Established community and professional relationships within the region strongly preferred

Strong analytical, communication, negotiation, and interpersonal skills

Demonstrated ability to develop new business and maintain long‑term customer relationships

Knowledge of Farm Credit System operations and agricultural finance principles preferred

Leadership presence with the ability to work independently and strategically within a growing organization

BENEFITS OF WORKING WITH US

Competitive Salary

Performance Based Bonus (Incentive Pay)

Generous PTO (Vacation and Sick Time)

12 Paid Holidays

Medical, Dental, and Vision Insurance

401K Retirement Benefits (3% automatic contribution plus up to 6% match; 9% total)

Company Provided Life Insurance

Disability Coverage

Relocation Assistance Available, If Applicable

We are an Equal Opportunity Employer and prohibit discrimination and harassment of any kind. Our company is committed to the principle of equal employment opportunity for all employees and applicants, providing everyone with a work environment free of discrimination and harassment. All employment decisions within our organization are based on business needs, job requirements and individual qualifications, without regard to age, race, color, religion, sex, gender, gender identity, sexual orientation, national origin, disability, veteran status, or any other status protected by the laws or regulations in the locations where we operate. We will not tolerate discrimination or harassment based on any of these characteristics.

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