High Net Worth Account Executive - Personal Lines

High Net Worth Account Executive – Personal Lines

Job Summary
Seeking an experienced High Net Worth Account Executive – Personal Lines to manage and service a sophisticated portfolio of affluent and high-net-worth clients. This role requires extensive experience handling complex personal insurance programs while delivering concierge-level service and maintaining strong carrier relationships.

The ideal candidate will possess strong technical coverage knowledge, experience working with premier high-net-worth insurance carriers, and the ability to independently manage all aspects of client service, renewals, marketing, and account retention.

Responsibilities

Manage a portfolio of high-net-worth personal lines accounts.

Serve as the primary point of contact for affluent clients, family offices, and trusted advisors.

Review coverage needs and identify gaps, exposures, and opportunities for account rounding and enhancement.

Coordinate policy renewals, remarketing efforts, endorsements, billing inquiries, and claims advocacy.

Prepare professional insurance proposals, coverage comparisons, and renewal presentations.

Market accounts to appropriate carriers and negotiate competitive coverage and pricing solutions.

Maintain strong relationships with underwriting partners and carrier representatives.

Ensure all client interactions and account activity are accurately documented within the agency management system.

Deliver exceptional customer service while maintaining strong client retention.

Stay current on carrier appetite changes, coverage enhancements, and industry trends affecting high-net-worth clients.

Collaborate with producers and agency leadership to support new business opportunities and account growth.

Qualifications/Requirements

Minimum of 5 years of Personal Lines insurance experience, with a strong focus on high-net-worth clientele.

Extensive knowledge of complex personal insurance programs, including:

High-value homes

Luxury and collector automobiles

Valuable articles and collections

Excess liability/umbrella coverage

Secondary residences

Watercraft and specialty exposures

Experience with:

AMS360

Microsoft Excel

Experience working with premier high-net-worth insurance carriers.

Strong understanding of coverage analysis, policy forms, underwriting guidelines, and carrier appetite.

Excellent verbal and written communication skills.

Ability to prioritize, organize, and manage multiple accounts in a fast-paced environment.

Holds an active P&C (Property and Casualty) insurance license.

Compensation Package

Salary Range: $80,000 – $110,000 annually, depending on experience.

Competitive benefits package, paid time off, professional development opportunities, etc.

Disclaimer: Please note that this job description may not cover all duties, responsibilities, or aspects of the role, and it is subject to modification at the employer's discretion.

#J-18808-Ljbffr