MIM - Residential Credit - Analyst

Based in Whippany, New Jersey, MetLife Investment Management ("MIM") is one of the largest institutional investors and asset managers in the world, with approximately $600 billion in combined managed assets. MIM has been ranked a "Best Places to Work in Money Management" by Pensions & Investments for four consecutive years and has consistently generated superior returns for both policyholders and shareholders. The enterprise has more than 850 dedicated professionals with experience and expertise in all asset classes, with a strength in public and private fixed income and private assets, including private equity and real estate.
MetLife Investment Management’s Residential Whole Loans strategy

Designed for institutional investors, including insurers, seeking consistent income and capital-efficient exposure to private residential mortgage credit, the strategy is built on data‑driven credit analysis, deep market relationships, and flexible structuring, offering a differentiated approach to all loan types.
Key Responsibilities

Conduct due diligence on investment opportunities, including in-depth analysis of portfolios of residential assets, asset‑based lending opportunities, structured debt, specialty finance companies, and financial institutions; work with and manage third‑party diligence providers to facilitate the review and closing of transactions
Evaluate investment opportunities across Non‑QM/DSCR, 2nd Liens/HELOCs, MSR, Bridge/RTL, Manufactured Housing, and other residential asset classes
Analyze and underwrite potential investments by reviewing historical performance data (e.g., prepayment, default, and recovery data, as well as other key information depending on the transaction), developing cash flow projection models, and performing investment analyses; model underlying asset cash flows across asset classes and create sensitivity and comparable analyses to assess the relative risk and value of potential investments
Assist in preparing investment committee memos, diligence memos, and other investment analyses
Accountability – ensure the quality, completeness, and accuracy of analyses and other deliverables associated with investment decisions
Assess non‑economic, legal documentation risks and review and comment on transaction documentation (term sheets, purchase and servicing agreements, credit agreements, etc.)
Monitor positions on an ongoing basis and perform quarterly valuations of investments
Interface and negotiate with external counterparties
Required Qualifications

Superior valuation, modeling, and Excel skills evaluating financial assets
Strong accounting, finance, modeling, and problem‑solving skills
Keen interest in the financial markets and good commercial instincts
Ability to multi‑task and maintain composure in a high‑volume environment
Strong sense of urgency; ability to execute quickly and efficiently with attention to detail
Strong verbal and written communication skills and ability to interact and collaborate with internal and external stakeholders
Comfortable working in a high growth, iterative environment
Bachelor's degree required
Preferred Qualifications

1–4 years of Finance or Investment Banking experience within a Structured Finance or Financial Institutions focused group or similar buyside experience
Experience underwriting, structuring, and reviewing residential whole loan pools, asset‑backed securitizations, and private asset‑backed credit facilities
Intex, VBA, Python, and Snowflake/SQL proficiency is preferred but not mandatory

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